RALVX vs. FRGAX
Compare and contrast key facts about Russell Investments LifePoints Growth Strategy Fund (RALVX) and Fidelity 70% Allocation Fund (FRGAX).
RALVX is managed by Russell. It was launched on Mar 23, 1998. FRGAX is an actively managed fund by Fidelity. It was launched on Jan 1, 2022.
Performance
RALVX vs. FRGAX - Performance Comparison
Loading graphics...
RALVX vs. FRGAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
RALVX Russell Investments LifePoints Growth Strategy Fund | -1.38% | 17.44% | 11.36% | 17.18% | -1.99% |
FRGAX Fidelity 70% Allocation Fund | -1.44% | 17.10% | 12.91% | 17.57% | -1.63% |
Returns By Period
The year-to-date returns for both stocks are quite close, with RALVX having a -1.38% return and FRGAX slightly lower at -1.44%.
RALVX
- 1D
- 2.22%
- 1M
- -5.43%
- YTD
- -1.38%
- 6M
- 0.84%
- 1Y
- 16.10%
- 3Y*
- 12.67%
- 5Y*
- 6.57%
- 10Y*
- 7.52%
FRGAX
- 1D
- 2.16%
- 1M
- -4.28%
- YTD
- -1.44%
- 6M
- 0.52%
- 1Y
- 15.52%
- 3Y*
- 13.10%
- 5Y*
- —
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
RALVX vs. FRGAX - Expense Ratio Comparison
RALVX has a 0.75% expense ratio, which is higher than FRGAX's 0.02% expense ratio.
Return for Risk
RALVX vs. FRGAX — Risk / Return Rank
RALVX
FRGAX
RALVX vs. FRGAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Russell Investments LifePoints Growth Strategy Fund (RALVX) and Fidelity 70% Allocation Fund (FRGAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RALVX | FRGAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 1.33 | -0.10 |
Sortino ratioReturn per unit of downside risk | 1.79 | 1.93 | -0.14 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.28 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.66 | 1.74 | -0.08 |
Martin ratioReturn relative to average drawdown | 7.60 | 7.96 | -0.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| RALVX | FRGAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.33 | -0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.55 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.22 | 1.27 | -1.05 |
Correlation
The correlation between RALVX and FRGAX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RALVX vs. FRGAX - Dividend Comparison
RALVX's dividend yield for the trailing twelve months is around 11.84%, more than FRGAX's 2.03% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RALVX Russell Investments LifePoints Growth Strategy Fund | 11.84% | 11.68% | 2.31% | 1.21% | 4.20% | 17.98% | 0.54% | 6.24% | 7.01% | 5.99% | 4.79% | 1.23% |
FRGAX Fidelity 70% Allocation Fund | 2.03% | 2.00% | 2.01% | 1.77% | 1.71% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
RALVX vs. FRGAX - Drawdown Comparison
The maximum RALVX drawdown since its inception was -59.59%, which is greater than FRGAX's maximum drawdown of -11.77%. Use the drawdown chart below to compare losses from any high point for RALVX and FRGAX.
Loading graphics...
Drawdown Indicators
| RALVX | FRGAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -59.59% | -11.77% | -47.82% |
Max Drawdown (1Y)Largest decline over 1 year | -10.04% | -8.53% | -1.51% |
Max Drawdown (5Y)Largest decline over 5 years | -24.35% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -30.08% | — | — |
Current DrawdownCurrent decline from peak | -6.12% | -5.02% | -1.10% |
Average DrawdownAverage peak-to-trough decline | -13.33% | -1.62% | -11.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.19% | 1.87% | +0.32% |
Volatility
RALVX vs. FRGAX - Volatility Comparison
Russell Investments LifePoints Growth Strategy Fund (RALVX) has a higher volatility of 4.74% compared to Fidelity 70% Allocation Fund (FRGAX) at 4.51%. This indicates that RALVX's price experiences larger fluctuations and is considered to be riskier than FRGAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| RALVX | FRGAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.74% | 4.51% | +0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 7.55% | 7.04% | +0.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.56% | 12.09% | +1.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.13% | 10.33% | +2.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.65% | 10.33% | +3.32% |