RALVX vs. RINYX
RALVX (Russell Investments LifePoints Growth Strategy Fund) and RINYX (Russell Investments International Developed Markets Fund) are both mutual funds - RALVX is a Diversified Portfolio fund managed by Russell, while RINYX is a Foreign Large Cap Equities fund managed by Russell. Over the past 10 years, RALVX returned 8.35%/yr vs 8.35%/yr for RINYX. Their correlation of 0.84 suggests significant overlap in exposure. RALVX charges 0.75%/yr vs 0.77%/yr for RINYX.
Performance
RALVX vs. RINYX - Performance Comparison
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Returns By Period
In the year-to-date period, RALVX achieves a 8.98% return, which is significantly higher than RINYX's 6.75% return. Over a longer period, both investments have demonstrated similar performance, with their 10-year annualized returns being quite close: RALVX at 8.35% and RINYX at 8.35%.
RALVX
- 1D
- -0.63%
- 1M
- 2.46%
- YTD
- 8.98%
- 6M
- 9.51%
- 1Y
- 22.01%
- 3Y*
- 15.67%
- 5Y*
- 7.79%
- 10Y*
- 8.35%
RINYX
- 1D
- -0.64%
- 1M
- 2.23%
- YTD
- 6.75%
- 6M
- 8.67%
- 1Y
- 17.89%
- 3Y*
- 14.82%
- 5Y*
- 6.87%
- 10Y*
- 8.35%
RALVX vs. RINYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RALVX Russell Investments LifePoints Growth Strategy Fund | 8.98% | 17.44% | 11.36% | 17.18% | -16.76% | 17.82% | 6.13% | 15.33% | -7.92% | 13.55% |
RINYX Russell Investments International Developed Markets Fund | 6.75% | 28.76% | 2.93% | 16.47% | -13.16% | 12.88% | 5.91% | 20.11% | -15.25% | 25.22% |
Correlation
The correlation between RALVX and RINYX is 0.90, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.90 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.86 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.87 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2001 | 0.84 |
The correlation between RALVX and RINYX has been stable across timeframes, ranging from 0.84 to 0.90 - a consistent structural relationship.
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Return for Risk
RALVX vs. RINYX — Risk / Return Rank
RALVX
RINYX
RALVX vs. RINYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Russell Investments LifePoints Growth Strategy Fund (RALVX) and Russell Investments International Developed Markets Fund (RINYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RALVX | RINYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.90 | ||
| Sortino ratioReturn per unit of downside risk | +1.21 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.25 | +0.17 |
| Calmar ratioReturn relative to maximum drawdown | 2.74 | 1.68 | +1.06 |
| Martin ratioReturn relative to average drawdown | 12.23 | 6.29 | +5.94 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RALVX | RINYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.28 | 1.38 | +0.90 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.59 | 0.45 | +0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.61 | 0.51 | +0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.25 | 0.28 | -0.03 |
Drawdowns
RALVX vs. RINYX - Drawdown Comparison
The maximum RALVX drawdown since its inception was -59.59%, roughly equal to the maximum RINYX drawdown of -61.67%. Use the drawdown chart below to compare losses from any high point for RALVX and RINYX.
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Drawdown Indicators
| RALVX | RINYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -59.59% | -61.67% | +2.08% |
Max Drawdown (1Y)Largest decline over 1 year | -8.16% | -10.97% | +2.81% |
Max Drawdown (3Y)Largest decline over 3 years | -13.71% | -13.49% | -0.22% |
Max Drawdown (5Y)Largest decline over 5 years | -24.35% | -29.04% | +4.69% |
Max Drawdown (10Y)Largest decline over 10 years | -30.08% | -39.46% | +9.38% |
Current DrawdownCurrent decline from peak | -0.63% | -0.64% | +0.01% |
Average DrawdownAverage peak-to-trough decline | -13.26% | -14.82% | +1.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.83% | 2.94% | -1.11% |
Volatility
RALVX vs. RINYX - Volatility Comparison
The current volatility for Russell Investments LifePoints Growth Strategy Fund (RALVX) is 2.96%, while Russell Investments International Developed Markets Fund (RINYX) has a volatility of 3.91%. This indicates that RALVX experiences smaller price fluctuations and is considered to be less risky than RINYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RALVX | RINYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.96% | 3.91% | -0.95% |
Volatility (6M)Calculated over the trailing 6-month period | 7.79% | 10.82% | -3.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.83% | 13.42% | -3.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.19% | 15.34% | -2.15% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.68% | 16.28% | -2.60% |
RALVX vs. RINYX - Expense Ratio Comparison
RALVX has a 0.75% expense ratio, which is lower than RINYX's 0.77% expense ratio.
Dividends
RALVX vs. RINYX - Dividend Comparison
RALVX's dividend yield for the trailing twelve months is around 10.70%, more than RINYX's 6.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RALVX Russell Investments LifePoints Growth Strategy Fund | 10.70% | 11.68% | 2.31% | 1.21% | 4.20% | 17.98% | 0.54% | 6.24% | 7.01% | 5.99% | 4.79% | 1.23% |
RINYX Russell Investments International Developed Markets Fund | 6.89% | 7.35% | 3.64% | 2.35% | 1.45% | 3.58% | 1.26% | 3.15% | 8.95% | 2.07% | 2.55% | 1.55% |
Frequently Asked Questions
With a correlation of 0.90, RALVX and RINYX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
RINYX has higher volatility (3.91%) compared to RALVX (2.96%). In terms of maximum drawdown, RALVX dropped -59.59% vs RINYX's -61.67%.
RALVX currently has the higher Sharpe Ratio (2.28 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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