PTDIX vs. FRAMX
Compare and contrast key facts about Principal LifeTime 2040 Fund (PTDIX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
PTDIX is managed by Principal. It was launched on Feb 28, 2001. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PTDIX vs. FRAMX - Performance Comparison
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PTDIX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PTDIX Principal LifeTime 2040 Fund | -1.98% | 15.59% | 17.43% | 18.33% | -18.13% | 15.35% | 16.04% | 24.91% | -7.95% | 20.69% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 0.18% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 6.82% |
Returns By Period
In the year-to-date period, PTDIX achieves a -1.98% return, which is significantly lower than FRAMX's 0.18% return. Over the past 10 years, PTDIX has outperformed FRAMX with an annualized return of 9.73%, while FRAMX has yielded a comparatively lower 3.73% annualized return.
PTDIX
- 1D
- 2.32%
- 1M
- -4.50%
- YTD
- -1.98%
- 6M
- -0.35%
- 1Y
- 13.16%
- 3Y*
- 14.22%
- 5Y*
- 7.08%
- 10Y*
- 9.73%
FRAMX
- 1D
- 0.75%
- 1M
- -2.08%
- YTD
- 0.18%
- 6M
- 1.18%
- 1Y
- 7.30%
- 3Y*
- 5.92%
- 5Y*
- 2.18%
- 10Y*
- 3.73%
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PTDIX vs. FRAMX - Expense Ratio Comparison
PTDIX has a 0.01% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
PTDIX vs. FRAMX — Risk / Return Rank
PTDIX
FRAMX
PTDIX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2040 Fund (PTDIX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PTDIX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.04 | 1.64 | -0.60 |
Sortino ratioReturn per unit of downside risk | 1.55 | 2.30 | -0.74 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.33 | -0.11 |
Calmar ratioReturn relative to maximum drawdown | 1.40 | 2.22 | -0.82 |
Martin ratioReturn relative to average drawdown | 6.70 | 8.81 | -2.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PTDIX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.04 | 1.64 | -0.60 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.42 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.84 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.50 | -0.04 |
Correlation
The correlation between PTDIX and FRAMX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PTDIX vs. FRAMX - Dividend Comparison
PTDIX's dividend yield for the trailing twelve months is around 10.00%, more than FRAMX's 2.88% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PTDIX Principal LifeTime 2040 Fund | 10.00% | 9.80% | 12.28% | 4.40% | 8.61% | 8.92% | 6.01% | 7.26% | 9.28% | 6.07% | 4.86% | 6.73% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.88% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
PTDIX vs. FRAMX - Drawdown Comparison
The maximum PTDIX drawdown since its inception was -54.38%, which is greater than FRAMX's maximum drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for PTDIX and FRAMX.
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Drawdown Indicators
| PTDIX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.38% | -33.94% | -20.44% |
Max Drawdown (1Y)Largest decline over 1 year | -9.72% | -3.45% | -6.27% |
Max Drawdown (5Y)Largest decline over 5 years | -25.43% | -16.31% | -9.12% |
Max Drawdown (10Y)Largest decline over 10 years | -30.02% | -16.31% | -13.71% |
Current DrawdownCurrent decline from peak | -5.17% | -2.47% | -2.70% |
Average DrawdownAverage peak-to-trough decline | -7.54% | -3.86% | -3.68% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.04% | 0.87% | +1.17% |
Volatility
PTDIX vs. FRAMX - Volatility Comparison
Principal LifeTime 2040 Fund (PTDIX) has a higher volatility of 4.94% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 2.14%. This indicates that PTDIX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PTDIX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.94% | 2.14% | +2.80% |
Volatility (6M)Calculated over the trailing 6-month period | 7.68% | 2.95% | +4.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.16% | 4.64% | +8.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.48% | 5.22% | +8.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.80% | 4.48% | +9.32% |