AMSF vs. ORI
AMSF (AMERISAFE, Inc.) and ORI (Old Republic International Corporation) are both stocks. Both are in the Financial Services sector — AMSF in Insurance - Specialty, ORI in Insurance - Diversified. Over the past 10 years, AMSF returned -0.60%/yr vs 14.96%/yr for ORI. At a 0.45 correlation, their price movements are largely independent.
Performance
AMSF vs. ORI - Performance Comparison
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Returns By Period
In the year-to-date period, AMSF achieves a -20.51% return, which is significantly lower than ORI's -13.49% return. Over the past 10 years, AMSF has underperformed ORI with an annualized return of -0.60%, while ORI has yielded a comparatively higher 14.96% annualized return.
AMSF
- 1D
- -2.14%
- 1M
- 0.37%
- YTD
- -20.51%
- 6M
- -19.31%
- 1Y
- -31.68%
- 3Y*
- -10.13%
- 5Y*
- -6.09%
- 10Y*
- -0.60%
ORI
- 1D
- -0.24%
- 1M
- -3.77%
- YTD
- -13.49%
- 6M
- -9.97%
- 1Y
- 5.72%
- 3Y*
- 22.36%
- 5Y*
- 15.59%
- 10Y*
- 14.96%
AMSF vs. ORI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AMSF AMERISAFE, Inc. | -20.51% | -20.78% | 19.62% | -0.86% | 6.13% | 2.00% | -6.09% | 24.48% | -6.63% | 0.16% |
ORI Old Republic International Corporation | -13.49% | 37.50% | 27.10% | 26.32% | 6.68% | 44.92% | -7.64% | 17.75% | 4.85% | 16.87% |
Correlation
The correlation between AMSF and ORI is 0.51, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.51 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.54 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.56 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.53 |
Correlation (All Time) Calculated using the full available price history since Nov 21, 2005 | 0.45 |
The correlation between AMSF and ORI shifts across timeframes, from 0.45 (all time) to 0.56 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
AMSF:
$2.44
ORI:
$5.45
AMSF:
12.37
ORI:
6.79
AMSF:
1.76
ORI:
0.74
AMSF:
$324.77M
ORI:
$9.37B
AMSF:
$120.92M
ORI:
$3.23B
AMSF:
$48.16M
ORI:
$911.00M
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Return for Risk
AMSF vs. ORI — Risk / Return Rank
AMSF
ORI
AMSF vs. ORI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for AMERISAFE, Inc. (AMSF) and Old Republic International Corporation (ORI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AMSF | ORI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.47 | ||
| Sortino ratioReturn per unit of downside risk | -2.16 | ||
| Omega ratioGain probability vs. loss probability | 0.79 | 1.06 | -0.28 |
| Calmar ratioReturn relative to maximum drawdown | -0.94 | 0.36 | -1.30 |
| Martin ratioReturn relative to average drawdown | -1.82 | 0.95 | -2.77 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AMSF | ORI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.22 | 0.25 | -1.47 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.25 | 0.71 | -0.95 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.02 | 0.57 | -0.60 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.31 | 0.41 | -0.10 |
Drawdowns
AMSF vs. ORI - Drawdown Comparison
The maximum AMSF drawdown since its inception was -43.35%, smaller than the maximum ORI drawdown of -66.19%. Use the drawdown chart below to compare losses from any high point for AMSF and ORI.
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Drawdown Indicators
| AMSF | ORI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.35% | -66.19% | +22.84% |
Max Drawdown (1Y)Largest decline over 1 year | -33.66% | -16.18% | -17.48% |
Max Drawdown (3Y)Largest decline over 3 years | -43.35% | -16.18% | -27.17% |
Max Drawdown (5Y)Largest decline over 5 years | -43.35% | -20.36% | -22.99% |
Max Drawdown (10Y)Largest decline over 10 years | -43.35% | -47.78% | +4.43% |
Current DrawdownCurrent decline from peak | -42.29% | -15.31% | -26.98% |
Average DrawdownAverage peak-to-trough decline | -12.32% | -14.54% | +2.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 17.54% | 6.06% | +11.48% |
Volatility
AMSF vs. ORI - Volatility Comparison
The current volatility for AMERISAFE, Inc. (AMSF) is 5.08%, while Old Republic International Corporation (ORI) has a volatility of 5.41%. This indicates that AMSF experiences smaller price fluctuations and is considered to be less risky than ORI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AMSF | ORI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.08% | 5.41% | -0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 21.90% | 17.96% | +3.94% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.06% | 22.82% | +3.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.75% | 22.22% | +2.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.01% | 26.12% | +0.89% |
Dividends
AMSF vs. ORI - Dividend Comparison
AMSF's dividend yield for the trailing twelve months is around 8.56%, less than ORI's 9.95% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AMSF AMERISAFE, Inc. | 8.56% | 6.66% | 8.69% | 10.39% | 10.08% | 9.59% | 7.97% | 6.82% | 1.55% | 1.30% | 6.37% | 7.07% |
ORI Old Republic International Corporation | 9.95% | 6.92% | 2.93% | 3.33% | 7.95% | 13.75% | 4.26% | 8.05% | 8.65% | 3.55% | 3.95% | 3.97% |
Financials
AMSF vs. ORI - Financials Comparison
This section allows you to compare key financial metrics between AMERISAFE, Inc. and Old Republic International Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AMSF vs. ORI - Profitability Comparison
AMSF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, AMERISAFE, Inc. reported a gross profit of 0.00 and revenue of 80.09M. Therefore, the gross margin over that period was 0.0%.
ORI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Old Republic International Corporation reported a gross profit of 0.00 and revenue of 2.40B. Therefore, the gross margin over that period was 0.0%.
AMSF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, AMERISAFE, Inc. reported an operating income of 0.00 and revenue of 80.09M, resulting in an operating margin of 0.0%.
ORI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Old Republic International Corporation reported an operating income of 0.00 and revenue of 2.40B, resulting in an operating margin of 0.0%.
AMSF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, AMERISAFE, Inc. reported a net income of 8.15M and revenue of 80.09M, resulting in a net margin of 10.2%.
ORI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Old Republic International Corporation reported a net income of 330.00M and revenue of 2.40B, resulting in a net margin of 13.8%.
Frequently Asked Questions
AMSF and ORI have a correlation of 0.51, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ORI has higher volatility (5.41%) compared to AMSF (5.08%). In terms of maximum drawdown, AMSF dropped -43.35% vs ORI's -66.19%.
ORI currently has the higher Sharpe Ratio (0.25 vs -1.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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