PSLV vs. SCHD
PSLV (Sprott Physical Silver Trust) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - PSLV is a Silver fund tracking the No Index (Physical Silver), while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 10 years, PSLV returned 13.97%/yr vs 12.77%/yr for SCHD. At a 0.14 correlation, their price movements are largely independent. PSLV charges 0.51%/yr vs 0.06%/yr for SCHD.
Performance
PSLV vs. SCHD - Performance Comparison
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Returns By Period
In the year-to-date period, PSLV achieves a -1.78% return, which is significantly lower than SCHD's 19.01% return. Over the past 10 years, PSLV has outperformed SCHD with an annualized return of 13.97%, while SCHD has yielded a comparatively lower 12.77% annualized return.
PSLV
- 1D
- -2.76%
- 1M
- -1.61%
- YTD
- -1.78%
- 6M
- 18.46%
- 1Y
- 100.09%
- 3Y*
- 41.73%
- 5Y*
- 18.43%
- 10Y*
- 13.97%
SCHD
- 1D
- 0.00%
- 1M
- 2.70%
- YTD
- 19.01%
- 6M
- 18.63%
- 1Y
- 27.16%
- 3Y*
- 15.09%
- 5Y*
- 8.36%
- 10Y*
- 12.77%
PSLV vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PSLV Sprott Physical Silver Trust | -1.78% | 145.08% | 19.43% | -1.94% | 2.74% | -14.13% | 42.81% | 16.99% | -11.83% | 4.28% |
SCHD Schwab U.S. Dividend Equity ETF | 19.01% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Correlation
The correlation between PSLV and SCHD is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.18 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.14 |
Correlation (All Time) Calculated using the full available price history since Oct 21, 2011 | 0.14 |
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Return for Risk
PSLV vs. SCHD — Risk / Return Rank
PSLV
SCHD
PSLV vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Sprott Physical Silver Trust (PSLV) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PSLV | SCHD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.77 | ||
| Sortino ratioReturn per unit of downside risk | -1.90 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.45 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | 2.48 | 5.91 | -3.44 |
| Martin ratioReturn relative to average drawdown | 5.50 | 14.53 | -9.02 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PSLV | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.72 | 2.49 | -0.77 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.58 | -0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.45 | 0.77 | -0.32 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 0.86 | -0.69 |
Drawdowns
PSLV vs. SCHD - Drawdown Comparison
The maximum PSLV drawdown since its inception was -79.38%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for PSLV and SCHD.
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Drawdown Indicators
| PSLV | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.38% | -33.37% | -46.01% |
Max Drawdown (1Y)Largest decline over 1 year | -40.65% | -4.61% | -36.04% |
Max Drawdown (3Y)Largest decline over 3 years | -40.65% | -16.13% | -24.52% |
Max Drawdown (5Y)Largest decline over 5 years | -40.65% | -16.85% | -23.80% |
Max Drawdown (10Y)Largest decline over 10 years | -42.79% | -33.37% | -9.42% |
Current DrawdownCurrent decline from peak | -36.11% | -1.40% | -34.71% |
Average DrawdownAverage peak-to-trough decline | -58.15% | -3.32% | -54.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.25% | 1.88% | +16.37% |
Volatility
PSLV vs. SCHD - Volatility Comparison
Sprott Physical Silver Trust (PSLV) has a higher volatility of 16.57% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.66%. This indicates that PSLV's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PSLV | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.57% | 2.66% | +13.91% |
Volatility (6M)Calculated over the trailing 6-month period | 57.35% | 7.66% | +49.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 58.49% | 10.96% | +47.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.64% | 14.38% | +21.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.14% | 16.72% | +14.42% |
PSLV vs. SCHD - Expense Ratio Comparison
PSLV has a 0.51% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Dividends
PSLV vs. SCHD - Dividend Comparison
PSLV has not paid dividends to shareholders, while SCHD's dividend yield for the trailing twelve months is around 3.26%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PSLV Sprott Physical Silver Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab U.S. Dividend Equity ETF | 3.26% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Frequently Asked Questions
PSLV and SCHD have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PSLV has higher volatility (16.57%) compared to SCHD (2.66%). In terms of maximum drawdown, PSLV dropped -79.38% vs SCHD's -33.37%.
On 10-year performance, PSLV leads with 13.97% vs 12.77% for SCHD. On fees, SCHD is cheaper at 0.06% per year. On volatility, SCHD has been the lower-risk option at 2.66%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, PSLV has performed better with a 13.97% return vs 12.77%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SCHD is cheaper with a 0.06% expense ratio, compared with 0.51% for PSLV.
SCHD has the higher dividend yield at 3.26%, compared with 0.00% for PSLV.
PSLV is categorized as Silver, while SCHD is Dividend. PSLV tracks No Index (Physical Silver), while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: Sprott and Charles Schwab. Their fees differ too: 0.51% for PSLV and 0.06% for SCHD.
SCHD currently has the higher Sharpe Ratio (2.49 vs 1.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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