PPLIX vs. PLGIX

Last updated Apr 1, 2026

Compare and contrast key facts about Principal LifeTime 2050 Fund (PPLIX) and Principal LargeCap Growth Fund I (PLGIX).

PPLIX is managed by Principal. It was launched on Feb 28, 2001. PLGIX is managed by Principal. It was launched on Dec 6, 2000.

Performance

PPLIX vs. PLGIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime 2050 Fund (PPLIX) and Principal LargeCap Growth Fund I (PLGIX). The values are adjusted to include any dividend payments, if applicable.

PPLIX vs. PLGIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PPLIX Principal LifeTime 2050 Fund	-5.09%	17.55%	19.12%	20.36%	-18.78%	17.04%	16.56%	26.67%	-8.74%	22.12%
PLGIX Principal LargeCap Growth Fund I	-14.91%	11.59%	83.01%	40.40%	-34.05%	21.49%	36.06%	34.89%	3.44%	33.67%

Returns By Period

In the year-to-date period, PPLIX achieves a -5.09% return, which is significantly higher than PLGIX's -14.91% return. Over the past 10 years, PPLIX has underperformed PLGIX with an annualized return of 10.25%, while PLGIX has yielded a comparatively higher 17.78% annualized return.

PPLIX

• 1D: -0.29%
• 1M: -8.13%
• YTD: -5.09%
• 6M: -2.87%
• 1Y: 12.44%
• 3Y*: 14.70%
• 5Y*: 7.68%
• 10Y*: 10.25%

PLGIX

• 1D: -0.29%
• 1M: -8.82%
• YTD: -14.91%
• 6M: -15.13%
• 1Y: 3.34%
• 3Y*: 29.30%
• 5Y*: 14.11%
• 10Y*: 17.78%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PPLIX vs. PLGIX - Expense Ratio Comparison

PPLIX has a 0.01% expense ratio, which is lower than PLGIX's 0.67% expense ratio.

PLGIX

Principal LargeCap Growth Fund I

PPLIX

Principal LifeTime 2050 Fund

Return for Risk

PPLIX vs. PLGIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PPLIX

PPLIX Risk / Return Rank: 39
PPLIX Sharpe Ratio Rank: 37
PPLIX Sortino Ratio Rank: 39
PPLIX Omega Ratio Rank: 38
PPLIX Calmar Ratio Rank: 34
PPLIX Martin Ratio Rank: 45

PLGIX

PLGIX Risk / Return Rank: 8
PLGIX Sharpe Ratio Rank: 9
PLGIX Sortino Ratio Rank: 9
PLGIX Omega Ratio Rank: 9
PLGIX Calmar Ratio Rank: 7
PLGIX Martin Ratio Rank: 7

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PPLIX vs. PLGIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2050 Fund (PPLIX) and Principal LargeCap Growth Fund I (PLGIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PPLIX	PLGIX	Difference
Sharpe ratio Return per unit of total volatility	0.81	0.16	+0.65
Sortino ratio Return per unit of downside risk	1.25	0.40	+0.86
Omega ratio Gain probability vs. loss probability	1.18	1.05	+0.12
Calmar ratio Return relative to maximum drawdown	0.94	0.04	+0.90
Martin ratio Return relative to average drawdown	4.59	0.14	+4.45
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PPLIX vs. PLGIX - Sharpe Ratio Comparison

The current PPLIX Sharpe Ratio is 0.81, which is higher than the PLGIX Sharpe Ratio of 0.16. The chart below compares the historical Sharpe Ratios of PPLIX and PLGIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PPLIX	PLGIX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.81	0.16	+0.65
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.50	0.47	+0.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.66	0.70	-0.04
Sharpe Ratio (All Time) Calculated using the full available price history	0.42	0.41	+0.01

Correlation

The correlation between PPLIX and PLGIX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

PPLIX vs. PLGIX - Dividend Comparison

PPLIX's dividend yield for the trailing twelve months is around 10.48%, less than PLGIX's 16.99% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PPLIX Principal LifeTime 2050 Fund	10.48%	9.95%	11.56%	4.41%	9.40%	8.04%	5.23%	7.16%	8.64%	5.12%	4.82%	6.07%
PLGIX Principal LargeCap Growth Fund I	16.99%	14.45%	63.77%	5.99%	11.57%	11.34%	7.03%	8.01%	16.41%	7.05%	4.64%	12.51%

Drawdowns

PPLIX vs. PLGIX - Drawdown Comparison

The maximum PPLIX drawdown since its inception was -55.61%, roughly equal to the maximum PLGIX drawdown of -55.43%. Use the drawdown chart below to compare losses from any high point for PPLIX and PLGIX.

Drawdown Indicators

	PPLIX	PLGIX	Difference
Max Drawdown Largest peak-to-trough decline	-55.61%	-55.43%	-0.18%
Max Drawdown (1Y) Largest decline over 1 year	-11.42%	-18.32%	+6.90%
Max Drawdown (5Y) Largest decline over 5 years	-26.85%	-40.63%	+13.78%
Max Drawdown (10Y) Largest decline over 10 years	-32.67%	-40.63%	+7.96%
Current Drawdown Current decline from peak	-8.57%	-18.32%	+9.75%
Average Drawdown Average peak-to-trough decline	-8.35%	-13.31%	+4.96%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.34%	5.45%	-3.11%

Volatility

PPLIX vs. PLGIX - Volatility Comparison

The current volatility for Principal LifeTime 2050 Fund (PPLIX) is 4.83%, while Principal LargeCap Growth Fund I (PLGIX) has a volatility of 5.47%. This indicates that PPLIX experiences smaller price fluctuations and is considered to be less risky than PLGIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PPLIX	PLGIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.83%	5.47%	-0.64%
Volatility (6M) Calculated over the trailing 6-month period	8.67%	11.68%	-3.01%
Volatility (1Y) Calculated over the trailing 1-year period	15.54%	21.30%	-5.76%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.38%	30.09%	-14.71%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.53%	25.38%	-9.85%