PAGS vs. TFLO
PAGS (PagSeguro Digital Ltd.) is a stock, while TFLO (iShares Treasury Floating Rate Bond ETF) is Government Bonds fund tracking the Bloomberg U.S. Treasury Floating Rate Index. Over the past 5 years, PAGS returned -27.71%/yr vs 3.73%/yr for TFLO. At a correlation of -0.04, they often move in opposite directions.
Performance
PAGS vs. TFLO - Performance Comparison
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Returns By Period
In the year-to-date period, PAGS achieves a -0.41% return, which is significantly lower than TFLO's 2.04% return.
PAGS
- 1D
- 0.00%
- 1M
- 3.57%
- 6M
- -5.23%
- YTD
- -0.41%
- 1Y
- 13.76%
- 3Y*
- 2.01%
- 5Y*
- -27.71%
- 10Y*
- —
TFLO
- 1D
- 0.02%
- 1M
- 0.33%
- 6M
- 1.90%
- YTD
- 2.04%
- 1Y
- 3.94%
- 3Y*
- 4.68%
- 5Y*
- 3.73%
- 10Y*
- 2.40%
PAGS vs. TFLO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
PAGS PagSeguro Digital Ltd. | -0.41% | 60.75% | -49.80% | 42.68% | -66.67% | -53.90% | 66.51% | 82.38% | -33.58% |
TFLO iShares Treasury Floating Rate Bond ETF | 2.04% | 4.22% | 5.34% | 5.12% | 1.99% | -0.02% | 0.43% | 2.04% | 1.78% |
Correlation
The correlation between PAGS and TFLO is 0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.07 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.00 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.03 |
Correlation (All Time) Calculated using the full available price history since Jan 24, 2018 | -0.04 |
The correlation between PAGS and TFLO shifts across timeframes, from -0.04 (all time) to 0.07 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
PAGS vs. TFLO — Risk / Return Rank
PAGS
TFLO
PAGS vs. TFLO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PagSeguro Digital Ltd. (PAGS) and iShares Treasury Floating Rate Bond ETF (TFLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAGS | TFLO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -13.36 | ||
| Sortino ratioReturn per unit of downside risk | -46.64 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 12.34 | -11.25 |
| Calmar ratioReturn relative to maximum drawdown | 0.51 | 199.41 | -198.90 |
| Martin ratioReturn relative to average drawdown | 1.02 | 766.50 | -765.48 |
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Drawdowns
PAGS vs. TFLO - Drawdown Comparison
The maximum PAGS drawdown since its inception was -90.00%, which is greater than TFLO's maximum drawdown of -5.01%. Use the drawdown chart below to compare losses from any high point for PAGS and TFLO.
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Drawdown Indicators
| PAGS | TFLO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.00% | -5.01% | -84.99% |
Max Drawdown (1Y)Largest decline over 1 year | -27.21% | -0.02% | -27.19% |
Max Drawdown (3Y)Largest decline over 3 years | -57.60% | -0.04% | -57.56% |
Max Drawdown (5Y)Largest decline over 5 years | -89.84% | -0.13% | -89.71% |
Max Drawdown (10Y)Largest decline over 10 years | — | -0.16% | — |
Current DrawdownCurrent decline from peak | -83.82% | 0.00% | -83.82% |
Average DrawdownAverage peak-to-trough decline | -55.75% | -0.10% | -55.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.60% | 0.01% | +13.59% |
Volatility
PAGS vs. TFLO - Volatility Comparison
PagSeguro Digital Ltd. (PAGS) has a higher volatility of 6.44% compared to iShares Treasury Floating Rate Bond ETF (TFLO) at 0.11%. This indicates that PAGS's price experiences larger fluctuations and is considered to be riskier than TFLO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAGS | TFLO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.44% | 0.11% | +6.33% |
Volatility (6M)Calculated over the trailing 6-month period | 32.85% | 0.21% | +32.64% |
Volatility (1Y)Calculated over the trailing 1-year period | 45.39% | 0.29% | +45.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 61.29% | 0.36% | +60.93% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 60.83% | 0.45% | +60.38% |
Dividends
PAGS vs. TFLO - Dividend Comparison
PAGS's dividend yield for the trailing twelve months is around 6.68%, more than TFLO's 3.84% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PAGS PagSeguro Digital Ltd. | 6.68% | 3.94% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
TFLO iShares Treasury Floating Rate Bond ETF | 3.84% | 4.16% | 5.21% | 4.88% | 1.68% | 0.00% | 0.36% | 2.08% | 1.65% | 0.86% | 0.31% | 0.15% |
Frequently Asked Questions
PAGS and TFLO have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PAGS has higher volatility (6.44%) compared to TFLO (0.11%). In terms of maximum drawdown, PAGS dropped -90.00% vs TFLO's -5.01%.
TFLO currently has the higher Sharpe Ratio (13.67 vs 0.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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