PRCH vs. TOST
PRCH (Porch Group, Inc.) and TOST (Toast, Inc.) are both stocks. Both are in the Technology sector — PRCH in Software - Application, TOST in Software - Infrastructure. Over the past 3 years, PRCH returned 119.49%/yr vs 4.40%/yr for TOST. At a 0.43 correlation, their price movements are largely independent.
Performance
PRCH vs. TOST - Performance Comparison
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Returns By Period
In the year-to-date period, PRCH achieves a 41.29% return, which is significantly higher than TOST's -30.98% return.
PRCH
- 1D
- 5.22%
- 1M
- 34.94%
- YTD
- 41.29%
- 6M
- 42.70%
- 1Y
- 23.56%
- 3Y*
- 119.49%
- 5Y*
- -8.18%
- 10Y*
- —
TOST
- 1D
- 1.03%
- 1M
- 5.83%
- YTD
- -30.98%
- 6M
- -33.18%
- 1Y
- -43.47%
- 3Y*
- 4.40%
- 5Y*
- —
- 10Y*
- —
PRCH vs. TOST - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
PRCH Porch Group, Inc. | 41.29% | 85.57% | 59.74% | 63.83% | -87.94% | -15.91% |
TOST Toast, Inc. | -30.98% | -2.58% | 99.62% | 1.28% | -48.06% | -46.81% |
Correlation
The correlation between PRCH and TOST is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.38 |
Correlation (All Time) Calculated using the full available price history since Sep 22, 2021 | 0.43 |
The correlation between PRCH and TOST shifts across timeframes, from 0.30 (1 year) to 0.43 (all time), reflecting how their relationship changes across market environments.
Fundamentals
PRCH:
$1.37B
TOST:
$14.76B
PRCH:
-$0.08
TOST:
$0.68
PRCH:
2.99
TOST:
2.30
PRCH:
52.01
TOST:
7.41
PRCH:
$482.80M
TOST:
$6.45B
PRCH:
$349.40M
TOST:
$1.69B
PRCH:
$91.76M
TOST:
$430.00M
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Return for Risk
PRCH vs. TOST — Risk / Return Rank
PRCH
TOST
PRCH vs. TOST - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Porch Group, Inc. (PRCH) and Toast, Inc. (TOST). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PRCH | TOST | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.27 | ||
| Sortino ratioReturn per unit of downside risk | +2.27 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 0.85 | +0.29 |
| Calmar ratioReturn relative to maximum drawdown | 0.36 | -0.80 | +1.15 |
| Martin ratioReturn relative to average drawdown | 0.55 | -1.30 | +1.85 |
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Drawdowns
PRCH vs. TOST - Drawdown Comparison
The maximum PRCH drawdown since its inception was -97.95%, which is greater than TOST's maximum drawdown of -80.57%. Use the drawdown chart below to compare losses from any high point for PRCH and TOST.
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Drawdown Indicators
| PRCH | TOST | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.95% | -80.57% | -17.38% |
Max Drawdown (1Y)Largest decline over 1 year | -66.39% | -54.71% | -11.68% |
Max Drawdown (3Y)Largest decline over 3 years | -75.78% | -54.71% | -21.07% |
Max Drawdown (5Y)Largest decline over 5 years | -97.95% | — | — |
Current DrawdownCurrent decline from peak | -49.73% | -62.44% | +12.71% |
Average DrawdownAverage peak-to-trough decline | -59.13% | -58.02% | -1.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 42.66% | 33.55% | +9.11% |
Volatility
PRCH vs. TOST - Volatility Comparison
Porch Group, Inc. (PRCH) has a higher volatility of 19.46% compared to Toast, Inc. (TOST) at 13.89%. This indicates that PRCH's price experiences larger fluctuations and is considered to be riskier than TOST based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PRCH | TOST | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 19.46% | 13.89% | +5.57% |
Volatility (6M)Calculated over the trailing 6-month period | 48.44% | 36.49% | +11.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 73.64% | 46.10% | +27.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 120.63% | 61.12% | +59.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 108.83% | 61.12% | +47.71% |
Dividends
PRCH vs. TOST - Dividend Comparison
Neither PRCH nor TOST has paid dividends to shareholders.
Financials
PRCH vs. TOST - Financials Comparison
This section allows you to compare key financial metrics between Porch Group, Inc. and Toast, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PRCH vs. TOST - Profitability Comparison
PRCH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Porch Group, Inc. reported a gross profit of 90.85M and revenue of 121.12M. Therefore, the gross margin over that period was 75.0%.
TOST - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Toast, Inc. reported a gross profit of 447.00M and revenue of 1.63B. Therefore, the gross margin over that period was 27.4%.
PRCH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Porch Group, Inc. reported an operating income of 11.82M and revenue of 121.12M, resulting in an operating margin of 9.8%.
TOST - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Toast, Inc. reported an operating income of 110.00M and revenue of 1.63B, resulting in an operating margin of 6.8%.
PRCH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Porch Group, Inc. reported a net income of -4.71M and revenue of 121.12M, resulting in a net margin of -3.9%.
TOST - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Toast, Inc. reported a net income of 126.00M and revenue of 1.63B, resulting in a net margin of 7.7%.
Frequently Asked Questions
PRCH and TOST have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PRCH has higher volatility (19.46%) compared to TOST (13.89%). In terms of maximum drawdown, PRCH dropped -97.95% vs TOST's -80.57%.
PRCH currently has the higher Sharpe Ratio (0.32 vs -0.95), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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