RC vs. GPMT
RC (Ready Capital Corporation) and GPMT (Granite Point Mortgage Trust Inc.) are both stocks. Both operate in the REIT - Mortgage industry within the Real Estate sector. Over the past 5 years, RC returned -27.56%/yr vs -31.48%/yr for GPMT. A 0.55 correlation means they provide meaningful diversification when combined.
Performance
RC vs. GPMT - Performance Comparison
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Returns By Period
In the year-to-date period, RC achieves a -19.22% return, which is significantly higher than GPMT's -43.04% return.
RC
- 1D
- 5.42%
- 1M
- -3.85%
- YTD
- -19.22%
- 6M
- -20.67%
- 1Y
- -58.55%
- 3Y*
- -40.14%
- 5Y*
- -27.56%
- 10Y*
- -9.11%
GPMT
- 1D
- -6.38%
- 1M
- -0.75%
- YTD
- -43.04%
- 6M
- -42.55%
- 1Y
- -40.12%
- 3Y*
- -30.22%
- 5Y*
- -31.48%
- 10Y*
- —
RC vs. GPMT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RC Ready Capital Corporation | -19.22% | -65.04% | -23.49% | 5.93% | -18.28% | 40.09% | -7.25% | 23.64% | 1.18% | 8.25% |
GPMT Granite Point Mortgage Trust Inc. | -43.04% | -7.03% | -49.00% | 28.79% | -48.31% | 26.55% | -41.53% | 11.51% | 11.09% | 0.98% |
Correlation
The correlation between RC and GPMT is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.33 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.48 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.55 |
Correlation (All Time) Calculated using the full available price history since Jun 23, 2017 | 0.55 |
Over the past year, the correlation between RC and GPMT has dropped to 0.33 - well below their long-term average of 0.55, suggesting their price drivers have been diverging.
Fundamentals
RC:
$293.39M
GPMT:
$62.93M
RC:
-$3.06
GPMT:
-$0.85
RC:
0.56
GPMT:
0.47
RC:
0.22
GPMT:
0.12
RC:
$525.55M
GPMT:
$132.94M
RC:
$73.92M
GPMT:
$74.25M
RC:
-$353.42M
GPMT:
$16.09M
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Return for Risk
RC vs. GPMT — Risk / Return Rank
RC
GPMT
RC vs. GPMT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ready Capital Corporation (RC) and Granite Point Mortgage Trust Inc. (GPMT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RC | GPMT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.21 | ||
| Sortino ratioReturn per unit of downside risk | -0.68 | ||
| Omega ratioGain probability vs. loss probability | 0.80 | 0.86 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | -0.88 | -0.73 | -0.15 |
| Martin ratioReturn relative to average drawdown | -1.30 | -1.32 | +0.02 |
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Drawdowns
RC vs. GPMT - Drawdown Comparison
The maximum RC drawdown since its inception was -84.58%, roughly equal to the maximum GPMT drawdown of -87.96%. Use the drawdown chart below to compare losses from any high point for RC and GPMT.
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Drawdown Indicators
| RC | GPMT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.58% | -87.96% | +3.38% |
Max Drawdown (1Y)Largest decline over 1 year | -66.41% | -54.89% | -11.52% |
Max Drawdown (3Y)Largest decline over 3 years | -83.04% | -74.35% | -8.69% |
Max Drawdown (5Y)Largest decline over 5 years | -84.58% | -85.73% | +1.15% |
Max Drawdown (10Y)Largest decline over 10 years | -84.58% | — | — |
Current DrawdownCurrent decline from peak | -82.02% | -86.91% | +4.89% |
Average DrawdownAverage peak-to-trough decline | -18.43% | -40.82% | +22.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 45.04% | 30.41% | +14.63% |
Volatility
RC vs. GPMT - Volatility Comparison
Ready Capital Corporation (RC) has a higher volatility of 18.49% compared to Granite Point Mortgage Trust Inc. (GPMT) at 11.67%. This indicates that RC's price experiences larger fluctuations and is considered to be riskier than GPMT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RC | GPMT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 18.49% | 11.67% | +6.82% |
Volatility (6M)Calculated over the trailing 6-month period | 44.08% | 36.85% | +7.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 54.06% | 45.94% | +8.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 39.18% | 43.83% | -4.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 47.09% | 85.52% | -38.43% |
Dividends
RC vs. GPMT - Dividend Comparison
RC's dividend yield for the trailing twelve months is around 15.43%, more than GPMT's 15.15% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GPMT Granite Point Mortgage Trust Inc. | 15.15% | 8.33% | 10.75% | 13.47% | 17.72% | 8.54% | 6.51% | 9.14% | 8.99% | 3.95% | 0.00% | 0.00% |
RC Ready Capital Corporation | 15.43% | 17.66% | 16.13% | 14.24% | 14.90% | 10.62% | 10.44% | 10.38% | 11.35% | 9.77% | 11.52% | 10.61% |
Financials
RC vs. GPMT - Financials Comparison
This section allows you to compare key financial metrics between Ready Capital Corporation and Granite Point Mortgage Trust Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
RC and GPMT have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RC has higher volatility (18.49%) compared to GPMT (11.67%). In terms of maximum drawdown, RC dropped -84.58% vs GPMT's -87.96%.
GPMT currently has the higher Sharpe Ratio (-0.88 vs -1.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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