PSCF vs. XLFI

Last updated Jul 14, 2026

PSCF (Invesco S&P SmallCap Financials ETF) and XLFI (State Street Financial Select Sector SPDR Premium Income ETF) are both exchange-traded funds - PSCF is a Financials Equities fund tracking the S&P SmallCap 600 Financials Index, while XLFI is a Derivative Income fund actively managed by State Street. PSCF is passively managed, while XLFI is actively managed. A 0.71 correlation means they provide meaningful diversification when combined. PSCF charges 0.29%/yr vs 0.35%/yr for XLFI.

Performance

PSCF vs. XLFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Invesco S&P SmallCap Financials ETF (PSCF) and State Street Financial Select Sector SPDR Premium Income ETF (XLFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PSCF achieves a 15.56% return, which is significantly higher than XLFI's 1.85% return.

PSCF

• 1D: -0.09%
• 1M: 3.25%
• 6M: 12.52%
• YTD: 15.56%
• 1Y: 20.87%
• 3Y*: 17.50%
• 5Y*: 5.96%
• 10Y*: 7.40%

XLFI

• 1D: 0.45%
• 1M: 3.48%
• 6M: 0.88%
• YTD: 1.85%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PSCF vs. XLFI - Yearly Performance Comparison

	2026 (YTD)	2025
PSCF Invesco S&P SmallCap Financials ETF	15.56%	4.87%
XLFI State Street Financial Select Sector SPDR Premium Income ETF	1.85%	5.40%

Correlation

The correlation between PSCF and XLFI is 0.71, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.71

PSCF vs. XLFI - Sectors Allocation Comparison

Sectors	PSCF	XLFI
Financial Services	67.3%	99.9%
Real Estate	28.8%	-
Technology	3.5%	-
Industrials	0.4%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Utilities	-	-

Return for Risk

PSCF vs. XLFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PSCF

PSCF Risk / Return Rank: 45
PSCF Sharpe Ratio Rank: 43
PSCF Sortino Ratio Rank: 43
PSCF Omega Ratio Rank: 42
PSCF Calmar Ratio Rank: 53
PSCF Martin Ratio Rank: 43

XLFI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PSCF vs. XLFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Invesco S&P SmallCap Financials ETF (PSCF) and State Street Financial Select Sector SPDR Premium Income ETF (XLFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PSCF	XLFI	Difference
Sharpe ratio: Return per unit of total volatility	1.21	—	—
Sortino ratio: Return per unit of downside risk	1.79	—	—
Omega ratio: Gain probability vs. loss probability	1.22	—	—
Calmar ratio: Return relative to maximum drawdown	2.11	—	—
Martin ratio: Return relative to average drawdown	5.63	—	—

Drawdowns

PSCF vs. XLFI - Drawdown Comparison

The maximum PSCF drawdown since its inception was -45.46%, which is greater than XLFI's maximum drawdown of -11.89%. Use the drawdown chart below to compare losses from any high point for PSCF and XLFI.

Drawdown Indicators

	PSCF	XLFI	Difference
Max Drawdown Largest peak-to-trough decline	-45.46%	-11.89%	-33.57%
Max Drawdown (1Y) Largest decline over 1 year	-9.91%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-24.34%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-36.77%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-45.46%	—	—
Current Drawdown Current decline from peak	-0.90%	0.00%	-0.90%
Average Drawdown Average peak-to-trough decline	-8.54%	-3.17%	-5.37%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.72%	—	—

Volatility

Volatility by Period

	PSCF	XLFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.25%	—	—
Volatility (6M) Calculated over the trailing 6-month period	12.11%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	17.33%	12.02%	+5.31%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.34%	12.02%	+10.32%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.74%	12.02%	+12.72%

PSCF vs. XLFI - Expense Ratio Comparison

PSCF has a 0.29% expense ratio, which is lower than XLFI's 0.35% expense ratio.

Dividends

PSCF vs. XLFI - Dividend Comparison

PSCF's dividend yield for the trailing twelve months is around 2.17%, less than XLFI's 11.44% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PSCF Invesco S&P SmallCap Financials ETF	2.17%	2.09%	2.48%	3.32%	2.93%	1.83%	3.57%	4.27%	4.21%	2.26%	3.01%	2.37%
XLFI State Street Financial Select Sector SPDR Premium Income ETF	11.44%	5.57%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both PSCF and XLFI in my portfolio?

PSCF and XLFI have a correlation of 0.71, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, PSCF or XLFI?

On fees, PSCF is cheaper at 0.29% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, PSCF or XLFI?

PSCF is cheaper with a 0.29% expense ratio, compared with 0.35% for XLFI.

Which ETF pays a higher dividend yield, PSCF or XLFI?

XLFI has the higher dividend yield at 11.44%, compared with 2.17% for PSCF.

What is the main difference between PSCF and XLFI?

PSCF is categorized as Financials Equities, while XLFI is Derivative Income. They also come from different issuers: Invesco and State Street. Their fees differ too: 0.29% for PSCF and 0.35% for XLFI.