MUROX vs. FRQKX

Last updated Apr 2, 2026

Compare and contrast key facts about Mutual of America 2055 Retirement Fund (MUROX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX).

MUROX is managed by Mutual of America. It was launched on Nov 29, 2021. FRQKX is managed by BlackRock. It was launched on Aug 1, 2019.

Performance

MUROX vs. FRQKX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Mutual of America 2055 Retirement Fund (MUROX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX). The values are adjusted to include any dividend payments, if applicable.

MUROX vs. FRQKX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
MUROX Mutual of America 2055 Retirement Fund	-1.43%	18.33%	14.65%	15.94%	-16.52%	18.58%	943.28%
FRQKX Fidelity Managed Retirement 2010 Fund Class K	0.27%	9.91%	4.42%	8.62%	-12.30%	3.95%	9.22%

Returns By Period

In the year-to-date period, MUROX achieves a -1.43% return, which is significantly lower than FRQKX's 0.27% return.

MUROX

• 1D: 2.65%
• 1M: -5.30%
• YTD: -1.43%
• 6M: 0.87%
• 1Y: 17.68%
• 3Y*: 13.67%
• 5Y*: 7.08%
• 10Y*: —

FRQKX

• 1D: 0.75%
• 1M: -2.06%
• YTD: 0.27%
• 6M: 1.34%
• 1Y: 7.69%
• 3Y*: 6.38%
• 5Y*: 2.56%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MUROX vs. FRQKX - Expense Ratio Comparison

MUROX has a 0.11% expense ratio, which is lower than FRQKX's 0.36% expense ratio.

FRQKX

Fidelity Managed Retirement 2010 Fund Class K

MUROX

Mutual of America 2055 Retirement Fund

Return for Risk

MUROX vs. FRQKX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MUROX

MUROX Risk / Return Rank: 47
MUROX Sharpe Ratio Rank: 55
MUROX Sortino Ratio Rank: 54
MUROX Omega Ratio Rank: 61
MUROX Calmar Ratio Rank: 26
MUROX Martin Ratio Rank: 37

FRQKX

FRQKX Risk / Return Rank: 84
FRQKX Sharpe Ratio Rank: 84
FRQKX Sortino Ratio Rank: 85
FRQKX Omega Ratio Rank: 82
FRQKX Calmar Ratio Rank: 84
FRQKX Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MUROX vs. FRQKX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Mutual of America 2055 Retirement Fund (MUROX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MUROX	FRQKX	Difference
Sharpe ratio Return per unit of total volatility	1.15	1.73	-0.58
Sortino ratio Return per unit of downside risk	1.65	2.42	-0.77
Omega ratio Gain probability vs. loss probability	1.26	1.35	-0.08
Calmar ratio Return relative to maximum drawdown	1.00	2.37	-1.37
Martin ratio Return relative to average drawdown	4.71	9.37	-4.66
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

MUROX vs. FRQKX - Sharpe Ratio Comparison

The current MUROX Sharpe Ratio is 1.15, which is lower than the FRQKX Sharpe Ratio of 1.73. The chart below compares the historical Sharpe Ratios of MUROX and FRQKX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	MUROX	FRQKX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.15	1.73	-0.58
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.46	0.47	-0.01
Sharpe Ratio (All Time) Calculated using the full available price history	0.17	0.70	-0.53

Correlation

The correlation between MUROX and FRQKX is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

MUROX vs. FRQKX - Dividend Comparison

MUROX's dividend yield for the trailing twelve months is around 8.06%, more than FRQKX's 3.24% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019
MUROX Mutual of America 2055 Retirement Fund	8.06%	7.95%	6.25%	2.08%	10.92%	3.20%	0.00%	0.00%
FRQKX Fidelity Managed Retirement 2010 Fund Class K	3.24%	3.09%	2.91%	2.86%	5.12%	6.11%	3.61%	2.57%

Drawdowns

MUROX vs. FRQKX - Drawdown Comparison

The maximum MUROX drawdown since its inception was -33.58%, which is greater than FRQKX's maximum drawdown of -16.97%. Use the drawdown chart below to compare losses from any high point for MUROX and FRQKX.

Drawdown Indicators

	MUROX	FRQKX	Difference
Max Drawdown Largest peak-to-trough decline	-33.58%	-16.97%	-16.61%
Max Drawdown (1Y) Largest decline over 1 year	-11.14%	-3.42%	-7.72%
Max Drawdown (5Y) Largest decline over 5 years	-23.84%	-16.97%	-6.87%
Current Drawdown Current decline from peak	-6.36%	-2.45%	-3.91%
Average Drawdown Average peak-to-trough decline	-5.71%	-3.95%	-1.76%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.90%	0.86%	+2.04%

Volatility

MUROX vs. FRQKX - Volatility Comparison

Mutual of America 2055 Retirement Fund (MUROX) has a higher volatility of 4.80% compared to Fidelity Managed Retirement 2010 Fund Class K (FRQKX) at 2.14%. This indicates that MUROX's price experiences larger fluctuations and is considered to be riskier than FRQKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MUROX	FRQKX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.80%	2.14%	+2.66%
Volatility (6M) Calculated over the trailing 6-month period	9.22%	2.96%	+6.26%
Volatility (1Y) Calculated over the trailing 1-year period	17.50%	4.67%	+12.83%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.58%	5.53%	+12.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	385.25%	5.77%	+379.48%