JBSSX vs. FNSHX
JBSSX (JPMorgan SmartRetirement Blend 2025 Fund) and FNSHX (Fidelity Freedom Income Fund Class K) are both Target Retirement Date funds. Over the past 5 years, JBSSX returned 4.85%/yr vs 2.88%/yr for FNSHX. Their correlation of 0.82 means they have usually moved in the same direction. JBSSX charges 0.30%/yr vs 0.42%/yr for FNSHX.
Performance
JBSSX vs. FNSHX - Performance Comparison
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Returns By Period
In the year-to-date period, JBSSX achieves a 5.67% return, which is significantly higher than FNSHX's 4.31% return.
JBSSX
- 1D
- 0.53%
- 1M
- -0.07%
- 6M
- 3.90%
- YTD
- 5.67%
- 1Y
- 11.41%
- 3Y*
- 10.94%
- 5Y*
- 4.85%
- 10Y*
- 6.84%
- ALL TIME*
- 6.90%
FNSHX
- 1D
- 0.43%
- 1M
- -0.26%
- 6M
- 2.85%
- YTD
- 4.31%
- 1Y
- 8.02%
- 3Y*
- 7.72%
- 5Y*
- 2.88%
- 10Y*
- —
- ALL TIME*
- 3.89%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
JBSSX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JBSSX JPMorgan SmartRetirement Blend 2025 Fund | 5.67% | 13.25% | 5.46% | 16.55% | -15.45% | 8.82% | 11.06% | 18.45% | -6.00% | 5.49% |
FNSHX Fidelity Freedom Income Fund Class K | 4.31% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Correlation
The correlation between JBSSX and FNSHX is 0.94, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.94 |
Correlation (3Y) Balances recent behavior with more history. | 0.88 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.85 |
Correlation (All Time) Calculated using the full available price history since Jul 25, 2017 | 0.82 |
The correlation between JBSSX and FNSHX shifts across timeframes, from 0.82 (all time) to 0.94 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
JBSSX vs. FNSHX — Risk / Return Rank
JBSSX
FNSHX
JBSSX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement Blend 2025 Fund (JBSSX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JBSSX | FNSHX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.19 | ||
| Sortino ratioReturn per unit of downside risk | +0.28 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.31 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.38 | 2.30 | +0.08 |
| Martin ratioReturn relative to average drawdown | 10.12 | 9.25 | +0.88 |
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Drawdowns
JBSSX vs. FNSHX - Drawdown Comparison
The maximum JBSSX drawdown since its inception was -21.91%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for JBSSX and FNSHX.
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Drawdown Indicators
| JBSSX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.91% | -15.87% | -6.04% |
Max Drawdown (1Y)Largest decline over 1 year | -5.14% | -3.68% | -1.46% |
Max Drawdown (3Y)Largest decline over 3 years | -7.45% | -4.02% | -3.43% |
Max Drawdown (5Y)Largest decline over 5 years | -20.71% | -15.87% | -4.84% |
Max Drawdown (10Y)Largest decline over 10 years | -21.91% | — | — |
Current DrawdownCurrent decline from peak | -0.52% | -0.76% | +0.24% |
Average DrawdownAverage peak-to-trough decline | -3.35% | -3.00% | -0.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.21% | 0.91% | +0.30% |
Volatility
JBSSX vs. FNSHX - Volatility Comparison
JPMorgan SmartRetirement Blend 2025 Fund (JBSSX) has a higher volatility of 1.93% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 1.70%. This indicates that JBSSX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JBSSX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.93% | 1.70% | +0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 5.70% | 4.64% | +1.06% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.79% | 5.26% | +1.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.78% | 5.49% | +3.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.17% | 4.88% | +4.29% |
JBSSX vs. FNSHX - Expense Ratio Comparison
JBSSX has a 0.30% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Dividends
JBSSX vs. FNSHX - Dividend Comparison
JBSSX's dividend yield for the trailing twelve months is around 3.34%, more than FNSHX's 2.55% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FNSHX Fidelity Freedom Income Fund Class K | 2.55% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% | 0.00% |
JBSSX JPMorgan SmartRetirement Blend 2025 Fund | 3.34% | 3.53% | 3.27% | 2.75% | 2.05% | 5.11% | 3.42% | 3.15% | 5.49% | 2.04% | 2.15% | 2.13% |
Frequently Asked Questions
With a correlation of 0.94, JBSSX and FNSHX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
JBSSX has higher volatility (1.93%) compared to FNSHX (1.70%). In terms of maximum drawdown, JBSSX dropped -21.91% vs FNSHX's -15.87%.
JBSSX currently has the higher Sharpe Ratio (1.80 vs 1.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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