QTOC vs. XLRI

Last updated Jun 25, 2026

QTOC (Innovator Growth Accelerated Plus ETF - October) and XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) are both exchange-traded funds - QTOC is a Options Trading fund actively managed by Innovator, while XLRI is a Derivative Income fund actively managed by State Street. Both are actively managed. At a 0.13 correlation, their price movements are largely independent. QTOC charges 0.79%/yr vs 0.35%/yr for XLRI.

Performance

QTOC vs. XLRI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Innovator Growth Accelerated Plus ETF - October (QTOC) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, QTOC achieves a 9.53% return, which is significantly higher than XLRI's 6.39% return.

QTOC

• 1D: -0.05%
• 1M: -0.37%
• YTD: 9.53%
• 6M: 8.58%
• 1Y: 18.87%
• 3Y*: 18.31%
• 5Y*: —
• 10Y*: —

XLRI

• 1D: -0.30%
• 1M: 0.93%
• YTD: 6.39%
• 6M: 6.48%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

QTOC vs. XLRI - Yearly Performance Comparison

	2026 (YTD)	2025
QTOC Innovator Growth Accelerated Plus ETF - October	9.53%	5.12%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	6.39%	-0.57%

Correlation

The correlation between QTOC and XLRI is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.13

Return for Risk

QTOC vs. XLRI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QTOC

QTOC Risk / Return Rank: 53
QTOC Sharpe Ratio Rank: 49
QTOC Sortino Ratio Rank: 51
QTOC Omega Ratio Rank: 58
QTOC Calmar Ratio Rank: 44
QTOC Martin Ratio Rank: 61

XLRI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

QTOC vs. XLRI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Innovator Growth Accelerated Plus ETF - October (QTOC) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	QTOC	XLRI	Difference
Sharpe ratio: Return per unit of total volatility	1.50	—	—
Sortino ratio: Return per unit of downside risk	2.19	—	—
Omega ratio: Gain probability vs. loss probability	1.31	—	—
Calmar ratio: Return relative to maximum drawdown	1.97	—	—
Martin ratio: Return relative to average drawdown	9.51	—	—

Drawdowns

QTOC vs. XLRI - Drawdown Comparison

The maximum QTOC drawdown since its inception was -33.43%, which is greater than XLRI's maximum drawdown of -7.12%. Use the drawdown chart below to compare losses from any high point for QTOC and XLRI.

Drawdown Indicators

	QTOC	XLRI	Difference
Max Drawdown Largest peak-to-trough decline	-33.43%	-7.12%	-26.31%
Max Drawdown (1Y) Largest decline over 1 year	-9.63%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-21.24%	—	—
Current Drawdown Current decline from peak	-1.43%	-0.84%	-0.59%
Average Drawdown Average peak-to-trough decline	-8.40%	-1.64%	-6.76%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.99%	—	—

Volatility

Volatility by Period

	QTOC	XLRI	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.07%	—	—
Volatility (6M) Calculated over the trailing 6-month period	10.42%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	12.64%	10.97%	+1.67%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	19.69%	10.97%	+8.72%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.69%	10.97%	+8.72%

QTOC vs. XLRI - Expense Ratio Comparison

QTOC has a 0.79% expense ratio, which is higher than XLRI's 0.35% expense ratio.

Dividends

QTOC vs. XLRI - Dividend Comparison

QTOC has not paid dividends to shareholders, while XLRI's dividend yield for the trailing twelve months is around 12.27%.

Position	TTM	2025
QTOC Innovator Growth Accelerated Plus ETF - October	0.00%	0.00%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	12.27%	6.85%

Frequently Asked Questions

Can I hold both QTOC and XLRI in my portfolio?

QTOC and XLRI have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, QTOC or XLRI?

On fees, XLRI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, QTOC or XLRI?

XLRI is cheaper with a 0.35% expense ratio, compared with 0.79% for QTOC.

Which ETF pays a higher dividend yield, QTOC or XLRI?

XLRI has the higher dividend yield at 12.27%, compared with 0.00% for QTOC.

What is the main difference between QTOC and XLRI?

QTOC is categorized as Options Trading, while XLRI is Derivative Income. They also come from different issuers: Innovator and State Street. Their fees differ too: 0.79% for QTOC and 0.35% for XLRI.