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JLKUX vs. LTFIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

JLKUX vs. LTFIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in John Hancock Funds Multimanager 2055 Lifetime Portfolio (JLKUX) and Principal LifeTime 2055 Fund (LTFIX). The values are adjusted to include any dividend payments, if applicable.

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JLKUX vs. LTFIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
JLKUX
John Hancock Funds Multimanager 2055 Lifetime Portfolio
-4.58%12.97%15.52%18.68%-19.64%15.82%20.34%24.86%-8.96%18.41%
LTFIX
Principal LifeTime 2055 Fund
-5.21%17.80%17.28%20.33%-18.84%17.73%16.47%27.27%-9.03%22.52%

Returns By Period

In the year-to-date period, JLKUX achieves a -4.58% return, which is significantly higher than LTFIX's -5.21% return. Over the past 10 years, JLKUX has underperformed LTFIX with an annualized return of 9.24%, while LTFIX has yielded a comparatively higher 10.20% annualized return.


JLKUX

1D
-0.47%
1M
-9.28%
YTD
-4.58%
6M
-6.67%
1Y
9.62%
3Y*
11.68%
5Y*
5.41%
10Y*
9.24%

LTFIX

1D
-0.30%
1M
-8.30%
YTD
-5.21%
6M
-2.99%
1Y
12.51%
3Y*
14.10%
5Y*
7.41%
10Y*
10.20%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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JLKUX vs. LTFIX - Expense Ratio Comparison

JLKUX has a 0.05% expense ratio, which is higher than LTFIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


Return for Risk

JLKUX vs. LTFIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

JLKUX
JLKUX Risk / Return Rank: 1515
Overall Rank
JLKUX Sharpe Ratio Rank: 1717
Sharpe Ratio Rank
JLKUX Sortino Ratio Rank: 1818
Sortino Ratio Rank
JLKUX Omega Ratio Rank: 1818
Omega Ratio Rank
JLKUX Calmar Ratio Rank: 1010
Calmar Ratio Rank
JLKUX Martin Ratio Rank: 1111
Martin Ratio Rank

LTFIX
LTFIX Risk / Return Rank: 3939
Overall Rank
LTFIX Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
LTFIX Sortino Ratio Rank: 3939
Sortino Ratio Rank
LTFIX Omega Ratio Rank: 3838
Omega Ratio Rank
LTFIX Calmar Ratio Rank: 3434
Calmar Ratio Rank
LTFIX Martin Ratio Rank: 4545
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

JLKUX vs. LTFIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for John Hancock Funds Multimanager 2055 Lifetime Portfolio (JLKUX) and Principal LifeTime 2055 Fund (LTFIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


JLKUXLTFIXDifference

Sharpe ratio

Return per unit of total volatility

0.49

0.80

-0.32

Sortino ratio

Return per unit of downside risk

0.82

1.24

-0.42

Omega ratio

Gain probability vs. loss probability

1.12

1.18

-0.06

Calmar ratio

Return relative to maximum drawdown

0.22

0.94

-0.72

Martin ratio

Return relative to average drawdown

0.84

4.55

-3.71

JLKUX vs. LTFIX - Sharpe Ratio Comparison

The current JLKUX Sharpe Ratio is 0.49, which is lower than the LTFIX Sharpe Ratio of 0.80. The chart below compares the historical Sharpe Ratios of JLKUX and LTFIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


JLKUXLTFIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.49

0.80

-0.32

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.35

0.48

-0.14

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.57

0.65

-0.08

Sharpe Ratio (All Time)

Calculated using the full available price history

0.51

0.42

+0.09

Correlation

The correlation between JLKUX and LTFIX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

JLKUX vs. LTFIX - Dividend Comparison

JLKUX's dividend yield for the trailing twelve months is around 1.96%, less than LTFIX's 9.21% yield.


TTM20252024202320222021202020192018201720162015
JLKUX
John Hancock Funds Multimanager 2055 Lifetime Portfolio
1.96%1.87%3.23%3.28%15.00%9.92%4.36%8.74%11.46%3.34%4.83%2.95%
LTFIX
Principal LifeTime 2055 Fund
9.21%8.73%8.47%4.17%8.60%5.83%3.91%6.03%6.60%3.51%3.99%4.51%

Drawdowns

JLKUX vs. LTFIX - Drawdown Comparison

The maximum JLKUX drawdown since its inception was -32.07%, smaller than the maximum LTFIX drawdown of -52.73%. Use the drawdown chart below to compare losses from any high point for JLKUX and LTFIX.


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Drawdown Indicators


JLKUXLTFIXDifference

Max Drawdown

Largest peak-to-trough decline

-32.07%

-52.73%

+20.66%

Max Drawdown (1Y)

Largest decline over 1 year

-11.65%

-11.48%

-0.17%

Max Drawdown (5Y)

Largest decline over 5 years

-28.12%

-26.80%

-1.32%

Max Drawdown (10Y)

Largest decline over 10 years

-32.07%

-33.50%

+1.43%

Current Drawdown

Current decline from peak

-9.86%

-8.71%

-1.15%

Average Drawdown

Average peak-to-trough decline

-5.36%

-7.70%

+2.34%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.34%

2.37%

+1.97%

Volatility

JLKUX vs. LTFIX - Volatility Comparison

John Hancock Funds Multimanager 2055 Lifetime Portfolio (JLKUX) has a higher volatility of 5.35% compared to Principal LifeTime 2055 Fund (LTFIX) at 4.93%. This indicates that JLKUX's price experiences larger fluctuations and is considered to be riskier than LTFIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


JLKUXLTFIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.35%

4.93%

+0.42%

Volatility (6M)

Calculated over the trailing 6-month period

10.77%

8.89%

+1.88%

Volatility (1Y)

Calculated over the trailing 1-year period

18.77%

15.73%

+3.04%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

16.08%

15.37%

+0.71%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

16.43%

15.77%

+0.66%