JBSSX vs. JMSIX
JBSSX (JPMorgan SmartRetirement Blend 2025 Fund) and JMSIX (JPMorgan Income Fund Class I) are both mutual funds - JBSSX is a Target Retirement Date fund managed by JPMorgan, while JMSIX is a Multisector Bonds fund actively managed by JPMorgan. Over the past 10 years, JBSSX returned 6.79%/yr vs 3.76%/yr for JMSIX. Their 0.39 correlation means their historical movements had little consistent relationship. JBSSX charges 0.30%/yr vs 0.40%/yr for JMSIX.
Performance
JBSSX vs. JMSIX - Performance Comparison
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Returns By Period
In the year-to-date period, JBSSX achieves a 5.11% return, which is significantly higher than JMSIX's 1.12% return. Over the past 10 years, JBSSX has outperformed JMSIX with an annualized return of 6.79%, while JMSIX has yielded a comparatively lower 3.76% annualized return.
JBSSX
- 1D
- 0.84%
- 1M
- -0.60%
- 6M
- 3.43%
- YTD
- 5.11%
- 1Y
- 11.59%
- 3Y*
- 10.20%
- 5Y*
- 4.79%
- 10Y*
- 6.79%
- ALL TIME*
- 6.87%
JMSIX
- 1D
- 0.00%
- 1M
- -0.47%
- 6M
- 0.74%
- YTD
- 1.12%
- 1Y
- 3.79%
- 3Y*
- 6.81%
- 5Y*
- 2.71%
- 10Y*
- 3.76%
- ALL TIME*
- 2.90%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
JBSSX vs. JMSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JBSSX JPMorgan SmartRetirement Blend 2025 Fund | 5.11% | 13.25% | 5.46% | 16.55% | -15.45% | 8.82% | 11.06% | 18.45% | -6.00% | 15.29% |
JMSIX JPMorgan Income Fund Class I | 1.12% | 7.68% | 7.78% | 6.14% | -8.24% | 3.59% | 3.07% | 11.82% | 1.03% | 6.00% |
Correlation
The correlation between JBSSX and JMSIX is 0.43, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.43 |
Correlation (3Y) Balances recent behavior with more history. | 0.47 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.52 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.41 |
Correlation (All Time) Calculated using the full available price history since Nov 7, 2014 | 0.39 |
The correlation between JBSSX and JMSIX shifts across timeframes, from 0.39 (all time) to 0.52 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
JBSSX vs. JMSIX — Risk / Return Rank
JBSSX
JMSIX
JBSSX vs. JMSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement Blend 2025 Fund (JBSSX) and JPMorgan Income Fund Class I (JMSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JBSSX | JMSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.23 | ||
| Sortino ratioReturn per unit of downside risk | -1.13 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.49 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 2.18 | 2.89 | -0.71 |
| Martin ratioReturn relative to average drawdown | 9.27 | 11.55 | -2.27 |
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Drawdowns
JBSSX vs. JMSIX - Drawdown Comparison
The maximum JBSSX drawdown since its inception was -21.91%, which is greater than JMSIX's maximum drawdown of -18.40%. Use the drawdown chart below to compare losses from any high point for JBSSX and JMSIX.
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Drawdown Indicators
| JBSSX | JMSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.91% | -18.40% | -3.51% |
Max Drawdown (1Y)Largest decline over 1 year | -5.14% | -1.62% | -3.52% |
Max Drawdown (3Y)Largest decline over 3 years | -7.45% | -2.25% | -5.20% |
Max Drawdown (5Y)Largest decline over 5 years | -20.71% | -11.39% | -9.32% |
Max Drawdown (10Y)Largest decline over 10 years | -21.91% | -18.40% | -3.51% |
Current DrawdownCurrent decline from peak | -1.04% | -0.59% | -0.45% |
Average DrawdownAverage peak-to-trough decline | -3.35% | -2.54% | -0.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.20% | 0.41% | +0.79% |
Volatility
JBSSX vs. JMSIX - Volatility Comparison
JPMorgan SmartRetirement Blend 2025 Fund (JBSSX) has a higher volatility of 1.89% compared to JPMorgan Income Fund Class I (JMSIX) at 0.53%. This indicates that JBSSX's price experiences larger fluctuations and is considered to be riskier than JMSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JBSSX | JMSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.89% | 0.53% | +1.36% |
Volatility (6M)Calculated over the trailing 6-month period | 5.69% | 1.94% | +3.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.78% | 2.50% | +4.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.78% | 3.73% | +5.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.17% | 3.86% | +5.31% |
JBSSX vs. JMSIX - Expense Ratio Comparison
JBSSX has a 0.30% expense ratio, which is lower than JMSIX's 0.40% expense ratio.
Dividends
JBSSX vs. JMSIX - Dividend Comparison
JBSSX's dividend yield for the trailing twelve months is around 3.36%, less than JMSIX's 5.54% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JBSSX JPMorgan SmartRetirement Blend 2025 Fund | 3.36% | 3.53% | 3.27% | 2.75% | 2.05% | 5.11% | 3.42% | 3.15% | 5.49% | 2.04% | 2.15% | 2.13% |
JMSIX JPMorgan Income Fund Class I | 5.54% | 5.95% | 5.78% | 4.43% | 4.78% | 4.00% | 4.95% | 5.10% | 5.43% | 5.42% | 0.46% | 0.00% |
Frequently Asked Questions
JBSSX and JMSIX have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
JBSSX has higher volatility (1.89%) compared to JMSIX (0.53%). In terms of maximum drawdown, JBSSX dropped -21.91% vs JMSIX's -18.40%.
JMSIX currently has the higher Sharpe Ratio (1.88 vs 1.65), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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