PLTNX vs. PLFIX
Compare and contrast key facts about Principal LifeTime Hybrid 2055 Fund (PLTNX) and Principal Large Cap S&P 500 Index Fund Institutional (PLFIX).
PLTNX is managed by Principal. It was launched on Sep 29, 2014. PLFIX is a passively managed fund by Principal that tracks the performance of the S&P 500 Index. It was launched on Mar 1, 2001.
Performance
PLTNX vs. PLFIX - Performance Comparison
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PLTNX vs. PLFIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLTNX Principal LifeTime Hybrid 2055 Fund | -1.70% | 19.89% | 17.25% | 20.33% | -18.49% | 19.70% | 15.78% | 26.17% | -9.84% | 21.03% |
PLFIX Principal Large Cap S&P 500 Index Fund Institutional | -4.36% | 17.77% | 26.77% | 26.00% | -18.21% | 28.25% | 18.11% | 31.35% | -4.66% | 21.65% |
Returns By Period
In the year-to-date period, PLTNX achieves a -1.70% return, which is significantly higher than PLFIX's -4.36% return. Over the past 10 years, PLTNX has underperformed PLFIX with an annualized return of 10.80%, while PLFIX has yielded a comparatively higher 14.05% annualized return.
PLTNX
- 1D
- 2.96%
- 1M
- -5.09%
- YTD
- -1.70%
- 6M
- 0.75%
- 1Y
- 19.23%
- 3Y*
- 15.98%
- 5Y*
- 8.62%
- 10Y*
- 10.80%
PLFIX
- 1D
- 2.93%
- 1M
- -5.03%
- YTD
- -4.36%
- 6M
- -2.15%
- 1Y
- 17.24%
- 3Y*
- 18.74%
- 5Y*
- 11.94%
- 10Y*
- 14.05%
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PLTNX vs. PLFIX - Expense Ratio Comparison
PLTNX has a 0.05% expense ratio, which is lower than PLFIX's 0.11% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PLTNX vs. PLFIX — Risk / Return Rank
PLTNX
PLFIX
PLTNX vs. PLFIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2055 Fund (PLTNX) and Principal Large Cap S&P 500 Index Fund Institutional (PLFIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLTNX | PLFIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.21 | 0.99 | +0.22 |
Sortino ratioReturn per unit of downside risk | 1.81 | 1.54 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.67 | 1.51 | +0.15 |
Martin ratioReturn relative to average drawdown | 8.28 | 7.32 | +0.96 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLTNX | PLFIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.21 | 0.99 | +0.22 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.56 | 0.71 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.81 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.62 | 0.45 | +0.17 |
Correlation
The correlation between PLTNX and PLFIX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLTNX vs. PLFIX - Dividend Comparison
PLTNX's dividend yield for the trailing twelve months is around 4.67%, more than PLFIX's 3.08% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLTNX Principal LifeTime Hybrid 2055 Fund | 4.67% | 4.59% | 4.40% | 2.84% | 9.11% | 4.23% | 3.11% | 3.47% | 4.68% | 2.21% | 1.99% | 1.63% |
PLFIX Principal Large Cap S&P 500 Index Fund Institutional | 3.08% | 2.95% | 4.28% | 4.13% | 2.96% | 13.60% | 7.57% | 3.83% | 7.52% | 7.01% | 3.23% | 2.69% |
Drawdowns
PLTNX vs. PLFIX - Drawdown Comparison
The maximum PLTNX drawdown since its inception was -32.71%, smaller than the maximum PLFIX drawdown of -55.28%. Use the drawdown chart below to compare losses from any high point for PLTNX and PLFIX.
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Drawdown Indicators
| PLTNX | PLFIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.71% | -55.28% | +22.57% |
Max Drawdown (1Y)Largest decline over 1 year | -11.90% | -12.13% | +0.23% |
Max Drawdown (5Y)Largest decline over 5 years | -25.48% | -24.58% | -0.90% |
Max Drawdown (10Y)Largest decline over 10 years | -32.71% | -33.77% | +1.06% |
Current DrawdownCurrent decline from peak | -5.96% | -6.24% | +0.28% |
Average DrawdownAverage peak-to-trough decline | -4.83% | -8.91% | +4.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 2.51% | -0.12% |
Volatility
PLTNX vs. PLFIX - Volatility Comparison
Principal LifeTime Hybrid 2055 Fund (PLTNX) has a higher volatility of 6.01% compared to Principal Large Cap S&P 500 Index Fund Institutional (PLFIX) at 5.35%. This indicates that PLTNX's price experiences larger fluctuations and is considered to be riskier than PLFIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLTNX | PLFIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.01% | 5.35% | +0.66% |
Volatility (6M)Calculated over the trailing 6-month period | 9.53% | 9.51% | +0.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.43% | 18.05% | -1.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.45% | 16.92% | -1.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.80% | 17.50% | -1.70% |