PIDIX vs. PLTNX
PIDIX (Principal International Equity Index Fund) and PLTNX (Principal LifeTime Hybrid 2055 Fund) are both mutual funds - PIDIX is a Foreign Large Cap Equities fund managed by Principal, while PLTNX is a Target Retirement Date fund managed by Principal. Over the past 10 years, PIDIX returned 9.79%/yr vs 12.04%/yr for PLTNX. Their correlation of 0.87 suggests significant overlap in exposure. PIDIX charges 0.32%/yr vs 0.05%/yr for PLTNX.
Performance
PIDIX vs. PLTNX - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with PIDIX having a 8.42% return and PLTNX slightly higher at 8.52%. Over the past 10 years, PIDIX has underperformed PLTNX with an annualized return of 9.79%, while PLTNX has yielded a comparatively higher 12.04% annualized return.
PIDIX
- 1D
- -2.08%
- 1M
- -0.00%
- YTD
- 8.42%
- 6M
- 7.98%
- 1Y
- 20.09%
- 3Y*
- 16.92%
- 5Y*
- 8.60%
- 10Y*
- 9.79%
PLTNX
- 1D
- -1.88%
- 1M
- -0.39%
- YTD
- 8.52%
- 6M
- 7.64%
- 1Y
- 21.99%
- 3Y*
- 18.58%
- 5Y*
- 9.77%
- 10Y*
- 12.04%
PIDIX vs. PLTNX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PIDIX Principal International Equity Index Fund | 8.42% | 31.07% | 4.72% | 17.87% | -14.43% | 11.07% | 7.78% | 21.42% | -13.57% | 24.87% |
PLTNX Principal LifeTime Hybrid 2055 Fund | 8.52% | 19.89% | 17.25% | 20.33% | -18.49% | 19.70% | 15.78% | 26.17% | -9.84% | 21.03% |
Correlation
The correlation between PIDIX and PLTNX is 0.88, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.88 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.85 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.86 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.87 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2014 | 0.87 |
The correlation between PIDIX and PLTNX has been stable across timeframes, ranging from 0.84 to 0.88 - a consistent structural relationship.
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Return for Risk
PIDIX vs. PLTNX — Risk / Return Rank
PIDIX
PLTNX
PIDIX vs. PLTNX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal International Equity Index Fund (PIDIX) and Principal LifeTime Hybrid 2055 Fund (PLTNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PIDIX | PLTNX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.45 | ||
| Sortino ratioReturn per unit of downside risk | -0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.34 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.92 | 2.72 | -0.80 |
| Martin ratioReturn relative to average drawdown | 7.14 | 12.10 | -4.95 |
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Drawdowns
PIDIX vs. PLTNX - Drawdown Comparison
The maximum PIDIX drawdown since its inception was -34.13%, roughly equal to the maximum PLTNX drawdown of -32.71%. Use the drawdown chart below to compare losses from any high point for PIDIX and PLTNX.
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Drawdown Indicators
| PIDIX | PLTNX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.13% | -32.71% | -1.42% |
Max Drawdown (1Y)Largest decline over 1 year | -11.31% | -8.66% | -2.65% |
Max Drawdown (3Y)Largest decline over 3 years | -13.59% | -16.66% | +3.07% |
Max Drawdown (5Y)Largest decline over 5 years | -29.50% | -25.48% | -4.02% |
Max Drawdown (10Y)Largest decline over 10 years | -34.13% | -32.71% | -1.42% |
Current DrawdownCurrent decline from peak | -2.08% | -2.81% | +0.73% |
Average DrawdownAverage peak-to-trough decline | -7.47% | -4.76% | -2.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.03% | 1.95% | +1.08% |
Volatility
PIDIX vs. PLTNX - Volatility Comparison
Principal International Equity Index Fund (PIDIX) and Principal LifeTime Hybrid 2055 Fund (PLTNX) have volatilities of 5.28% and 5.41%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PIDIX | PLTNX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.28% | 5.41% | -0.13% |
Volatility (6M)Calculated over the trailing 6-month period | 13.08% | 10.63% | +2.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.68% | 12.87% | +2.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.29% | 15.63% | +0.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.10% | 15.84% | +0.26% |
PIDIX vs. PLTNX - Expense Ratio Comparison
PIDIX has a 0.32% expense ratio, which is higher than PLTNX's 0.05% expense ratio.
Dividends
PIDIX vs. PLTNX - Dividend Comparison
PIDIX's dividend yield for the trailing twelve months is around 3.17%, less than PLTNX's 4.23% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PIDIX Principal International Equity Index Fund | 3.17% | 3.43% | 5.85% | 3.81% | 2.82% | 5.14% | 2.34% | 3.36% | 3.91% | 3.48% | 2.82% | 3.67% |
PLTNX Principal LifeTime Hybrid 2055 Fund | 4.23% | 4.59% | 4.40% | 2.84% | 9.11% | 4.23% | 3.11% | 3.47% | 4.68% | 2.21% | 1.99% | 1.63% |
Frequently Asked Questions
PIDIX and PLTNX have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PLTNX has higher volatility (5.41%) compared to PIDIX (5.28%). In terms of maximum drawdown, PIDIX dropped -34.13% vs PLTNX's -32.71%.
PLTNX currently has the higher Sharpe Ratio (1.84 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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