JULT vs. XLRI

Last updated Aug 2, 2026

JULT (AllianzIM U.S. Large Cap Buffer10 Jul ETF) and XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) are both exchange-traded funds - JULT is a Options Trading fund actively managed by Allianz, while XLRI is a Derivative Income fund actively managed by State Street. Both are actively managed. Over the past year, JULT returned 14.13% vs 10.59% for XLRI. Their 0.24 correlation means their historical movements had little consistent relationship. JULT charges 0.74%/yr vs 0.35%/yr for XLRI.

Performance

JULT vs. XLRI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in AllianzIM U.S. Large Cap Buffer10 Jul ETF (JULT) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, JULT achieves a 6.69% return, which is significantly lower than XLRI's 8.45% return.

JULT

• 1D: 0.48%
• 1M: 0.40%
• 6M: 5.80%
• YTD: 6.69%
• 1Y: 14.13%
• 3Y*: 14.12%
• 5Y*: 11.27%
• 10Y*: —
• ALL TIME*: 11.89%

XLRI

• 1D: 0.16%
• 1M: 1.35%
• 6M: 6.08%
• YTD: 8.45%
• 1Y: 10.59%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 7.81%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
JULT AllianzIM U.S. Large Cap Buffer10 Jul ETF	$809.92K	$2.14M	$1.31M
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	$84.19K	$69.65K	$65.16K

JULT vs. XLRI - Yearly Performance Comparison

	2026 (YTD)	2025
JULT AllianzIM U.S. Large Cap Buffer10 Jul ETF	6.69%	5.65%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	8.45%	-0.57%

Correlation

The correlation between JULT and XLRI is 0.23, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.23
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.24

Return for Risk

JULT vs. XLRI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

JULT

JULT Risk / Return Rank: 81
JULT Sharpe Ratio Rank: 80
JULT Sortino Ratio Rank: 82
JULT Omega Ratio Rank: 85
JULT Calmar Ratio Rank: 71
JULT Martin Ratio Rank: 88

XLRI

XLRI Risk / Return Rank: 40
XLRI Sharpe Ratio Rank: 38
XLRI Sortino Ratio Rank: 36
XLRI Omega Ratio Rank: 37
XLRI Calmar Ratio Rank: 42
XLRI Martin Ratio Rank: 46

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

JULT vs. XLRI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for AllianzIM U.S. Large Cap Buffer10 Jul ETF (JULT) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	JULT	XLRI	Difference
Sharpe ratio: Return per unit of total volatility	1.86	0.96	+0.90
Sortino ratio: Return per unit of downside risk	2.70	1.34	+1.37
Omega ratio: Gain probability vs. loss probability	1.37	1.18	+0.20
Calmar ratio: Return relative to maximum drawdown	2.51	1.48	+1.03
Martin ratio: Return relative to average drawdown	13.26	5.18	+8.08

JULT vs. XLRI - Sharpe Ratio Comparison

The current JULT Sharpe Ratio is 1.86, which is higher than the XLRI Sharpe Ratio of 0.96. The chart below compares the historical Sharpe Ratios of JULT and XLRI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

JULT vs. XLRI - Drawdown Comparison

The maximum JULT drawdown since its inception was -13.57%, which is greater than XLRI's maximum drawdown of -7.12%. Use the drawdown chart below to compare losses from any high point for JULT and XLRI.

Drawdown Indicators

	JULT	XLRI	Difference
Max Drawdown Largest peak-to-trough decline	-13.57%	-7.12%	-6.45%
Max Drawdown (1Y) Largest decline over 1 year	-5.22%	-7.12%	+1.90%
Max Drawdown (3Y) Largest decline over 3 years	-13.57%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-13.57%	—	—
Current Drawdown Current decline from peak	-0.46%	-0.62%	+0.16%
Average Drawdown Average peak-to-trough decline	-1.74%	-1.54%	-0.20%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.99%	2.03%	-1.04%

Volatility

JULT vs. XLRI - Volatility Comparison

The current volatility for AllianzIM U.S. Large Cap Buffer10 Jul ETF (JULT) is 2.29%, while State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) has a volatility of 3.42%. This indicates that JULT experiences smaller price fluctuations and is considered to be less risky than XLRI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	JULT	XLRI	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.29%	3.42%	-1.13%
Volatility (6M) Calculated over the trailing 6-month period	5.43%	8.72%	-3.29%
Volatility (1Y) Calculated over the trailing 1-year period	7.04%	11.09%	-4.05%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.01%	11.11%	-0.10%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.39%	11.11%	-0.72%

JULT vs. XLRI - Expense Ratio Comparison

JULT has a 0.74% expense ratio, which is higher than XLRI's 0.35% expense ratio.

Dividends

JULT vs. XLRI - Dividend Comparison

JULT has not paid dividends to shareholders, while XLRI's dividend yield for the trailing twelve months is around 13.52%.

Position	TTM	2025	2024	2023	2022	2021	2020
JULT AllianzIM U.S. Large Cap Buffer10 Jul ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	3.86%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	13.52%	6.85%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both JULT and XLRI in my portfolio?

JULT and XLRI have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, JULT or XLRI?

XLRI has higher volatility (3.42%) compared to JULT (2.29%). In terms of maximum drawdown, JULT dropped -13.57% vs XLRI's -7.12%.

Which ETF is better, JULT or XLRI?

On 1-year performance, JULT leads with 14.13% vs 10.59% for XLRI. On fees, XLRI is cheaper at 0.35% per year. On volatility, JULT has been the lower-risk option at 2.29%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, JULT or XLRI?

Over the 1-year period, JULT has performed better with a 14.13% return vs 10.59%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, JULT or XLRI?

XLRI is cheaper with a 0.35% expense ratio, compared with 0.74% for JULT.

Which ETF pays a higher dividend yield, JULT or XLRI?

XLRI has the higher dividend yield at 13.52%, compared with 0.00% for JULT.

What is the main difference between JULT and XLRI?

JULT is categorized as Options Trading, while XLRI is Derivative Income. They also come from different issuers: Allianz and State Street. Their fees differ too: 0.74% for JULT and 0.35% for XLRI.

Which has better risk-adjusted returns?

JULT currently has the higher Sharpe Ratio (1.86 vs 0.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.