- ISIN
- US75574U1016
- CUSIP
- 75574U101
- Sector
- Real Estate
- Industry
- REIT - Mortgage
- IPO Date
- Feb 8, 2013
Highlights
- Market Cap
- $268.24M
- Enterprise Value
- $1.52B
- EPS (TTM)
- -$3.06
- Total Revenue (TTM)
- $525.55M
- Gross Profit (TTM)
- $73.92M
- EBITDA (TTM)
- -$353.42M
- Year Range
- $1.50 - $4.75
- Target Price
- $2.50
- ROA (TTM)
- -8.11%
- ROE (TTM)
- -38.23%
Share Price Chart
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Performance
RC Performance Chart
Ready Capital Corporation (RC) is down 26.1% since the beginning of the year. At $2 per share, RC is trading 66.3% below its 52-week high of $5. Investors who bought $1,000 worth of RC shares 5 years ago would now be looking at an investment worth $176.
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Returns By Period
Ready Capital Corporation (RC) has returned -26.14% so far this year and -61.24% over the past 12 months. Over the last ten years, RC has returned -9.77% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Ready Capital Corporation
- 1D
- -8.57%
- 1M
- -11.60%
- YTD
- -26.14%
- 6M
- -28.11%
- 1Y
- -61.24%
- 3Y*
- -41.10%
- 5Y*
- -29.32%
- 10Y*
- -9.77%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
RC Monthly Returns History
Based on dividend-adjusted daily data since Feb 8, 2013, RC's average daily return is 0.00%, while the average monthly return is -0.15%.
Historically, 47% of months were positive and 53% were negative. The best month was Jun 2020 with a return of +52.5%, while the worst month was Mar 2020 at -47.5%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 7 months.
On a daily basis, RC closed higher 48% of trading days. The best single day was Mar 26, 2020 with a return of +61.2%, while the worst single day was Mar 3, 2025 at -26.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.29% | -13.15% | -11.88% | 16.67% | -5.82% | -10.11% | -26.14% | ||||||
| 2025 | -2.49% | 4.21% | -24.66% | -12.57% | 0.45% | 0.56% | -3.66% | 1.19% | -6.25% | -24.29% | -13.65% | -13.44% | -65.04% |
| 2024 | -8.59% | -5.76% | 6.95% | -6.68% | -2.58% | 2.21% | 13.45% | -10.67% | -4.93% | -10.22% | 7.59% | -3.97% | -23.49% |
| 2023 | 18.76% | -14.89% | -5.96% | 5.51% | -3.39% | 12.98% | 2.57% | -5.62% | -4.09% | -6.73% | 8.38% | 3.11% | 5.93% |
| 2022 | -8.89% | 4.28% | 4.19% | -3.25% | 0.75% | -15.95% | 16.69% | -5.82% | -19.51% | 19.53% | 10.56% | -13.81% | -18.28% |
| 2021 | -8.59% | 15.29% | 4.48% | 8.93% | 4.89% | 7.03% | -4.73% | 1.26% | -3.05% | 7.21% | -0.71% | 4.50% | 40.09% |
Benchmark Metrics
Ready Capital Corporation has an annualized alpha of -11.71%, beta of 0.97, and R2 of 0.15 versus S&P 500 Index. Calculated based on daily prices since February 08, 2013.
- This stock participated in 151.56% of S&P 500 Index downside but only 59.53% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.15 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -11.71%
- Beta
- 0.97
- R²
- 0.15
- Upside Capture
- 59.53%
- Downside Capture
- 151.56%
Return for Risk
Risk / Return Rank
RC ranks 5 for risk / return — in the bottom 5% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Ready Capital Corporation (RC) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RC | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -3.16 | ||
| Sortino ratioReturn per unit of downside risk | -4.77 | ||
| Omega ratioGain probability vs. loss probability | 0.78 | 1.37 | -0.59 |
| Calmar ratioReturn relative to maximum drawdown | -0.92 | 2.78 | -3.71 |
| Martin ratioReturn relative to average drawdown | -1.35 | 12.44 | -13.79 |
Dividends
Dividend History
Ready Capital Corporation provided a 16.88% dividend yield over the last twelve months, with an annual payout of $0.27 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.27 | $0.39 | $1.10 | $1.46 | $1.66 | $1.66 | $1.30 | $1.60 | $1.57 | $1.48 | $1.55 | $1.60 |
Dividend yield | 16.88% | 17.66% | 16.13% | 14.24% | 14.90% | 10.62% | 10.44% | 10.38% | 11.35% | 9.77% | 11.52% | 10.61% |
Monthly Dividends
The table displays the monthly dividend distributions for Ready Capital Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.01 | ||||||
| 2025 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.01 | $0.39 |
| 2024 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $1.10 |
| 2023 | $0.00 | $0.00 | $0.40 | $0.00 | $0.26 | $0.14 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.30 | $1.46 |
| 2022 | $0.00 | $0.00 | $0.42 | $0.00 | $0.00 | $0.42 | $0.00 | $0.00 | $0.42 | $0.00 | $0.00 | $0.40 | $1.66 |
| 2021 | $0.00 | $0.00 | $0.30 | $0.10 | $0.00 | $0.42 | $0.00 | $0.00 | $0.42 | $0.00 | $0.00 | $0.42 | $1.66 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Ready Capital Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Ready Capital Corporation was 84.58%, occurring on Mar 20, 2026. The portfolio has not yet recovered.
The current Ready Capital Corporation drawdown is 83.56%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2026 bear market2026 | -84.58%Mar 2026 | 4y 2mo | — | 4y 5moJan 2022 - now |
COVID crash2020 | -76.33%Mar 2020 | 1mo 2d | 11mo 23d | 1y 20dFeb 2020 - Mar 2021 |
2016 bear market2016 | -24.06%Feb 2016 | 1y 5mo | 1y 1mo | 2y 7moSep 2014 - Mar 2017 |
2013 bear market2013 | -22.54%Aug 2013 | 4mo 20d | 11mo 22d | 1y 4moApr 2013 - Aug 2014 |
Rate-hike selloffLate 2018 | -18.78%Dec 2018 | 3mo 19d | 8mo 26d | 1y 10dSep 2018 - Sep 2019 |
Drawdown Indicators
| RC | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.58% | -56.78% | -27.80% |
Max Drawdown (1Y)Largest decline over 1 year | -66.41% | -9.10% | -57.31% |
Max Drawdown (3Y)Largest decline over 3 years | -83.04% | -18.90% | -64.14% |
Max Drawdown (5Y)Largest decline over 5 years | -84.58% | -25.43% | -59.15% |
Max Drawdown (10Y)Largest decline over 10 years | -84.58% | -33.92% | -50.66% |
Current DrawdownCurrent decline from peak | -83.56% | -1.80% | -81.76% |
Average DrawdownAverage peak-to-trough decline | -18.44% | -10.71% | -7.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 45.22% | 2.03% | +43.19% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Ready Capital Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Ready Capital Corporation is priced in the market compared to other companies in the REIT - Mortgage industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for RC relative to other companies in the REIT - Mortgage industry. Currently, RC has a P/S ratio of 0.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for RC in comparison with other companies in the REIT - Mortgage industry. Currently, RC has a P/B value of 0.2. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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