MCDOWELL-N.NS vs. CHOLAFIN.NS

Last updated Jul 21, 2026

MCDOWELL-N.NS (United Spirits Limited) and CHOLAFIN.NS (Cholamandalam Investment and Finance Company Limited) are both stocks. MCDOWELL-N.NS operates in Beverages - Wineries & Distilleries (Consumer Defensive), while CHOLAFIN.NS operates in Credit Services (Financial Services). At a 0.10 correlation, their price movements are largely independent.

Performance

MCDOWELL-N.NS vs. CHOLAFIN.NS - Performance Comparison

The chart below illustrates the hypothetical performance of a ₹10,000 investment in United Spirits Limited (MCDOWELL-N.NS) and Cholamandalam Investment and Finance Company Limited (CHOLAFIN.NS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

MCDOWELL-N.NS

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

CHOLAFIN.NS

• 1D: -1.22%
• 1M: 5.28%
• 6M: 4.92%
• YTD: 4.81%
• 1Y: 14.82%
• 3Y*: 16.42%
• 5Y*: 29.73%
• 10Y*: 27.33%
• ALL TIME*: 70.49%

*Multi-year figures are annualized to reflect compound growth (CAGR)

MCDOWELL-N.NS vs. CHOLAFIN.NS - Yearly Performance Comparison

	2026 (YTD)	2025
MCDOWELL-N.NS United Spirits Limited	0.00%	-10.98%
CHOLAFIN.NS Cholamandalam Investment and Finance Company Limited	4.81%	35.82%

Correlation

The correlation between MCDOWELL-N.NS and CHOLAFIN.NS is 0.10, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jan 13, 2025	0.10

Return for Risk

MCDOWELL-N.NS vs. CHOLAFIN.NS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MCDOWELL-N.NS

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

CHOLAFIN.NS

CHOLAFIN.NS Risk / Return Rank: 60
CHOLAFIN.NS Sharpe Ratio Rank: 62
CHOLAFIN.NS Sortino Ratio Rank: 58
CHOLAFIN.NS Omega Ratio Rank: 55
CHOLAFIN.NS Calmar Ratio Rank: 60
CHOLAFIN.NS Martin Ratio Rank: 64

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MCDOWELL-N.NS vs. CHOLAFIN.NS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Spirits Limited (MCDOWELL-N.NS) and Cholamandalam Investment and Finance Company Limited (CHOLAFIN.NS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	MCDOWELL-N.NS	CHOLAFIN.NS	Difference
Sharpe ratio: Return per unit of total volatility	—	0.46	—
Sortino ratio: Return per unit of downside risk	—	0.94	—
Omega ratio: Gain probability vs. loss probability	—	1.11	—
Calmar ratio: Return relative to maximum drawdown	—	0.61	—
Martin ratio: Return relative to average drawdown	—	1.68	—

Drawdowns

Drawdown Indicators

	MCDOWELL-N.NS	CHOLAFIN.NS	Difference
Max Drawdown Largest peak-to-trough decline	—	-80.59%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-24.91%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-28.67%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-28.67%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-64.48%	—
Current Drawdown Current decline from peak	—	-3.81%	—
Average Drawdown Average peak-to-trough decline	—	-15.01%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	8.97%	—

Volatility

Volatility by Period

	MCDOWELL-N.NS	CHOLAFIN.NS	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	8.32%	—
Volatility (6M) Calculated over the trailing 6-month period	—	26.57%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	33.09%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	34.16%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	40.90%	—

Dividends

MCDOWELL-N.NS vs. CHOLAFIN.NS - Dividend Comparison

MCDOWELL-N.NS has not paid dividends to shareholders, while CHOLAFIN.NS's dividend yield for the trailing twelve months is around 0.11%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CHOLAFIN.NS Cholamandalam Investment and Finance Company Limited	0.11%	0.12%	0.17%	0.16%	0.28%	0.38%	0.18%	0.98%	8.93%	10.58%	11.88%	13.63%
MCDOWELL-N.NS United Spirits Limited	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both MCDOWELL-N.NS and CHOLAFIN.NS in my portfolio?

MCDOWELL-N.NS and CHOLAFIN.NS have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.