PDEJX vs. STLDX
PDEJX (Prudential Day One 2025 Fund) and STLDX (BlackRock LifePath Dynamic 2030 Fund) are both Target Retirement Date funds. Over the past 5 years, PDEJX returned 6.99%/yr vs 4.57%/yr for STLDX. Their correlation of 0.92 means they have usually moved in the same direction. PDEJX charges 0.00%/yr vs 0.49%/yr for STLDX.
Performance
PDEJX vs. STLDX - Performance Comparison
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Returns By Period
In the year-to-date period, PDEJX achieves a 6.27% return, which is significantly lower than STLDX's 6.59% return.
PDEJX
- 1D
- 0.70%
- 1M
- 0.17%
- 6M
- 4.35%
- YTD
- 6.27%
- 1Y
- 12.23%
- 3Y*
- 12.85%
- 5Y*
- 6.99%
- 10Y*
- —
- ALL TIME*
- 8.11%
STLDX
- 1D
- 1.58%
- 1M
- 0.14%
- 6M
- 4.52%
- YTD
- 6.59%
- 1Y
- 13.22%
- 3Y*
- 9.10%
- 5Y*
- 4.57%
- 10Y*
- 7.63%
- ALL TIME*
- 7.20%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PDEJX vs. STLDX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PDEJX Prudential Day One 2025 Fund | 6.27% | 11.91% | 17.34% | 11.21% | -12.30% | 12.90% | 9.30% | 16.82% | -4.47% | 12.48% |
STLDX BlackRock LifePath Dynamic 2030 Fund | 6.59% | 13.59% | 3.65% | 15.65% | -15.85% | 11.43% | 13.06% | 22.09% | -5.41% | 15.48% |
Correlation
The correlation between PDEJX and STLDX is 0.93, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.93 |
Correlation (3Y) Balances recent behavior with more history. | 0.92 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.93 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2017 | 0.92 |
The correlation between PDEJX and STLDX has been stable across timeframes, ranging from 0.92 to 0.93 - a consistent structural relationship.
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Return for Risk
PDEJX vs. STLDX — Risk / Return Rank
PDEJX
STLDX
PDEJX vs. STLDX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Prudential Day One 2025 Fund (PDEJX) and BlackRock LifePath Dynamic 2030 Fund (STLDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PDEJX | STLDX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.45 | ||
| Sortino ratioReturn per unit of downside risk | +0.65 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.27 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.62 | 2.29 | +0.33 |
| Martin ratioReturn relative to average drawdown | 12.12 | 9.28 | +2.84 |
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Drawdowns
PDEJX vs. STLDX - Drawdown Comparison
The maximum PDEJX drawdown since its inception was -20.45%, smaller than the maximum STLDX drawdown of -48.43%. Use the drawdown chart below to compare losses from any high point for PDEJX and STLDX.
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Drawdown Indicators
| PDEJX | STLDX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.45% | -48.43% | +27.98% |
Max Drawdown (1Y)Largest decline over 1 year | -4.45% | -5.60% | +1.15% |
Max Drawdown (3Y)Largest decline over 3 years | -6.83% | -14.58% | +7.75% |
Max Drawdown (5Y)Largest decline over 5 years | -16.83% | -22.56% | +5.73% |
Max Drawdown (10Y)Largest decline over 10 years | — | -26.95% | — |
Current DrawdownCurrent decline from peak | -0.35% | -0.88% | +0.53% |
Average DrawdownAverage peak-to-trough decline | -2.82% | -8.20% | +5.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.96% | 1.38% | -0.42% |
Volatility
PDEJX vs. STLDX - Volatility Comparison
The current volatility for Prudential Day One 2025 Fund (PDEJX) is 1.57%, while BlackRock LifePath Dynamic 2030 Fund (STLDX) has a volatility of 2.69%. This indicates that PDEJX experiences smaller price fluctuations and is considered to be less risky than STLDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PDEJX | STLDX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.57% | 2.69% | -1.12% |
Volatility (6M)Calculated over the trailing 6-month period | 4.99% | 7.32% | -2.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.09% | 8.73% | -2.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.91% | 11.31% | -2.40% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.79% | 11.27% | -2.48% |
PDEJX vs. STLDX - Expense Ratio Comparison
PDEJX has a 0.00% expense ratio, which is lower than STLDX's 0.49% expense ratio.
Dividends
PDEJX vs. STLDX - Dividend Comparison
PDEJX's dividend yield for the trailing twelve months is around 5.30%, more than STLDX's 4.08% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDEJX Prudential Day One 2025 Fund | 5.30% | 5.63% | 20.16% | 3.66% | 7.83% | 10.79% | 2.42% | 5.03% | 4.61% | 1.68% | 0.00% | 0.00% |
STLDX BlackRock LifePath Dynamic 2030 Fund | 4.08% | 4.09% | 0.96% | 3.16% | 2.04% | 16.80% | 3.86% | 6.33% | 13.50% | 12.92% | 2.00% | 9.25% |
Frequently Asked Questions
With a correlation of 0.93, PDEJX and STLDX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
STLDX has higher volatility (2.69%) compared to PDEJX (1.57%). In terms of maximum drawdown, PDEJX dropped -20.45% vs STLDX's -48.43%.
PDEJX currently has the higher Sharpe Ratio (1.92 vs 1.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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