PRCH vs. TOST

Last updated Apr 1, 2026

Compare and contrast key facts about Porch Group, Inc. (PRCH) and Toast, Inc. (TOST).

Performance

PRCH vs. TOST - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Porch Group, Inc. (PRCH) and Toast, Inc. (TOST). The values are adjusted to include any dividend payments, if applicable.

PRCH vs. TOST - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
PRCH Porch Group, Inc.	-21.47%	85.57%	59.74%	63.83%	-87.94%	-16.41%
TOST Toast, Inc.	-25.34%	-2.58%	99.62%	1.28%	-48.06%	-44.47%

Fundamentals

Market Cap PRCH : $756.71M TOST : $16.09B
EPS PRCH : $0.17 TOST : $0.56
PE Ratio PRCH : 42.98 TOST : 47.05
PS Ratio PRCH : 1.75 TOST : 2.62
PB Ratio PRCH : 33.80 TOST : 7.58
Total Revenue (TTM) PRCH : $466.43M TOST : $6.15B
Gross Profit (TTM) PRCH : $324.00M TOST : $1.59B
EBITDA (TTM) PRCH : $86.14M TOST : $389.00M

Returns By Period

In the year-to-date period, PRCH achieves a -21.47% return, which is significantly higher than TOST's -25.34% return.

PRCH

• 1D: 3.91%
• 1M: -12.67%
• YTD: -21.47%
• 6M: -57.27%
• 1Y: -1.65%
• 3Y*: 71.16%
• 5Y*: -16.81%
• 10Y*: —

TOST

• 1D: 1.73%
• 1M: -2.93%
• YTD: -25.34%
• 6M: -27.39%
• 1Y: -20.08%
• 3Y*: 14.31%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PRCH vs. TOST — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PRCH

PRCH Risk / Return Rank: 45
PRCH Sharpe Ratio Rank: 40
PRCH Sortino Ratio Rank: 51
PRCH Omega Ratio Rank: 51
PRCH Calmar Ratio Rank: 40
PRCH Martin Ratio Rank: 40

TOST

TOST Risk / Return Rank: 25
TOST Sharpe Ratio Rank: 22
TOST Sortino Ratio Rank: 22
TOST Omega Ratio Rank: 23
TOST Calmar Ratio Rank: 29
TOST Martin Ratio Rank: 28

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PRCH vs. TOST - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Porch Group, Inc. (PRCH) and Toast, Inc. (TOST). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PRCH	TOST	Difference
Sharpe ratio Return per unit of total volatility	-0.02	-0.44	+0.42
Sortino ratio Return per unit of downside risk	0.81	-0.36	+1.17
Omega ratio Gain probability vs. loss probability	1.11	0.96	+0.15
Calmar ratio Return relative to maximum drawdown	-0.04	-0.43	+0.38
Martin ratio Return relative to average drawdown	-0.08	-0.84	+0.76
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PRCH vs. TOST - Sharpe Ratio Comparison

The current PRCH Sharpe Ratio is -0.02, which is higher than the TOST Sharpe Ratio of -0.44. The chart below compares the historical Sharpe Ratios of PRCH and TOST, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PRCH	TOST	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.02	-0.44	+0.42
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.14	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.05	-0.28	+0.24

Correlation

The correlation between PRCH and TOST is 0.44, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

PRCH vs. TOST - Dividend Comparison

Neither PRCH nor TOST has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

PRCH vs. TOST - Drawdown Comparison

The maximum PRCH drawdown since its inception was -97.95%, which is greater than TOST's maximum drawdown of -80.56%. Use the drawdown chart below to compare losses from any high point for PRCH and TOST.

Drawdown Indicators

	PRCH	TOST	Difference
Max Drawdown Largest peak-to-trough decline	-97.95%	-80.56%	-17.39%
Max Drawdown (1Y) Largest decline over 1 year	-66.39%	-49.15%	-17.24%
Max Drawdown (5Y) Largest decline over 5 years	-97.95%	—	—
Current Drawdown Current decline from peak	-72.06%	-59.35%	-12.71%
Average Drawdown Average peak-to-trough decline	-59.03%	-57.85%	-1.18%
Ulcer Index Depth and duration of drawdowns from previous peaks	35.98%	24.96%	+11.02%

Volatility

PRCH vs. TOST - Volatility Comparison

Porch Group, Inc. (PRCH) has a higher volatility of 16.94% compared to Toast, Inc. (TOST) at 10.74%. This indicates that PRCH's price experiences larger fluctuations and is considered to be riskier than TOST based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PRCH	TOST	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.94%	10.74%	+6.20%
Volatility (6M) Calculated over the trailing 6-month period	58.30%	33.01%	+25.29%
Volatility (1Y) Calculated over the trailing 1-year period	102.98%	46.28%	+56.70%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	120.74%	61.46%	+59.28%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	109.99%	61.46%	+48.53%

Financials

PRCH vs. TOST - Profitability Comparison

The chart below illustrates the profitability comparison between Porch Group, Inc. and Toast, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PRCH - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Porch Group, Inc. reported a gross profit of 95.73M and revenue of 124.30M. Therefore, the gross margin over that period was 77.0%.

TOST - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Toast, Inc. reported a gross profit of 420.00M and revenue of 1.63B. Therefore, the gross margin over that period was 25.7%.

PRCH - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Porch Group, Inc. reported an operating income of 16.45M and revenue of 124.30M, resulting in an operating margin of 13.2%.

TOST - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Toast, Inc. reported an operating income of 89.00M and revenue of 1.63B, resulting in an operating margin of 5.5%.

PRCH - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Porch Group, Inc. reported a net income of 18.88M and revenue of 124.30M, resulting in a net margin of 15.2%.

TOST - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Toast, Inc. reported a net income of 101.00M and revenue of 1.63B, resulting in a net margin of 6.2%.