STLDX vs. SPY
Compare and contrast key facts about BlackRock LifePath Dynamic 2030 Fund (STLDX) and State Street SPDR S&P 500 ETF (SPY).
STLDX is managed by BlackRock. It was launched on Feb 28, 1994. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Performance
STLDX vs. SPY - Performance Comparison
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STLDX vs. SPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
STLDX BlackRock LifePath Dynamic 2030 Fund | -1.78% | 13.59% | 3.65% | 15.65% | -15.85% | 11.43% | 13.06% | 22.09% | -5.41% | 15.48% |
SPY State Street SPDR S&P 500 ETF | -4.37% | 17.72% | 24.89% | 26.18% | -18.18% | 28.73% | 18.33% | 31.22% | -4.57% | 21.71% |
Returns By Period
In the year-to-date period, STLDX achieves a -1.78% return, which is significantly higher than SPY's -4.37% return. Over the past 10 years, STLDX has underperformed SPY with an annualized return of 7.28%, while SPY has yielded a comparatively higher 13.98% annualized return.
STLDX
- 1D
- 0.00%
- 1M
- -5.41%
- YTD
- -1.78%
- 6M
- -0.30%
- 1Y
- 10.99%
- 3Y*
- 8.11%
- 5Y*
- 4.08%
- 10Y*
- 7.28%
SPY
- 1D
- 2.91%
- 1M
- -4.94%
- YTD
- -4.37%
- 6M
- -1.82%
- 1Y
- 17.59%
- 3Y*
- 18.19%
- 5Y*
- 11.69%
- 10Y*
- 13.98%
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STLDX vs. SPY - Expense Ratio Comparison
STLDX has a 0.49% expense ratio, which is higher than SPY's 0.09% expense ratio.
Return for Risk
STLDX vs. SPY — Risk / Return Rank
STLDX
SPY
STLDX vs. SPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Dynamic 2030 Fund (STLDX) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| STLDX | SPY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 0.93 | +0.17 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.45 | +0.12 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.22 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 1.53 | -0.13 |
Martin ratioReturn relative to average drawdown | 6.65 | 7.30 | -0.65 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| STLDX | SPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.10 | 0.93 | +0.17 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.37 | 0.69 | -0.32 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.78 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.56 | -0.07 |
Correlation
The correlation between STLDX and SPY is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
STLDX vs. SPY - Dividend Comparison
STLDX's dividend yield for the trailing twelve months is around 4.16%, more than SPY's 1.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
STLDX BlackRock LifePath Dynamic 2030 Fund | 4.16% | 4.09% | 0.96% | 3.16% | 2.04% | 16.80% | 3.86% | 6.33% | 13.50% | 12.92% | 2.00% | 9.25% |
SPY State Street SPDR S&P 500 ETF | 1.14% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
Drawdowns
STLDX vs. SPY - Drawdown Comparison
The maximum STLDX drawdown since its inception was -48.43%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for STLDX and SPY.
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Drawdown Indicators
| STLDX | SPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.43% | -55.19% | +6.76% |
Max Drawdown (1Y)Largest decline over 1 year | -7.32% | -12.05% | +4.73% |
Max Drawdown (5Y)Largest decline over 5 years | -22.56% | -24.50% | +1.94% |
Max Drawdown (10Y)Largest decline over 10 years | -26.95% | -33.72% | +6.77% |
Current DrawdownCurrent decline from peak | -5.60% | -6.24% | +0.64% |
Average DrawdownAverage peak-to-trough decline | -8.28% | -9.09% | +0.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.53% | 2.52% | -0.99% |
Volatility
STLDX vs. SPY - Volatility Comparison
The current volatility for BlackRock LifePath Dynamic 2030 Fund (STLDX) is 3.45%, while State Street SPDR S&P 500 ETF (SPY) has a volatility of 5.31%. This indicates that STLDX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| STLDX | SPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.45% | 5.31% | -1.86% |
Volatility (6M)Calculated over the trailing 6-month period | 5.84% | 9.47% | -3.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.24% | 19.05% | -8.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.18% | 17.06% | -5.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.27% | 17.92% | -6.65% |