PTL vs. AVIE

Last updated Jul 12, 2026

PTL (Inspire 500 ETF) and AVIE (Avantis Inflation Focused Equity ETF) are both Large Cap Blend Equities funds. PTL is passively managed, while AVIE is actively managed. Over the past year, PTL returned 23.76% vs 24.60% for AVIE. At a 0.50 correlation, their price movements are largely independent. PTL charges 0.09%/yr vs 0.25%/yr for AVIE.

Performance

PTL vs. AVIE - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Inspire 500 ETF (PTL) and Avantis Inflation Focused Equity ETF (AVIE). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both investments are quite close, with PTL having a 15.10% return and AVIE slightly higher at 15.72%.

PTL

• 1D: 0.05%
• 1M: 0.62%
• 6M: 11.57%
• YTD: 15.10%
• 1Y: 23.76%
• 3Y*: —
• 5Y*: —
• 10Y*: —

AVIE

• 1D: 0.00%
• 1M: 0.62%
• 6M: 13.13%
• YTD: 15.72%
• 1Y: 24.60%
• 3Y*: 13.01%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PTL vs. AVIE - Yearly Performance Comparison

	2026 (YTD)	2025	2024
PTL Inspire 500 ETF	15.10%	17.92%	7.22%
AVIE Avantis Inflation Focused Equity ETF	15.72%	11.37%	-1.95%

Correlation

The correlation between PTL and AVIE is 0.27, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.27
Correlation (All Time) Calculated using the full available price history since Mar 26, 2024	0.50

Over the past year, the correlation between PTL and AVIE has dropped to 0.27 - well below their long-term average of 0.50, suggesting their price drivers have been diverging.

PTL vs. AVIE - Sectors Allocation Comparison

Sectors	PTL	AVIE
Technology	33.5%	0.1%
Industrials	18.6%	1.3%
Energy	9.1%	30.0%
Financial Services	7.7%	15.0%
Consumer Cyclical	6.4%	0.0%
Basic Materials	6.1%	9.8%
Real Estate	6.0%	0.1%
Healthcare	5.1%	26.3%
Utilities	4.3%	0.0%
Consumer Defensive	2.1%	17.1%
Communication Services	1.2%	-

Return for Risk

PTL vs. AVIE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PTL

PTL Risk / Return Rank: 61
PTL Sharpe Ratio Rank: 54
PTL Sortino Ratio Rank: 53
PTL Omega Ratio Rank: 52
PTL Calmar Ratio Rank: 75
PTL Martin Ratio Rank: 70

AVIE

AVIE Risk / Return Rank: 90
AVIE Sharpe Ratio Rank: 90
AVIE Sortino Ratio Rank: 91
AVIE Omega Ratio Rank: 87
AVIE Calmar Ratio Rank: 92
AVIE Martin Ratio Rank: 88

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PTL vs. AVIE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Inspire 500 ETF (PTL) and Avantis Inflation Focused Equity ETF (AVIE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PTL	AVIE	Difference
Sharpe ratio: Return per unit of total volatility	1.48	2.39	-0.91
Sortino ratio: Return per unit of downside risk	2.06	3.47	-1.41
Omega ratio: Gain probability vs. loss probability	1.26	1.42	-0.16
Calmar ratio: Return relative to maximum drawdown	3.07	4.88	-1.81
Martin ratio: Return relative to average drawdown	10.23	15.14	-4.91

PTL vs. AVIE - Sharpe Ratio Comparison

The current PTL Sharpe Ratio is 1.48, which is lower than the AVIE Sharpe Ratio of 2.39. The chart below compares the historical Sharpe Ratios of PTL and AVIE, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PTL vs. AVIE - Drawdown Comparison

The maximum PTL drawdown since its inception was -19.72%, which is greater than AVIE's maximum drawdown of -12.39%. Use the drawdown chart below to compare losses from any high point for PTL and AVIE.

Drawdown Indicators

	PTL	AVIE	Difference
Max Drawdown Largest peak-to-trough decline	-19.72%	-12.39%	-7.33%
Max Drawdown (1Y) Largest decline over 1 year	-7.57%	-4.97%	-2.60%
Max Drawdown (3Y) Largest decline over 3 years	—	-12.39%	—
Current Drawdown Current decline from peak	-2.49%	-1.10%	-1.39%
Average Drawdown Average peak-to-trough decline	-2.49%	-2.97%	+0.48%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.27%	1.65%	+0.62%

Volatility

PTL vs. AVIE - Volatility Comparison

Inspire 500 ETF (PTL) has a higher volatility of 5.30% compared to Avantis Inflation Focused Equity ETF (AVIE) at 3.55%. This indicates that PTL's price experiences larger fluctuations and is considered to be riskier than AVIE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PTL	AVIE	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.30%	3.55%	+1.75%
Volatility (6M) Calculated over the trailing 6-month period	12.19%	7.46%	+4.73%
Volatility (1Y) Calculated over the trailing 1-year period	15.68%	10.16%	+5.52%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.79%	12.90%	+4.89%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.79%	12.90%	+4.89%

PTL vs. AVIE - Expense Ratio Comparison

PTL has a 0.09% expense ratio, which is lower than AVIE's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

PTL vs. AVIE - Dividend Comparison

PTL's dividend yield for the trailing twelve months is around 1.14%, less than AVIE's 1.43% yield.

Position	TTM	2025	2024	2023	2022
AVIE Avantis Inflation Focused Equity ETF	1.43%	1.75%	1.89%	3.72%	0.39%
PTL Inspire 500 ETF	1.14%	1.24%	0.92%	0.00%	0.00%

Frequently Asked Questions

Can I hold both PTL and AVIE in my portfolio?

PTL and AVIE have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PTL or AVIE?

PTL has higher volatility (5.30%) compared to AVIE (3.55%). In terms of maximum drawdown, PTL dropped -19.72% vs AVIE's -12.39%.

Which ETF is better, PTL or AVIE?

On 1-year performance, AVIE leads with 24.60% vs 23.76% for PTL. On fees, PTL is cheaper at 0.09% per year. On volatility, AVIE has been the lower-risk option at 3.55%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, PTL or AVIE?

Over the 1-year period, AVIE has performed better with a 24.60% return vs 23.76%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, PTL or AVIE?

PTL is cheaper with a 0.09% expense ratio, compared with 0.25% for AVIE.

Which ETF pays a higher dividend yield, PTL or AVIE?

AVIE has the higher dividend yield at 1.43%, compared with 1.14% for PTL.

What is the main difference between PTL and AVIE?

They also come from different issuers: Inspire and Avantis. Their fees differ too: 0.09% for PTL and 0.25% for AVIE.

Which has better risk-adjusted returns?

AVIE currently has the higher Sharpe Ratio (2.39 vs 1.48), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.