PHTQX vs. PMTIX
Compare and contrast key facts about Principal LifeTime Hybrid 2025 Fund (PHTQX) and Principal LifeTime 2030 Fund (PMTIX).
PHTQX is managed by Principal. It was launched on Sep 29, 2014. PMTIX is managed by Principal. It was launched on Feb 28, 2001.
Performance
PHTQX vs. PMTIX - Performance Comparison
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PHTQX vs. PMTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTQX Principal LifeTime Hybrid 2025 Fund | -2.27% | 13.11% | 9.88% | 13.23% | -15.18% | 11.94% | 13.62% | 19.24% | -6.54% | 15.23% |
PMTIX Principal LifeTime 2030 Fund | -3.15% | 13.25% | 12.86% | 15.11% | -16.81% | 12.70% | 14.71% | 22.40% | -7.45% | 18.41% |
Returns By Period
In the year-to-date period, PHTQX achieves a -2.27% return, which is significantly higher than PMTIX's -3.15% return. Over the past 10 years, PHTQX has underperformed PMTIX with an annualized return of 7.25%, while PMTIX has yielded a comparatively higher 8.05% annualized return.
PHTQX
- 1D
- 0.00%
- 1M
- -4.98%
- YTD
- -2.27%
- 6M
- -0.36%
- 1Y
- 10.12%
- 3Y*
- 9.48%
- 5Y*
- 4.86%
- 10Y*
- 7.25%
PMTIX
- 1D
- 0.00%
- 1M
- -5.66%
- YTD
- -3.15%
- 6M
- -1.49%
- 1Y
- 9.21%
- 3Y*
- 10.71%
- 5Y*
- 5.31%
- 10Y*
- 8.05%
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PHTQX vs. PMTIX - Expense Ratio Comparison
PHTQX has a 0.05% expense ratio, which is higher than PMTIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PHTQX vs. PMTIX — Risk / Return Rank
PHTQX
PMTIX
PHTQX vs. PMTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2025 Fund (PHTQX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTQX | PMTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 0.95 | +0.24 |
Sortino ratioReturn per unit of downside risk | 1.72 | 1.41 | +0.31 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.20 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | 1.12 | +0.34 |
Martin ratioReturn relative to average drawdown | 6.88 | 5.30 | +1.58 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTQX | PMTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 0.95 | +0.24 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.51 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.74 | 0.72 | +0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.47 | +0.21 |
Correlation
The correlation between PHTQX and PMTIX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTQX vs. PMTIX - Dividend Comparison
PHTQX's dividend yield for the trailing twelve months is around 5.04%, less than PMTIX's 10.01% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTQX Principal LifeTime Hybrid 2025 Fund | 5.04% | 4.92% | 3.90% | 3.52% | 6.72% | 5.24% | 4.32% | 3.33% | 3.41% | 2.33% | 1.90% | 1.79% |
PMTIX Principal LifeTime 2030 Fund | 10.01% | 9.69% | 9.60% | 4.26% | 10.05% | 8.87% | 6.37% | 6.49% | 8.21% | 5.87% | 3.97% | 9.44% |
Drawdowns
PHTQX vs. PMTIX - Drawdown Comparison
The maximum PHTQX drawdown since its inception was -21.90%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for PHTQX and PMTIX.
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Drawdown Indicators
| PHTQX | PMTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.90% | -52.14% | +30.24% |
Max Drawdown (1Y)Largest decline over 1 year | -6.55% | -7.49% | +0.94% |
Max Drawdown (5Y)Largest decline over 5 years | -20.08% | -23.05% | +2.97% |
Max Drawdown (10Y)Largest decline over 10 years | -21.90% | -25.87% | +3.97% |
Current DrawdownCurrent decline from peak | -5.11% | -5.85% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -3.63% | -6.83% | +3.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.40% | 1.59% | -0.19% |
Volatility
PHTQX vs. PMTIX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2025 Fund (PHTQX) is 3.00%, while Principal LifeTime 2030 Fund (PMTIX) has a volatility of 3.33%. This indicates that PHTQX experiences smaller price fluctuations and is considered to be less risky than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTQX | PMTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.00% | 3.33% | -0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 5.01% | 5.61% | -0.60% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.63% | 9.78% | -1.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.07% | 10.53% | -1.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.78% | 11.19% | -1.41% |