PTL vs. EBI

Last updated Jun 23, 2026

PTL (Inspire 500 ETF) and EBI (Longview Advantage ETF) are both Large Cap Blend Equities funds. PTL is passively managed, while EBI is actively managed. Over the past year, PTL returned 30.03% vs 32.98% for EBI. Their correlation of 0.89 suggests significant overlap in exposure. PTL charges 0.09%/yr vs 0.24%/yr for EBI.

Performance

PTL vs. EBI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Inspire 500 ETF (PTL) and Longview Advantage ETF (EBI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PTL achieves a 15.92% return, which is significantly higher than EBI's 14.81% return.

PTL

• 1D: 0.11%
• 1M: 2.19%
• YTD: 15.92%
• 6M: 14.59%
• 1Y: 30.03%
• 3Y*: —
• 5Y*: —
• 10Y*: —

EBI

• 1D: 0.12%
• 1M: 1.88%
• YTD: 14.81%
• 6M: 13.81%
• 1Y: 32.98%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PTL vs. EBI - Yearly Performance Comparison

	2026 (YTD)	2025
PTL Inspire 500 ETF	15.92%	15.89%
EBI Longview Advantage ETF	14.81%	15.82%

Correlation

The correlation between PTL and EBI is 0.86, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.86
Correlation (All Time) Calculated using the full available price history since Feb 27, 2025	0.89

The correlation between PTL and EBI has been stable across timeframes, ranging from 0.86 to 0.89 - a consistent structural relationship.

Return for Risk

PTL vs. EBI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PTL

PTL Risk / Return Rank: 66
PTL Sharpe Ratio Rank: 61
PTL Sortino Ratio Rank: 57
PTL Omega Ratio Rank: 57
PTL Calmar Ratio Rank: 79
PTL Martin Ratio Rank: 76

EBI

EBI Risk / Return Rank: 86
EBI Sharpe Ratio Rank: 86
EBI Sortino Ratio Rank: 85
EBI Omega Ratio Rank: 82
EBI Calmar Ratio Rank: 86
EBI Martin Ratio Rank: 89

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PTL vs. EBI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Inspire 500 ETF (PTL) and Longview Advantage ETF (EBI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PTL	EBI	Difference
Sharpe ratio: Return per unit of total volatility	1.95	2.66	-0.72
Sortino ratio: Return per unit of downside risk	2.63	3.63	-0.99
Omega ratio: Gain probability vs. loss probability	1.34	1.47	-0.13
Calmar ratio: Return relative to maximum drawdown	3.98	4.67	-0.69
Martin ratio: Return relative to average drawdown	13.92	18.97	-5.05

PTL vs. EBI - Sharpe Ratio Comparison

The current PTL Sharpe Ratio is 1.95, which is comparable to the EBI Sharpe Ratio of 2.66. The chart below compares the historical Sharpe Ratios of PTL and EBI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PTL vs. EBI - Drawdown Comparison

The maximum PTL drawdown since its inception was -19.72%, which is greater than EBI's maximum drawdown of -17.05%. Use the drawdown chart below to compare losses from any high point for PTL and EBI.

Drawdown Indicators

	PTL	EBI	Difference
Max Drawdown Largest peak-to-trough decline	-19.72%	-17.05%	-2.67%
Max Drawdown (1Y) Largest decline over 1 year	-7.57%	-7.09%	-0.48%
Current Drawdown Current decline from peak	-1.80%	-0.47%	-1.33%
Average Drawdown Average peak-to-trough decline	-2.48%	-2.03%	-0.45%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.16%	1.74%	+0.42%

Volatility

PTL vs. EBI - Volatility Comparison

Inspire 500 ETF (PTL) has a higher volatility of 5.90% compared to Longview Advantage ETF (EBI) at 3.88%. This indicates that PTL's price experiences larger fluctuations and is considered to be riskier than EBI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PTL	EBI	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.90%	3.88%	+2.02%
Volatility (6M) Calculated over the trailing 6-month period	11.92%	9.22%	+2.70%
Volatility (1Y) Calculated over the trailing 1-year period	15.53%	12.47%	+3.06%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.84%	17.88%	-0.04%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.84%	17.88%	-0.04%

PTL vs. EBI - Expense Ratio Comparison

PTL has a 0.09% expense ratio, which is lower than EBI's 0.24% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

PTL vs. EBI - Dividend Comparison

PTL's dividend yield for the trailing twelve months is around 1.11%, more than EBI's 0.92% yield.

Position	TTM	2025	2024
EBI Longview Advantage ETF	0.92%	1.05%	0.00%
PTL Inspire 500 ETF	1.11%	1.24%	0.92%

Frequently Asked Questions

Can I hold both PTL and EBI in my portfolio?

PTL and EBI have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PTL or EBI?

PTL has higher volatility (5.90%) compared to EBI (3.88%). In terms of maximum drawdown, PTL dropped -19.72% vs EBI's -17.05%.

Which ETF is better, PTL or EBI?

On 1-year performance, EBI leads with 32.98% vs 30.03% for PTL. On fees, PTL is cheaper at 0.09% per year. On volatility, EBI has been the lower-risk option at 3.88%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, PTL or EBI?

Over the 1-year period, EBI has performed better with a 32.98% return vs 30.03%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, PTL or EBI?

PTL is cheaper with a 0.09% expense ratio, compared with 0.24% for EBI.

Which ETF pays a higher dividend yield, PTL or EBI?

PTL has the higher dividend yield at 1.11%, compared with 0.92% for EBI.

What is the main difference between PTL and EBI?

They also come from different issuers: Inspire and Longview. Their fees differ too: 0.09% for PTL and 0.24% for EBI.

Which has better risk-adjusted returns?

EBI currently has the higher Sharpe Ratio (2.66 vs 1.95), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.