MAIFX vs. FAOIX
MAIFX (Mutual of America International Fund) and FAOIX (Fidelity Advisor Overseas Fund Class I) are both Foreign Large Cap Equities funds. Over the past 5 years, MAIFX returned 10.16%/yr vs 2.74%/yr for FAOIX. Their 0.74 correlation means they have sometimes moved together and sometimes differently. MAIFX charges 0.13%/yr vs 1.12%/yr for FAOIX.
Performance
MAIFX vs. FAOIX - Performance Comparison
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Returns By Period
MAIFX
- 1D
- 2.98%
- 1M
- 2.37%
- 6M
- 5.24%
- YTD
- 11.94%
- 1Y
- 26.44%
- 3Y*
- 17.79%
- 5Y*
- 10.16%
- 10Y*
- —
- ALL TIME*
- 55.37%
FAOIX
- 1D
- 0.00%
- 1M
- 0.00%
- 6M
- 0.00%
- YTD
- 0.00%
- 1Y
- -0.26%
- 3Y*
- 7.86%
- 5Y*
- 2.74%
- 10Y*
- 7.63%
- ALL TIME*
- 5.75%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
MAIFX vs. FAOIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
MAIFX Mutual of America International Fund | 11.94% | 37.23% | 3.22% | 16.96% | -12.81% | 9.11% | 926.37% |
FAOIX Fidelity Advisor Overseas Fund Class I | 0.00% | 15.25% | 4.92% | 20.35% | -24.38% | 19.23% | 15.08% |
Correlation
The correlation between MAIFX and FAOIX is 0.44, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.44 |
Correlation (3Y) Balances recent behavior with more history. | 0.76 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.74 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2020 | 0.74 |
Over the past year, the correlation between MAIFX and FAOIX has dropped to 0.44 - well below their long-term average of 0.74, suggesting their price drivers have been diverging.
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Return for Risk
MAIFX vs. FAOIX — Risk / Return Rank
MAIFX
FAOIX
MAIFX vs. FAOIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mutual of America International Fund (MAIFX) and Fidelity Advisor Overseas Fund Class I (FAOIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MAIFX | FAOIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.99 | ||
| Sortino ratioReturn per unit of downside risk | +2.90 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 0.93 | +0.37 |
| Calmar ratioReturn relative to maximum drawdown | 2.45 | -0.32 | +2.77 |
| Martin ratioReturn relative to average drawdown | 8.31 | -0.49 | +8.80 |
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Drawdowns
MAIFX vs. FAOIX - Drawdown Comparison
The maximum MAIFX drawdown since its inception was -33.70%, smaller than the maximum FAOIX drawdown of -59.86%. Use the drawdown chart below to compare losses from any high point for MAIFX and FAOIX.
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Drawdown Indicators
| MAIFX | FAOIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.70% | -59.86% | +26.16% |
Max Drawdown (1Y)Largest decline over 1 year | -11.57% | -7.28% | -4.29% |
Max Drawdown (3Y)Largest decline over 3 years | -12.87% | -13.98% | +1.11% |
Max Drawdown (5Y)Largest decline over 5 years | -29.00% | -36.33% | +7.33% |
Max Drawdown (10Y)Largest decline over 10 years | — | -36.33% | — |
Current DrawdownCurrent decline from peak | 0.00% | -5.85% | +5.85% |
Average DrawdownAverage peak-to-trough decline | -5.95% | -14.17% | +8.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.28% | 4.48% | -1.20% |
Volatility
MAIFX vs. FAOIX - Volatility Comparison
Mutual of America International Fund (MAIFX) has a higher volatility of 5.06% compared to Fidelity Advisor Overseas Fund Class I (FAOIX) at 0.00%. This indicates that MAIFX's price experiences larger fluctuations and is considered to be riskier than FAOIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MAIFX | FAOIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.06% | 0.00% | +5.06% |
Volatility (6M)Calculated over the trailing 6-month period | 13.99% | 0.00% | +13.99% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.85% | 7.69% | +9.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.45% | 16.67% | +1.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 374.55% | 16.29% | +358.26% |
MAIFX vs. FAOIX - Expense Ratio Comparison
MAIFX has a 0.13% expense ratio, which is lower than FAOIX's 1.12% expense ratio.
Dividends
MAIFX vs. FAOIX - Dividend Comparison
MAIFX's dividend yield for the trailing twelve months is around 3.31%, less than FAOIX's 8.49% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FAOIX Fidelity Advisor Overseas Fund Class I | 8.49% | 8.49% | 1.66% | 0.96% | 0.63% | 2.06% | 0.00% | 1.35% | 5.09% | 3.79% | 1.49% | 0.63% |
MAIFX Mutual of America International Fund | 3.31% | 3.39% | 1.94% | 3.77% | 9.48% | 9.92% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
MAIFX and FAOIX have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MAIFX has higher volatility (5.06%) compared to FAOIX (0.00%). In terms of maximum drawdown, MAIFX dropped -33.70% vs FAOIX's -59.86%.
MAIFX currently has the higher Sharpe Ratio (1.68 vs -0.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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