LTRIX vs. FSNZX
Compare and contrast key facts about Principal LifeTime 2045 Fund (LTRIX) and Fidelity Freedom 2045 Fund Class K (FSNZX).
LTRIX is managed by Principal. It was launched on Feb 28, 2008. FSNZX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
LTRIX vs. FSNZX - Performance Comparison
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LTRIX vs. FSNZX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTRIX Principal LifeTime 2045 Fund | -4.72% | 16.69% | 16.90% | 19.40% | -18.51% | 16.55% | 16.33% | 25.81% | -8.34% | 7.67% |
FSNZX Fidelity Freedom 2045 Fund Class K | -3.27% | 23.75% | 14.20% | 20.66% | -18.25% | 16.70% | 18.36% | 25.55% | -8.89% | 7.39% |
Returns By Period
In the year-to-date period, LTRIX achieves a -4.72% return, which is significantly lower than FSNZX's -3.27% return.
LTRIX
- 1D
- -0.21%
- 1M
- -7.69%
- YTD
- -4.72%
- 6M
- -2.65%
- 1Y
- 11.72%
- 3Y*
- 13.58%
- 5Y*
- 7.05%
- 10Y*
- 9.79%
FSNZX
- 1D
- -0.26%
- 1M
- -8.94%
- YTD
- -3.27%
- 6M
- 0.31%
- 1Y
- 19.70%
- 3Y*
- 15.46%
- 5Y*
- 8.26%
- 10Y*
- —
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LTRIX vs. FSNZX - Expense Ratio Comparison
LTRIX has a 0.01% expense ratio, which is lower than FSNZX's 0.65% expense ratio.
Return for Risk
LTRIX vs. FSNZX — Risk / Return Rank
LTRIX
FSNZX
LTRIX vs. FSNZX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2045 Fund (LTRIX) and Fidelity Freedom 2045 Fund Class K (FSNZX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTRIX | FSNZX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.83 | 1.23 | -0.40 |
Sortino ratioReturn per unit of downside risk | 1.27 | 1.77 | -0.50 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.26 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 0.96 | 1.48 | -0.52 |
Martin ratioReturn relative to average drawdown | 4.66 | 6.81 | -2.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LTRIX | FSNZX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.83 | 1.23 | -0.40 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.56 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.63 | -0.19 |
Correlation
The correlation between LTRIX and FSNZX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTRIX vs. FSNZX - Dividend Comparison
LTRIX's dividend yield for the trailing twelve months is around 9.77%, more than FSNZX's 4.56% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTRIX Principal LifeTime 2045 Fund | 9.77% | 9.31% | 9.40% | 4.25% | 8.71% | 6.75% | 4.62% | 6.93% | 7.50% | 4.57% | 4.48% | 5.42% |
FSNZX Fidelity Freedom 2045 Fund Class K | 4.56% | 4.41% | 2.26% | 1.99% | 12.13% | 12.05% | 5.08% | 6.60% | 7.94% | 2.87% | 0.00% | 0.00% |
Drawdowns
LTRIX vs. FSNZX - Drawdown Comparison
The maximum LTRIX drawdown since its inception was -51.39%, which is greater than FSNZX's maximum drawdown of -30.92%. Use the drawdown chart below to compare losses from any high point for LTRIX and FSNZX.
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Drawdown Indicators
| LTRIX | FSNZX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.39% | -30.92% | -20.47% |
Max Drawdown (1Y)Largest decline over 1 year | -10.65% | -11.23% | +0.58% |
Max Drawdown (5Y)Largest decline over 5 years | -26.25% | -27.30% | +1.05% |
Max Drawdown (10Y)Largest decline over 10 years | -31.56% | — | — |
Current DrawdownCurrent decline from peak | -8.04% | -9.53% | +1.49% |
Average DrawdownAverage peak-to-trough decline | -7.26% | -5.69% | -1.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.20% | 2.56% | -0.36% |
Volatility
LTRIX vs. FSNZX - Volatility Comparison
The current volatility for Principal LifeTime 2045 Fund (LTRIX) is 4.53%, while Fidelity Freedom 2045 Fund Class K (FSNZX) has a volatility of 5.52%. This indicates that LTRIX experiences smaller price fluctuations and is considered to be less risky than FSNZX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTRIX | FSNZX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.53% | 5.52% | -0.99% |
Volatility (6M)Calculated over the trailing 6-month period | 8.04% | 9.38% | -1.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.30% | 15.91% | -1.61% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.52% | 14.84% | -0.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.77% | 15.95% | -1.18% |