IVOG vs. TPLC
IVOG (Vanguard S&P Mid-Cap 400 Growth ETF) and TPLC (Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund) are both Mid Cap Growth Equities funds - IVOG tracks the S&P MidCap 400 Growth Index while TPLC tracks the Victory U.S. Large Cap Volatility Weighted BRI Index. Both are passively managed. Over the past 5 years, IVOG returned 8.21%/yr vs 8.51%/yr for TPLC. Their correlation of 0.92 suggests significant overlap in exposure. IVOG charges 0.10%/yr vs 0.52%/yr for TPLC.
Performance
IVOG vs. TPLC - Performance Comparison
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Returns By Period
In the year-to-date period, IVOG achieves a 16.96% return, which is significantly higher than TPLC's 11.40% return.
IVOG
- 1D
- -1.05%
- 1M
- -1.65%
- 6M
- 11.10%
- YTD
- 16.96%
- 1Y
- 23.29%
- 3Y*
- 14.86%
- 5Y*
- 8.21%
- 10Y*
- 11.06%
TPLC
- 1D
- -0.11%
- 1M
- 1.38%
- 6M
- 7.47%
- YTD
- 11.40%
- 1Y
- 12.08%
- 3Y*
- 12.44%
- 5Y*
- 8.51%
- 10Y*
- —
IVOG vs. TPLC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
IVOG Vanguard S&P Mid-Cap 400 Growth ETF | 16.96% | 7.34% | 15.62% | 17.36% | -19.08% | 18.85% | 22.60% | 6.17% |
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund | 11.40% | 7.08% | 13.10% | 15.17% | -12.58% | 26.34% | 14.55% | 8.32% |
Correlation
The correlation between IVOG and TPLC is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.85 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.90 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.92 |
Correlation (All Time) Calculated using the full available price history since May 1, 2019 | 0.92 |
The correlation between IVOG and TPLC has been stable across timeframes, ranging from 0.85 to 0.92 - a consistent structural relationship.
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Return for Risk
IVOG vs. TPLC — Risk / Return Rank
IVOG
TPLC
IVOG vs. TPLC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard S&P Mid-Cap 400 Growth ETF (IVOG) and Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IVOG | TPLC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.27 | ||
| Sortino ratioReturn per unit of downside risk | +0.39 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.18 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.41 | 1.60 | +0.82 |
| Martin ratioReturn relative to average drawdown | 9.23 | 5.69 | +3.54 |
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Drawdowns
IVOG vs. TPLC - Drawdown Comparison
The maximum IVOG drawdown since its inception was -39.32%, roughly equal to the maximum TPLC drawdown of -38.02%. Use the drawdown chart below to compare losses from any high point for IVOG and TPLC.
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Drawdown Indicators
| IVOG | TPLC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -39.32% | -38.02% | -1.30% |
Max Drawdown (1Y)Largest decline over 1 year | -9.69% | -7.58% | -2.11% |
Max Drawdown (3Y)Largest decline over 3 years | -25.61% | -18.18% | -7.43% |
Max Drawdown (5Y)Largest decline over 5 years | -29.31% | -21.63% | -7.68% |
Max Drawdown (10Y)Largest decline over 10 years | -39.32% | — | — |
Current DrawdownCurrent decline from peak | -3.90% | -0.54% | -3.36% |
Average DrawdownAverage peak-to-trough decline | -5.85% | -5.23% | -0.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.53% | 2.13% | +0.40% |
Volatility
IVOG vs. TPLC - Volatility Comparison
Vanguard S&P Mid-Cap 400 Growth ETF (IVOG) has a higher volatility of 5.56% compared to Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) at 2.71%. This indicates that IVOG's price experiences larger fluctuations and is considered to be riskier than TPLC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IVOG | TPLC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.56% | 2.71% | +2.85% |
Volatility (6M)Calculated over the trailing 6-month period | 13.92% | 8.46% | +5.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.90% | 11.64% | +6.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.72% | 16.14% | +4.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.59% | 19.79% | +0.80% |
IVOG vs. TPLC - Expense Ratio Comparison
IVOG has a 0.10% expense ratio, which is lower than TPLC's 0.52% expense ratio.
Dividends
IVOG vs. TPLC - Dividend Comparison
IVOG's dividend yield for the trailing twelve months is around 0.55%, less than TPLC's 0.83% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IVOG Vanguard S&P Mid-Cap 400 Growth ETF | 0.55% | 0.64% | 0.79% | 1.15% | 1.05% | 0.47% | 0.74% | 1.17% | 1.01% | 0.93% | 1.11% | 1.04% |
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund | 0.83% | 0.89% | 0.88% | 0.89% | 1.06% | 0.61% | 0.81% | 0.67% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
IVOG and TPLC have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IVOG has higher volatility (5.56%) compared to TPLC (2.71%). In terms of maximum drawdown, IVOG dropped -39.32% vs TPLC's -38.02%.
On 5-year performance, TPLC leads with 8.51% vs 8.21% for IVOG. On fees, IVOG is cheaper at 0.10% per year. On volatility, TPLC has been the lower-risk option at 2.71%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, TPLC has performed better with a 8.51% return vs 8.21%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
IVOG is cheaper with a 0.10% expense ratio, compared with 0.52% for TPLC.
TPLC has the higher dividend yield at 0.83%, compared with 0.55% for IVOG.
IVOG tracks S&P MidCap 400 Growth Index, while TPLC tracks Victory U.S. Large Cap Volatility Weighted BRI Index. They also come from different issuers: Vanguard and Timothy Plan. Their fees differ too: 0.10% for IVOG and 0.52% for TPLC.
IVOG currently has the higher Sharpe Ratio (1.31 vs 1.04), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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