PFADX vs. CIBFX
Compare and contrast key facts about PFG BNY Mellon Diversifier Strategy Fund (PFADX) and American Funds Capital Income Builder Fund Class F-1 (CIBFX).
PFADX is managed by The Pacific Financial Group. It was launched on Dec 10, 2017. CIBFX is an actively managed fund by American Funds. It was launched on Jul 30, 1987.
Performance
PFADX vs. CIBFX - Performance Comparison
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PFADX vs. CIBFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PFADX PFG BNY Mellon Diversifier Strategy Fund | 0.82% | 7.07% | 2.13% | 3.69% | -9.50% | 3.85% | 7.25% | 8.16% | -5.20% | 0.00% |
CIBFX American Funds Capital Income Builder Fund Class F-1 | 0.14% | 20.29% | 10.16% | 8.90% | -7.21% | 14.95% | 3.14% | 17.16% | -7.10% | 0.19% |
Returns By Period
In the year-to-date period, PFADX achieves a 0.82% return, which is significantly higher than CIBFX's 0.14% return.
PFADX
- 1D
- 0.10%
- 1M
- -3.44%
- YTD
- 0.82%
- 6M
- 2.15%
- 1Y
- 6.58%
- 3Y*
- 4.11%
- 5Y*
- 1.44%
- 10Y*
- —
CIBFX
- 1D
- 0.25%
- 1M
- -6.26%
- YTD
- 0.14%
- 6M
- 3.21%
- 1Y
- 14.64%
- 3Y*
- 12.30%
- 5Y*
- 7.99%
- 10Y*
- 7.34%
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PFADX vs. CIBFX - Expense Ratio Comparison
PFADX has a 2.05% expense ratio, which is higher than CIBFX's 0.64% expense ratio.
Return for Risk
PFADX vs. CIBFX — Risk / Return Rank
PFADX
CIBFX
PFADX vs. CIBFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PFG BNY Mellon Diversifier Strategy Fund (PFADX) and American Funds Capital Income Builder Fund Class F-1 (CIBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PFADX | CIBFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.34 | 1.49 | -0.15 |
Sortino ratioReturn per unit of downside risk | 1.75 | 2.02 | -0.27 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.30 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 1.73 | -0.17 |
Martin ratioReturn relative to average drawdown | 5.67 | 8.02 | -2.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PFADX | CIBFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 1.49 | -0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.25 | 0.81 | -0.56 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.68 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.37 | 0.63 | -0.26 |
Correlation
The correlation between PFADX and CIBFX is 0.68, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
PFADX vs. CIBFX - Dividend Comparison
PFADX's dividend yield for the trailing twelve months is around 2.44%, less than CIBFX's 7.70% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PFADX PFG BNY Mellon Diversifier Strategy Fund | 2.44% | 2.46% | 2.89% | 1.04% | 5.33% | 3.46% | 0.08% | 1.51% | 0.91% | 0.52% | 0.00% | 0.00% |
CIBFX American Funds Capital Income Builder Fund Class F-1 | 7.70% | 7.65% | 5.69% | 3.41% | 3.37% | 3.08% | 3.34% | 4.04% | 3.72% | 4.37% | 3.46% | 3.56% |
Drawdowns
PFADX vs. CIBFX - Drawdown Comparison
The maximum PFADX drawdown since its inception was -16.64%, smaller than the maximum CIBFX drawdown of -43.26%. Use the drawdown chart below to compare losses from any high point for PFADX and CIBFX.
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Drawdown Indicators
| PFADX | CIBFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.64% | -43.26% | +26.62% |
Max Drawdown (1Y)Largest decline over 1 year | -4.21% | -8.37% | +4.16% |
Max Drawdown (5Y)Largest decline over 5 years | -16.64% | -17.68% | +1.04% |
Max Drawdown (10Y)Largest decline over 10 years | — | -25.28% | — |
Current DrawdownCurrent decline from peak | -3.44% | -6.26% | +2.82% |
Average DrawdownAverage peak-to-trough decline | -5.38% | -4.74% | -0.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.16% | 1.81% | -0.65% |
Volatility
PFADX vs. CIBFX - Volatility Comparison
The current volatility for PFG BNY Mellon Diversifier Strategy Fund (PFADX) is 1.81%, while American Funds Capital Income Builder Fund Class F-1 (CIBFX) has a volatility of 3.31%. This indicates that PFADX experiences smaller price fluctuations and is considered to be less risky than CIBFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PFADX | CIBFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.81% | 3.31% | -1.50% |
Volatility (6M)Calculated over the trailing 6-month period | 3.06% | 5.95% | -2.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.95% | 10.12% | -5.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.85% | 9.93% | -4.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.55% | 10.86% | -5.31% |