ITIC vs. AMSF

Last updated Apr 1, 2026

Compare and contrast key facts about Investors Title Company (ITIC) and AMERISAFE, Inc. (AMSF).

Performance

ITIC vs. AMSF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Investors Title Company (ITIC) and AMERISAFE, Inc. (AMSF). The values are adjusted to include any dividend payments, if applicable.

ITIC vs. AMSF - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ITIC Investors Title Company	-12.75%	9.69%	54.97%	14.27%	-22.78%	41.00%	5.73%	-4.39%	-4.99%	26.35%
AMSF AMERISAFE, Inc.	-12.13%	-20.78%	19.62%	-0.86%	6.13%	2.00%	-6.09%	24.48%	-6.63%	0.16%

Fundamentals

Market Cap ITIC : $411.86M AMSF : $632.18M
EPS ITIC : $18.56 AMSF : $2.47
PE Ratio ITIC : 11.71 AMSF : 13.47
PS Ratio ITIC : 1.51 AMSF : 2.00
PB Ratio ITIC : 1.54 AMSF : 0.56
Total Revenue (TTM) ITIC : $272.76M AMSF : $317.29M
Gross Profit (TTM) ITIC : $176.85M AMSF : $94.71M
EBITDA (TTM) ITIC : $35.96M AMSF : $46.75M

Returns By Period

The year-to-date returns for both investments are quite close, with ITIC having a -12.75% return and AMSF slightly higher at -12.13%. Over the past 10 years, ITIC has outperformed AMSF with an annualized return of 14.48%, while AMSF has yielded a comparatively lower 2.05% annualized return.

ITIC

• 1D: -0.86%
• 1M: -5.67%
• YTD: -12.75%
• 6M: -15.91%
• 1Y: -6.19%
• 3Y*: 18.18%
• 5Y*: 11.03%
• 10Y*: 14.48%

AMSF

• 1D: -1.27%
• 1M: 3.75%
• YTD: -12.13%
• 6M: -20.18%
• 1Y: -32.25%
• 3Y*: -4.51%
• 5Y*: -4.33%
• 10Y*: 2.05%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ITIC vs. AMSF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ITIC

ITIC Risk / Return Rank: 32
ITIC Sharpe Ratio Rank: 33
ITIC Sortino Ratio Rank: 30
ITIC Omega Ratio Rank: 29
ITIC Calmar Ratio Rank: 33
ITIC Martin Ratio Rank: 32

AMSF

AMSF Risk / Return Rank: 5
AMSF Sharpe Ratio Rank: 1
AMSF Sortino Ratio Rank: 3
AMSF Omega Ratio Rank: 5
AMSF Calmar Ratio Rank: 7
AMSF Martin Ratio Rank: 7

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ITIC vs. AMSF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Investors Title Company (ITIC) and AMERISAFE, Inc. (AMSF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ITIC	AMSF	Difference
Sharpe ratio Return per unit of total volatility	-0.18	-1.27	+1.10
Sortino ratio Return per unit of downside risk	-0.01	-1.79	+1.78
Omega ratio Gain probability vs. loss probability	1.00	0.78	+0.22
Calmar ratio Return relative to maximum drawdown	-0.27	-0.92	+0.64
Martin ratio Return relative to average drawdown	-0.59	-1.60	+1.02
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ITIC vs. AMSF - Sharpe Ratio Comparison

The current ITIC Sharpe Ratio is -0.18, which is higher than the AMSF Sharpe Ratio of -1.27. The chart below compares the historical Sharpe Ratios of ITIC and AMSF, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ITIC	AMSF	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.18	-1.27	+1.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.33	-0.18	+0.51
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.41	0.08	+0.33
Sharpe Ratio (All Time) Calculated using the full available price history	0.25	0.33	-0.08

Correlation

The correlation between ITIC and AMSF is 0.16, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

ITIC vs. AMSF - Dividend Comparison

ITIC's dividend yield for the trailing twelve months is around 4.86%, less than AMSF's 7.74% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ITIC Investors Title Company	4.86%	4.23%	6.69%	3.60%	3.28%	10.05%	10.95%	6.03%	6.91%	0.68%	0.46%	0.40%
AMSF AMERISAFE, Inc.	7.74%	6.66%	8.69%	10.39%	10.08%	9.59%	7.97%	6.82%	1.55%	1.30%	6.37%	7.07%

Drawdowns

ITIC vs. AMSF - Drawdown Comparison

The maximum ITIC drawdown since its inception was -74.97%, which is greater than AMSF's maximum drawdown of -40.90%. Use the drawdown chart below to compare losses from any high point for ITIC and AMSF.

Drawdown Indicators

	ITIC	AMSF	Difference
Max Drawdown Largest peak-to-trough decline	-74.97%	-40.90%	-34.07%
Max Drawdown (1Y) Largest decline over 1 year	-24.76%	-35.33%	+10.57%
Max Drawdown (5Y) Largest decline over 5 years	-43.77%	-38.52%	-5.25%
Max Drawdown (10Y) Largest decline over 10 years	-43.77%	-38.52%	-5.25%
Current Drawdown Current decline from peak	-22.00%	-36.21%	+14.21%
Average Drawdown Average peak-to-trough decline	-18.70%	-12.08%	-6.62%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.54%	20.21%	-8.67%

Volatility

ITIC vs. AMSF - Volatility Comparison

The current volatility for Investors Title Company (ITIC) is 6.92%, while AMERISAFE, Inc. (AMSF) has a volatility of 7.97%. This indicates that ITIC experiences smaller price fluctuations and is considered to be less risky than AMSF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ITIC	AMSF	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.92%	7.97%	-1.05%
Volatility (6M) Calculated over the trailing 6-month period	24.08%	18.33%	+5.75%
Volatility (1Y) Calculated over the trailing 1-year period	35.22%	25.43%	+9.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	33.20%	24.30%	+8.90%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.49%	26.85%	+8.64%

Financials

ITIC vs. AMSF - Profitability Comparison

The chart below illustrates the profitability comparison between Investors Title Company and AMERISAFE, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ITIC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Investors Title Company reported a gross profit of 0.00 and revenue of 69.52M. Therefore, the gross margin over that period was 0.0%.

AMSF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, AMERISAFE, Inc. reported a gross profit of 0.00 and revenue of 81.59M. Therefore, the gross margin over that period was 0.0%.

ITIC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Investors Title Company reported an operating income of 0.00 and revenue of 69.52M, resulting in an operating margin of 0.0%.

AMSF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, AMERISAFE, Inc. reported an operating income of 0.00 and revenue of 81.59M, resulting in an operating margin of 0.0%.

ITIC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Investors Title Company reported a net income of 7.52M and revenue of 69.52M, resulting in a net margin of 10.8%.

AMSF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, AMERISAFE, Inc. reported a net income of 10.42M and revenue of 81.59M, resulting in a net margin of 12.8%.