PYPL vs. ADYEN.AS

Last updated Apr 1, 2026

Compare and contrast key facts about PayPal Holdings, Inc. (PYPL) and Adyen N.V. (ADYEN.AS).

Performance

PYPL vs. ADYEN.AS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PayPal Holdings, Inc. (PYPL) and Adyen N.V. (ADYEN.AS). The values are adjusted to include any dividend payments, if applicable.

PYPL vs. ADYEN.AS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
PYPL PayPal Holdings, Inc.	-22.29%	-31.44%	38.98%	-13.77%	-62.23%	-19.48%	116.51%	28.64%	-1.38%
ADYEN.AS Adyen N.V.	-39.05%	8.54%	15.56%	-6.59%	-47.61%	13.07%	183.67%	50.89%	1.34%

Different Trading Currencies

PYPL is traded in USD, while ADYEN.AS is traded in EUR. To make them comparable, the ADYEN.AS values have been converted to USD using the latest available exchange rates.

Returns By Period

In the year-to-date period, PYPL achieves a -22.29% return, which is significantly higher than ADYEN.AS's -39.05% return.

PYPL

• 1D: 1.25%
• 1M: -1.82%
• YTD: -22.29%
• 6M: -32.19%
• 1Y: -30.31%
• 3Y*: -15.71%
• 5Y*: -28.74%
• 10Y*: 1.44%

ADYEN.AS

• 1D: -0.64%
• 1M: -16.26%
• YTD: -39.05%
• 6M: -38.54%
• 1Y: -35.26%
• 3Y*: -14.63%
• 5Y*: -15.86%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PYPL vs. ADYEN.AS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PYPL

PYPL Risk / Return Rank: 15
PYPL Sharpe Ratio Rank: 11
PYPL Sortino Ratio Rank: 14
PYPL Omega Ratio Rank: 13
PYPL Calmar Ratio Rank: 22
PYPL Martin Ratio Rank: 14

ADYEN.AS

ADYEN.AS Risk / Return Rank: 10
ADYEN.AS Sharpe Ratio Rank: 6
ADYEN.AS Sortino Ratio Rank: 9
ADYEN.AS Omega Ratio Rank: 8
ADYEN.AS Calmar Ratio Rank: 18
ADYEN.AS Martin Ratio Rank: 11

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PYPL vs. ADYEN.AS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and Adyen N.V. (ADYEN.AS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PYPL	ADYEN.AS	Difference
Sharpe ratio Return per unit of total volatility	-0.74	-0.84	+0.10
Sortino ratio Return per unit of downside risk	-0.82	-1.02	+0.20
Omega ratio Gain probability vs. loss probability	0.88	0.86	+0.03
Calmar ratio Return relative to maximum drawdown	-0.61	-0.63	+0.02
Martin ratio Return relative to average drawdown	-1.37	-1.43	+0.06
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PYPL vs. ADYEN.AS - Sharpe Ratio Comparison

The current PYPL Sharpe Ratio is -0.74, which is comparable to the ADYEN.AS Sharpe Ratio of -0.84. The chart below compares the historical Sharpe Ratios of PYPL and ADYEN.AS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PYPL	ADYEN.AS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.74	-0.84	+0.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.69	-0.30	-0.39
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.04	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.03	0.16	-0.14

Correlation

The correlation between PYPL and ADYEN.AS is 0.36, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

PYPL vs. ADYEN.AS - Dividend Comparison

PYPL's dividend yield for the trailing twelve months is around 0.62%, while ADYEN.AS has not paid dividends to shareholders.

	TTM	2025
PYPL PayPal Holdings, Inc.	0.62%	0.24%
ADYEN.AS Adyen N.V.	0.00%	0.00%

Drawdowns

PYPL vs. ADYEN.AS - Drawdown Comparison

The maximum PYPL drawdown since its inception was -87.30%, which is greater than ADYEN.AS's maximum drawdown of -79.38%. Use the drawdown chart below to compare losses from any high point for PYPL and ADYEN.AS.

Drawdown Indicators

	PYPL	ADYEN.AS	Difference
Max Drawdown Largest peak-to-trough decline	-87.30%	-77.19%	-10.11%
Max Drawdown (1Y) Largest decline over 1 year	-49.92%	-51.25%	+1.33%
Max Drawdown (5Y) Largest decline over 5 years	-87.30%	-77.19%	-10.11%
Max Drawdown (10Y) Largest decline over 10 years	-87.30%	—	—
Current Drawdown Current decline from peak	-85.26%	-69.25%	-16.01%
Average Drawdown Average peak-to-trough decline	-34.83%	-31.35%	-3.48%
Ulcer Index Depth and duration of drawdowns from previous peaks	22.00%	23.46%	-1.46%

Volatility

PYPL vs. ADYEN.AS - Volatility Comparison

PayPal Holdings, Inc. (PYPL) has a higher volatility of 9.59% compared to Adyen N.V. (ADYEN.AS) at 8.15%. This indicates that PYPL's price experiences larger fluctuations and is considered to be riskier than ADYEN.AS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PYPL	ADYEN.AS	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.59%	8.15%	+1.44%
Volatility (6M) Calculated over the trailing 6-month period	33.56%	35.58%	-2.02%
Volatility (1Y) Calculated over the trailing 1-year period	41.33%	41.82%	-0.49%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	42.00%	52.00%	-10.00%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	38.63%	48.56%	-9.93%

Financials