PPLI vs. BILL
PPLI (People Incorporated) and BILL (Bill.com Holdings, Inc.) are both stocks. PPLI operates in Internet Content & Information (Communication Services), while BILL operates in Software - Application (Technology). Over the past 5 years, PPLI returned -12.91%/yr vs -24.50%/yr for BILL. At a 0.46 correlation, their price movements are largely independent.
Performance
PPLI vs. BILL - Performance Comparison
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Returns By Period
In the year-to-date period, PPLI achieves a 16.45% return, which is significantly higher than BILL's -18.12% return.
PPLI
- 1D
- -0.61%
- 1M
- 5.79%
- 6M
- 12.20%
- YTD
- 16.45%
- 1Y
- 12.53%
- 3Y*
- -0.36%
- 5Y*
- -12.91%
- 10Y*
- 18.03%
BILL
- 1D
- 0.07%
- 1M
- 32.60%
- 6M
- -7.44%
- YTD
- -18.12%
- 1Y
- -2.70%
- 3Y*
- -29.99%
- 5Y*
- -24.50%
- 10Y*
- —
PPLI vs. BILL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
PPLI People Incorporated | 16.45% | 34.76% | -17.64% | 17.97% | -66.03% | 3.75% | 132.14% | 14.91% |
BILL Bill.com Holdings, Inc. | -18.12% | -35.62% | 3.82% | -25.12% | -56.27% | 82.53% | 258.74% | 2.15% |
Correlation
The correlation between PPLI and BILL is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.41 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.40 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.49 |
Correlation (All Time) Calculated using the full available price history since Dec 12, 2019 | 0.46 |
Fundamentals
PPLI:
$3.39B
BILL:
$4.45B
PPLI:
$0.52
BILL:
$0.00
PPLI:
87.34
BILL:
27.90K
PPLI:
1.59
BILL:
2.84
PPLI:
0.77
BILL:
1.20
PPLI:
$2.25B
BILL:
$1.60B
PPLI:
$1.48B
BILL:
$1.29B
PPLI:
$450.27M
BILL:
$68.77M
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Return for Risk
PPLI vs. BILL — Risk / Return Rank
PPLI
BILL
PPLI vs. BILL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for People Incorporated (PPLI) and Bill.com Holdings, Inc. (BILL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PPLI | BILL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.43 | ||
| Sortino ratioReturn per unit of downside risk | +0.23 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.05 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 0.54 | -0.06 | +0.60 |
| Martin ratioReturn relative to average drawdown | 1.14 | -0.12 | +1.26 |
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Drawdowns
PPLI vs. BILL - Drawdown Comparison
The maximum PPLI drawdown since its inception was -76.60%, smaller than the maximum BILL drawdown of -90.66%. Use the drawdown chart below to compare losses from any high point for PPLI and BILL.
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Drawdown Indicators
| PPLI | BILL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.60% | -90.66% | +14.06% |
Max Drawdown (1Y)Largest decline over 1 year | -23.38% | -43.24% | +19.86% |
Max Drawdown (3Y)Largest decline over 3 years | -41.11% | -76.42% | +35.31% |
Max Drawdown (5Y)Largest decline over 5 years | -73.85% | -90.66% | +16.81% |
Max Drawdown (10Y)Largest decline over 10 years | -76.60% | — | — |
Current DrawdownCurrent decline from peak | -61.36% | -86.95% | +25.59% |
Average DrawdownAverage peak-to-trough decline | -27.62% | -55.15% | +27.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.06% | 21.99% | -10.93% |
Volatility
PPLI vs. BILL - Volatility Comparison
The current volatility for People Incorporated (PPLI) is 8.78%, while Bill.com Holdings, Inc. (BILL) has a volatility of 15.07%. This indicates that PPLI experiences smaller price fluctuations and is considered to be less risky than BILL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PPLI | BILL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.78% | 15.07% | -6.29% |
Volatility (6M)Calculated over the trailing 6-month period | 24.03% | 51.14% | -27.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 32.45% | 64.57% | -32.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.35% | 70.72% | -29.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.85% | 72.76% | -32.91% |
Dividends
PPLI vs. BILL - Dividend Comparison
Neither PPLI nor BILL has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BILL Bill.com Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
PPLI People Incorporated | 0.00% | 21.17% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.26% |
Financials
PPLI vs. BILL - Financials Comparison
This section allows you to compare key financial metrics between People Incorporated and Bill.com Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PPLI vs. BILL - Profitability Comparison
PPLI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, People Incorporated reported a gross profit of 263.12M and revenue of 422.89M. Therefore, the gross margin over that period was 62.2%.
BILL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Bill.com Holdings, Inc. reported a gross profit of 331.85M and revenue of 406.56M. Therefore, the gross margin over that period was 81.6%.
PPLI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, People Incorporated reported an operating income of -40.07M and revenue of 422.89M, resulting in an operating margin of -9.5%.
BILL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Bill.com Holdings, Inc. reported an operating income of 96.41M and revenue of 406.56M, resulting in an operating margin of 23.7%.
PPLI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, People Incorporated reported a net income of -71.88M and revenue of 422.89M, resulting in a net margin of -17.0%.
BILL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Bill.com Holdings, Inc. reported a net income of 12.79M and revenue of 406.56M, resulting in a net margin of 3.1%.
Frequently Asked Questions
PPLI and BILL have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BILL has higher volatility (15.07%) compared to PPLI (8.78%). In terms of maximum drawdown, PPLI dropped -76.60% vs BILL's -90.66%.
PPLI currently has the higher Sharpe Ratio (0.39 vs -0.04), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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