LFIIX vs. LTIUX
Compare and contrast key facts about MFS Lifetime 2055 Fund (LFIIX) and Principal LifeTime 2035 Fund (LTIUX).
LFIIX is managed by MFS. It was launched on Nov 1, 2012. LTIUX is managed by Principal. It was launched on Feb 28, 2008.
Performance
LFIIX vs. LTIUX - Performance Comparison
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LFIIX vs. LTIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LFIIX MFS Lifetime 2055 Fund | -2.66% | 16.32% | 13.17% | 16.86% | -15.66% | 20.39% | 13.28% | 26.76% | -7.89% | 21.19% |
LTIUX Principal LifeTime 2035 Fund | -3.69% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
Returns By Period
In the year-to-date period, LFIIX achieves a -2.66% return, which is significantly higher than LTIUX's -3.69% return. Over the past 10 years, LFIIX has outperformed LTIUX with an annualized return of 10.09%, while LTIUX has yielded a comparatively lower 8.68% annualized return.
LFIIX
- 1D
- -0.24%
- 1M
- -7.99%
- YTD
- -2.66%
- 6M
- -1.00%
- 1Y
- 13.33%
- 3Y*
- 12.62%
- 5Y*
- 7.60%
- 10Y*
- 10.09%
LTIUX
- 1D
- -0.08%
- 1M
- -6.37%
- YTD
- -3.69%
- 6M
- -1.87%
- 1Y
- 9.88%
- 3Y*
- 11.62%
- 5Y*
- 5.83%
- 10Y*
- 8.68%
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LFIIX vs. LTIUX - Expense Ratio Comparison
LFIIX has a 0.00% expense ratio, which is lower than LTIUX's 0.01% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
LFIIX vs. LTIUX — Risk / Return Rank
LFIIX
LTIUX
LFIIX vs. LTIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2055 Fund (LFIIX) and Principal LifeTime 2035 Fund (LTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LFIIX | LTIUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.94 | 0.90 | +0.04 |
Sortino ratioReturn per unit of downside risk | 1.38 | 1.34 | +0.04 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.19 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.08 | 1.06 | +0.03 |
Martin ratioReturn relative to average drawdown | 5.05 | 5.01 | +0.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LFIIX | LTIUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.94 | 0.90 | +0.04 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.50 | +0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.70 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.45 | +0.23 |
Correlation
The correlation between LFIIX and LTIUX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LFIIX vs. LTIUX - Dividend Comparison
LFIIX's dividend yield for the trailing twelve months is around 7.02%, less than LTIUX's 9.37% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LFIIX MFS Lifetime 2055 Fund | 7.02% | 6.84% | 4.56% | 3.56% | 6.36% | 8.07% | 2.32% | 3.79% | 3.50% | 2.69% | 2.70% | 1.33% |
LTIUX Principal LifeTime 2035 Fund | 9.37% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
Drawdowns
LFIIX vs. LTIUX - Drawdown Comparison
The maximum LFIIX drawdown since its inception was -32.79%, smaller than the maximum LTIUX drawdown of -49.65%. Use the drawdown chart below to compare losses from any high point for LFIIX and LTIUX.
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Drawdown Indicators
| LFIIX | LTIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.79% | -49.65% | +16.86% |
Max Drawdown (1Y)Largest decline over 1 year | -11.00% | -8.44% | -2.56% |
Max Drawdown (5Y)Largest decline over 5 years | -23.17% | -24.23% | +1.06% |
Max Drawdown (10Y)Largest decline over 10 years | -32.79% | -28.12% | -4.67% |
Current DrawdownCurrent decline from peak | -8.35% | -6.57% | -1.78% |
Average DrawdownAverage peak-to-trough decline | -3.91% | -6.76% | +2.85% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.36% | 1.78% | +0.58% |
Volatility
LFIIX vs. LTIUX - Volatility Comparison
MFS Lifetime 2055 Fund (LFIIX) has a higher volatility of 4.06% compared to Principal LifeTime 2035 Fund (LTIUX) at 3.74%. This indicates that LFIIX's price experiences larger fluctuations and is considered to be riskier than LTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LFIIX | LTIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.06% | 3.74% | +0.32% |
Volatility (6M)Calculated over the trailing 6-month period | 7.92% | 6.37% | +1.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.22% | 11.12% | +3.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.89% | 11.79% | +2.10% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.91% | 12.45% | +2.46% |