RBB vs. PGC

Last updated Aug 1, 2026

RBB (RBB Bancorp) and PGC (Peapack-Gladstone Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 5 years, RBB returned 5.32%/yr vs 8.09%/yr for PGC. Their 0.62 correlation means they have sometimes moved together and sometimes differently.

Performance

RBB vs. PGC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in RBB Bancorp (RBB) and Peapack-Gladstone Financial Corporation (PGC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RBB achieves a 30.43% return, which is significantly lower than PGC's 65.53% return.

RBB

• 1D: 1.03%
• 1M: -2.21%
• 6M: 28.79%
• YTD: 30.43%
• 1Y: 51.33%
• 3Y*: 26.53%
• 5Y*: 5.32%
• 10Y*: —
• ALL TIME*: 4.10%

PGC

• 1D: -0.09%
• 1M: -2.95%
• 6M: 45.34%
• YTD: 65.53%
• 1Y: 87.00%
• 3Y*: 17.05%
• 5Y*: 8.09%
• 10Y*: 9.32%
• ALL TIME*: 5.04%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
PGC Peapack-Gladstone Financial Corporation	$11.27M	$11.80M	$8.18M
RBB RBB Bancorp	$5.00M	$5.37M	$4.74M

RBB vs. PGC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RBB RBB Bancorp	30.43%	4.38%	11.03%	-4.42%	-18.49%	74.37%	-25.70%	22.98%	-34.99%	17.75%
PGC Peapack-Gladstone Financial Corporation	65.53%	-12.47%	8.27%	-19.31%	5.74%	56.52%	-25.58%	23.59%	-27.64%	6.78%

Correlation

The correlation between RBB and PGC is 0.66, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.66
Correlation (3Y) Balances recent behavior with more history.	0.63
Correlation (5Y) Shows whether the relationship held over a longer period.	0.64
Correlation (All Time) Calculated using the full available price history since Jul 26, 2017	0.62

The correlation between RBB and PGC has been stable across timeframes, ranging from 0.62 to 0.66 - a consistent structural relationship.

Fundamentals

Market Cap RBB : $446.60M PGC : $814.69M
EPS RBB : $2.42 PGC : $2.91
PE Ratio RBB : 10.90 PGC : 15.83
PS Ratio RBB : 1.91 PGC : 2.08
PB Ratio RBB : 0.84 PGC : 1.17
Total Revenue (TTM) RBB : $238.90M PGC : $395.74M
Gross Profit (TTM) RBB : $98.61M PGC : $135.32M
EBITDA (TTM) RBB : $48.28M PGC : $117.39M

Return for Risk

RBB vs. PGC — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

RBB

RBB Risk / Return Rank: 88
RBB Sharpe Ratio Rank: 90
RBB Sortino Ratio Rank: 89
RBB Omega Ratio Rank: 87
RBB Calmar Ratio Rank: 85
RBB Martin Ratio Rank: 90

PGC

PGC Risk / Return Rank: 95
PGC Sharpe Ratio Rank: 96
PGC Sortino Ratio Rank: 94
PGC Omega Ratio Rank: 93
PGC Calmar Ratio Rank: 94
PGC Martin Ratio Rank: 95

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

RBB vs. PGC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for RBB Bancorp (RBB) and Peapack-Gladstone Financial Corporation (PGC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RBB	PGC	Difference
Sharpe ratio: Return per unit of total volatility	1.86	2.63	-0.77
Sortino ratio: Return per unit of downside risk	2.73	3.23	-0.50
Omega ratio: Gain probability vs. loss probability	1.33	1.42	-0.09
Calmar ratio: Return relative to maximum drawdown	2.76	4.74	-1.99
Martin ratio: Return relative to average drawdown	9.58	14.22	-4.64

RBB vs. PGC - Sharpe Ratio Comparison

The current RBB Sharpe Ratio is 1.86, which is comparable to the PGC Sharpe Ratio of 2.63. The chart below compares the historical Sharpe Ratios of RBB and PGC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RBB vs. PGC - Drawdown Comparison

The maximum RBB drawdown since its inception was -69.22%, roughly equal to the maximum PGC drawdown of -70.43%. Use the drawdown chart below to compare losses from any high point for RBB and PGC.

Drawdown Indicators

	RBB	PGC	Difference
Max Drawdown Largest peak-to-trough decline	-69.22%	-70.43%	+1.21%
Max Drawdown (1Y) Largest decline over 1 year	-18.18%	-17.30%	-0.88%
Max Drawdown (3Y) Largest decline over 3 years	-39.17%	-34.23%	-4.94%
Max Drawdown (5Y) Largest decline over 5 years	-66.85%	-50.02%	-16.83%
Max Drawdown (10Y) Largest decline over 10 years	—	-65.20%	—
Current Drawdown Current decline from peak	-4.97%	-4.86%	-0.11%
Average Drawdown Average peak-to-trough decline	-30.87%	-26.70%	-4.17%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.22%	5.77%	-0.55%

Volatility

RBB vs. PGC - Volatility Comparison

The current volatility for RBB Bancorp (RBB) is 6.68%, while Peapack-Gladstone Financial Corporation (PGC) has a volatility of 8.15%. This indicates that RBB experiences smaller price fluctuations and is considered to be less risky than PGC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RBB	PGC	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.68%	8.15%	-1.47%
Volatility (6M) Calculated over the trailing 6-month period	16.03%	20.59%	-4.56%
Volatility (1Y) Calculated over the trailing 1-year period	27.07%	31.29%	-4.22%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	34.00%	33.99%	+0.01%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.63%	37.13%	-1.50%

Dividends

RBB vs. PGC - Dividend Comparison

RBB's dividend yield for the trailing twelve months is around 2.43%, more than PGC's 0.43% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PGC Peapack-Gladstone Financial Corporation	0.43%	0.72%	0.62%	0.67%	0.54%	0.56%	0.88%	0.65%	0.79%	0.57%	0.65%	0.97%
RBB RBB Bancorp	2.43%	3.10%	3.12%	3.36%	2.69%	1.95%	2.15%	1.89%	1.99%	0.29%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both RBB and PGC in my portfolio?

RBB and PGC have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RBB or PGC?

PGC has higher volatility (8.15%) compared to RBB (6.68%). In terms of maximum drawdown, RBB dropped -69.22% vs PGC's -70.43%.

Which has better risk-adjusted returns?

PGC currently has the higher Sharpe Ratio (2.63 vs 1.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.