PSILX vs. XLV
Compare and contrast key facts about T. Rowe Price Spectrum International Equity Fund (PSILX) and State Street Health Care Select Sector SPDR ETF (XLV).
PSILX is managed by T. Rowe Price. It was launched on Dec 31, 1996. XLV is a passively managed fund by State Street that tracks the performance of the Health Care Select Sector Index. It was launched on Dec 16, 1998.
Performance
PSILX vs. XLV - Performance Comparison
Loading graphics...
PSILX vs. XLV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PSILX T. Rowe Price Spectrum International Equity Fund | -0.34% | 30.30% | 4.28% | 13.83% | -18.04% | 5.00% | 13.94% | 25.00% | -14.83% | 26.79% |
XLV State Street Health Care Select Sector SPDR ETF | -4.18% | 14.50% | 2.47% | 2.07% | -2.08% | 26.04% | 13.30% | 20.45% | 6.28% | 21.77% |
Returns By Period
In the year-to-date period, PSILX achieves a -0.34% return, which is significantly higher than XLV's -4.18% return. Over the past 10 years, PSILX has underperformed XLV with an annualized return of 7.44%, while XLV has yielded a comparatively higher 9.80% annualized return.
PSILX
- 1D
- 3.08%
- 1M
- -8.28%
- YTD
- -0.34%
- 6M
- 3.56%
- 1Y
- 21.36%
- 3Y*
- 12.79%
- 5Y*
- 4.67%
- 10Y*
- 7.44%
XLV
- 1D
- 0.76%
- 1M
- -6.43%
- YTD
- -4.18%
- 6M
- 3.83%
- 1Y
- 4.90%
- 3Y*
- 6.25%
- 5Y*
- 6.59%
- 10Y*
- 9.80%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PSILX vs. XLV - Expense Ratio Comparison
PSILX has a 0.89% expense ratio, which is higher than XLV's 0.08% expense ratio.
Return for Risk
PSILX vs. XLV — Risk / Return Rank
PSILX
XLV
PSILX vs. XLV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Spectrum International Equity Fund (PSILX) and State Street Health Care Select Sector SPDR ETF (XLV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PSILX | XLV | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.34 | 0.28 | +1.06 |
Sortino ratioReturn per unit of downside risk | 1.84 | 0.51 | +1.34 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.06 | +0.21 |
Calmar ratioReturn relative to maximum drawdown | 1.44 | 0.28 | +1.16 |
Martin ratioReturn relative to average drawdown | 5.45 | 0.58 | +4.87 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PSILX | XLV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 0.28 | +1.06 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.30 | 0.45 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.46 | 0.59 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.31 | 0.46 | -0.15 |
Correlation
The correlation between PSILX and XLV is 0.54, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
PSILX vs. XLV - Dividend Comparison
PSILX's dividend yield for the trailing twelve months is around 5.44%, more than XLV's 1.70% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PSILX T. Rowe Price Spectrum International Equity Fund | 5.44% | 5.42% | 2.04% | 1.88% | 6.67% | 3.49% | 0.88% | 3.49% | 6.69% | 0.58% | 0.17% | 0.08% |
XLV State Street Health Care Select Sector SPDR ETF | 1.70% | 1.60% | 1.67% | 1.59% | 1.47% | 1.33% | 1.49% | 2.17% | 1.57% | 1.47% | 1.60% | 1.43% |
Drawdowns
PSILX vs. XLV - Drawdown Comparison
The maximum PSILX drawdown since its inception was -61.38%, which is greater than XLV's maximum drawdown of -39.17%. Use the drawdown chart below to compare losses from any high point for PSILX and XLV.
Loading graphics...
Drawdown Indicators
| PSILX | XLV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.38% | -39.17% | -22.21% |
Max Drawdown (1Y)Largest decline over 1 year | -12.72% | -10.76% | -1.96% |
Max Drawdown (5Y)Largest decline over 5 years | -33.13% | -17.11% | -16.02% |
Max Drawdown (10Y)Largest decline over 10 years | -33.33% | -28.40% | -4.93% |
Current DrawdownCurrent decline from peak | -10.03% | -7.41% | -2.62% |
Average DrawdownAverage peak-to-trough decline | -14.13% | -7.12% | -7.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.39% | 5.11% | -1.72% |
Volatility
PSILX vs. XLV - Volatility Comparison
T. Rowe Price Spectrum International Equity Fund (PSILX) has a higher volatility of 8.15% compared to State Street Health Care Select Sector SPDR ETF (XLV) at 4.79%. This indicates that PSILX's price experiences larger fluctuations and is considered to be riskier than XLV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PSILX | XLV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.15% | 4.79% | +3.36% |
Volatility (6M)Calculated over the trailing 6-month period | 11.72% | 10.29% | +1.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.74% | 17.73% | -0.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.53% | 14.56% | +0.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.12% | 16.53% | -0.41% |