PPQZX vs. LTFIX
PPQZX (PIMCO RealPath Blend 2050 Fund) and LTFIX (Principal LifeTime 2055 Fund) are both Target Retirement Date funds. Over the past 10 years, PPQZX returned 11.79%/yr vs 12.01%/yr for LTFIX. With a 0.97 correlation, they move nearly in lockstep. PPQZX charges 0.06%/yr vs 0.01%/yr for LTFIX.
Performance
PPQZX vs. LTFIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, PPQZX achieves a 9.90% return, which is significantly higher than LTFIX's 7.15% return. Both investments have delivered pretty close results over the past 10 years, with PPQZX having a 11.79% annualized return and LTFIX not far ahead at 12.01%.
PPQZX
- 1D
- 0.30%
- 1M
- -1.03%
- YTD
- 9.90%
- 6M
- 9.02%
- 1Y
- 22.07%
- 3Y*
- 18.01%
- 5Y*
- 9.51%
- 10Y*
- 11.79%
LTFIX
- 1D
- 0.21%
- 1M
- -0.85%
- YTD
- 7.15%
- 6M
- 6.18%
- 1Y
- 17.09%
- 3Y*
- 17.59%
- 5Y*
- 8.55%
- 10Y*
- 12.01%
PPQZX vs. LTFIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PPQZX PIMCO RealPath Blend 2050 Fund | 9.90% | 20.62% | 13.93% | 19.69% | -17.27% | 18.50% | 13.70% | 25.09% | -7.75% | 19.88% |
LTFIX Principal LifeTime 2055 Fund | 7.15% | 17.80% | 17.28% | 20.33% | -18.84% | 17.73% | 16.47% | 27.27% | -9.03% | 22.52% |
Correlation
The correlation between PPQZX and LTFIX is 0.97 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.97 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.96 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.97 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.97 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2015 | 0.97 |
The correlation between PPQZX and LTFIX has been stable across timeframes, ranging from 0.96 to 0.97 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
PPQZX vs. LTFIX — Risk / Return Rank
PPQZX
LTFIX
PPQZX vs. LTFIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PIMCO RealPath Blend 2050 Fund (PPQZX) and Principal LifeTime 2055 Fund (LTFIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PPQZX | LTFIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.55 | ||
| Sortino ratioReturn per unit of downside risk | +0.69 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.27 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | 2.66 | 2.08 | +0.58 |
| Martin ratioReturn relative to average drawdown | 11.62 | 9.06 | +2.56 |
Loading charts...
Drawdowns
PPQZX vs. LTFIX - Drawdown Comparison
The maximum PPQZX drawdown since its inception was -31.59%, smaller than the maximum LTFIX drawdown of -52.73%. Use the drawdown chart below to compare losses from any high point for PPQZX and LTFIX.
Loading charts...
Drawdown Indicators
| PPQZX | LTFIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.59% | -52.73% | +21.14% |
Max Drawdown (1Y)Largest decline over 1 year | -8.74% | -8.71% | -0.03% |
Max Drawdown (3Y)Largest decline over 3 years | -14.46% | -15.70% | +1.24% |
Max Drawdown (5Y)Largest decline over 5 years | -25.57% | -26.80% | +1.23% |
Max Drawdown (10Y)Largest decline over 10 years | -31.59% | -33.50% | +1.91% |
Current DrawdownCurrent decline from peak | -2.12% | -2.30% | +0.18% |
Average DrawdownAverage peak-to-trough decline | -4.64% | -7.62% | +2.98% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.99% | 2.00% | -0.01% |
Volatility
PPQZX vs. LTFIX - Volatility Comparison
The current volatility for PIMCO RealPath Blend 2050 Fund (PPQZX) is 4.78%, while Principal LifeTime 2055 Fund (LTFIX) has a volatility of 5.08%. This indicates that PPQZX experiences smaller price fluctuations and is considered to be less risky than LTFIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| PPQZX | LTFIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.78% | 5.08% | -0.30% |
Volatility (6M)Calculated over the trailing 6-month period | 9.70% | 10.45% | -0.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.70% | 12.57% | -0.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.27% | 15.59% | -1.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.81% | 15.81% | -1.00% |
PPQZX vs. LTFIX - Expense Ratio Comparison
PPQZX has a 0.06% expense ratio, which is higher than LTFIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
PPQZX vs. LTFIX - Dividend Comparison
PPQZX's dividend yield for the trailing twelve months is around 4.40%, less than LTFIX's 8.14% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTFIX Principal LifeTime 2055 Fund | 8.14% | 8.73% | 8.47% | 4.17% | 8.60% | 5.83% | 3.91% | 6.03% | 6.60% | 3.51% | 3.99% | 4.51% |
PPQZX PIMCO RealPath Blend 2050 Fund | 4.40% | 3.82% | 4.55% | 2.29% | 2.43% | 5.31% | 1.28% | 3.79% | 6.75% | 2.09% | 2.40% | 2.19% |
Frequently Asked Questions
With a correlation of 0.97, PPQZX and LTFIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
LTFIX has higher volatility (5.08%) compared to PPQZX (4.78%). In terms of maximum drawdown, PPQZX dropped -31.59% vs LTFIX's -52.73%.
PPQZX currently has the higher Sharpe Ratio (1.99 vs 1.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for PPQZX and LTFIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer