RALVX vs. RTDYX

Last updated Aug 5, 2026

RALVX (Russell Investments LifePoints Growth Strategy Fund) and RTDYX (Russell Investments Multifactor U.S. Equity Fund) are both mutual funds - RALVX is a Diversified Portfolio fund managed by Russell, while RTDYX is a Large Cap Blend Equities fund managed by Russell. Over the past 10 years, RALVX returned 8.18%/yr vs 14.06%/yr for RTDYX. Their correlation of 0.93 means they have usually moved in the same direction. RALVX charges 0.75%/yr vs 0.35%/yr for RTDYX.

Performance

RALVX vs. RTDYX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Russell Investments LifePoints Growth Strategy Fund (RALVX) and Russell Investments Multifactor U.S. Equity Fund (RTDYX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RALVX achieves a 10.39% return, which is significantly lower than RTDYX's 13.03% return. Over the past 10 years, RALVX has underperformed RTDYX with an annualized return of 8.18%, while RTDYX has yielded a comparatively higher 14.06% annualized return.

RALVX

• 1D: 0.92%
• 1M: 1.44%
• 6M: 7.34%
• YTD: 10.39%
• 1Y: 18.94%
• 3Y*: 15.10%
• 5Y*: 7.91%
• 10Y*: 8.18%
• ALL TIME*: 3.69%

RTDYX

• 1D: 1.44%
• 1M: 2.49%
• 6M: 11.67%
• YTD: 13.03%
• 1Y: 22.09%
• 3Y*: 19.64%
• 5Y*: 12.50%
• 10Y*: 14.06%
• ALL TIME*: 12.87%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
RALVX Russell Investments LifePoints Growth Strategy Fund	$0.00	$0.00	$0.00
RTDYX Russell Investments Multifactor U.S. Equity Fund	$0.00	$0.00	$0.00

RALVX vs. RTDYX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RALVX Russell Investments LifePoints Growth Strategy Fund	10.39%	17.44%	11.36%	17.18%	-16.76%	17.82%	6.13%	15.33%	-7.92%	13.55%
RTDYX Russell Investments Multifactor U.S. Equity Fund	13.03%	16.05%	22.01%	24.92%	-16.48%	27.22%	13.88%	30.27%	-7.16%	21.59%

Correlation

The correlation between RALVX and RTDYX is 0.94, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.94
Correlation (3Y) Balances recent behavior with more history.	0.95
Correlation (5Y) Shows whether the relationship held over a longer period.	0.96
Correlation (10Y) Provides a long-term view across more market conditions.	0.92
Correlation (All Time) Calculated using the full available price history since Jan 2, 2015	0.93

The correlation between RALVX and RTDYX has been stable across timeframes, ranging from 0.92 to 0.96 - a consistent structural relationship.

Return for Risk

RALVX vs. RTDYX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

RALVX

RALVX Risk / Return Rank: 74
RALVX Sharpe Ratio Rank: 77
RALVX Sortino Ratio Rank: 74
RALVX Omega Ratio Rank: 73
RALVX Calmar Ratio Rank: 69
RALVX Martin Ratio Rank: 79

RTDYX

RTDYX Risk / Return Rank: 78
RTDYX Sharpe Ratio Rank: 78
RTDYX Sortino Ratio Rank: 74
RTDYX Omega Ratio Rank: 72
RTDYX Calmar Ratio Rank: 80
RTDYX Martin Ratio Rank: 87

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

RALVX vs. RTDYX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Russell Investments LifePoints Growth Strategy Fund (RALVX) and Russell Investments Multifactor U.S. Equity Fund (RTDYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RALVX	RTDYX	Difference
Sharpe ratio: Return per unit of total volatility	1.94	1.96	-0.02
Sortino ratio: Return per unit of downside risk	2.71	2.70	+0.01
Omega ratio: Gain probability vs. loss probability	1.35	1.35	0.00
Calmar ratio: Return relative to maximum drawdown	2.52	2.89	-0.37
Martin ratio: Return relative to average drawdown	10.92	12.45	-1.53

RALVX vs. RTDYX - Sharpe Ratio Comparison

The current RALVX Sharpe Ratio is 1.94, which is comparable to the RTDYX Sharpe Ratio of 1.96. The chart below compares the historical Sharpe Ratios of RALVX and RTDYX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RALVX vs. RTDYX - Drawdown Comparison

The maximum RALVX drawdown since its inception was -59.59%, which is greater than RTDYX's maximum drawdown of -37.43%. Use the drawdown chart below to compare losses from any high point for RALVX and RTDYX.

Drawdown Indicators

	RALVX	RTDYX	Difference
Max Drawdown Largest peak-to-trough decline	-59.59%	-37.43%	-22.16%
Max Drawdown (1Y) Largest decline over 1 year	-8.16%	-8.33%	+0.17%
Max Drawdown (3Y) Largest decline over 3 years	-13.71%	-37.43%	+23.72%
Max Drawdown (5Y) Largest decline over 5 years	-24.35%	-37.43%	+13.08%
Max Drawdown (10Y) Largest decline over 10 years	-30.08%	-37.43%	+7.35%
Current Drawdown Current decline from peak	0.00%	-2.73%	+2.73%
Average Drawdown Average peak-to-trough decline	-13.18%	-6.27%	-6.91%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.88%	1.93%	-0.05%

Volatility

RALVX vs. RTDYX - Volatility Comparison

The current volatility for Russell Investments LifePoints Growth Strategy Fund (RALVX) is 3.11%, while Russell Investments Multifactor U.S. Equity Fund (RTDYX) has a volatility of 3.52%. This indicates that RALVX experiences smaller price fluctuations and is considered to be less risky than RTDYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RALVX	RTDYX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.11%	3.52%	-0.41%
Volatility (6M) Calculated over the trailing 6-month period	8.80%	9.67%	-0.87%
Volatility (1Y) Calculated over the trailing 1-year period	10.63%	12.32%	-1.69%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.27%	24.48%	-11.21%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.65%	22.10%	-8.45%

RALVX vs. RTDYX - Expense Ratio Comparison

RALVX has a 0.75% expense ratio, which is higher than RTDYX's 0.35% expense ratio.

Dividends

RALVX vs. RTDYX - Dividend Comparison

RALVX's dividend yield for the trailing twelve months is around 10.53%, less than RTDYX's 30.89% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RALVX Russell Investments LifePoints Growth Strategy Fund	10.53%	11.68%	2.31%	1.21%	4.20%	17.98%	0.54%	6.24%	7.01%	5.99%	4.79%	1.23%
RTDYX Russell Investments Multifactor U.S. Equity Fund	30.89%	35.18%	31.60%	4.66%	6.03%	6.51%	3.44%	6.62%	11.47%	7.65%	1.79%	2.57%

Frequently Asked Questions

Can I hold both RALVX and RTDYX in my portfolio?

With a correlation of 0.94, RALVX and RTDYX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, RALVX or RTDYX?

RTDYX has higher volatility (3.52%) compared to RALVX (3.11%). In terms of maximum drawdown, RALVX dropped -59.59% vs RTDYX's -37.43%.

Which has better risk-adjusted returns?

RTDYX currently has the higher Sharpe Ratio (1.96 vs 1.94), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.