ITDI vs. IBIT
ITDI (Ishares Lifepath Target Date 2065 ETF) and IBIT (iShares Bitcoin Trust ETF) are both exchange-traded funds - ITDI is a Target Retirement Date fund actively managed by iShares, while IBIT is a Cryptocurrency fund tracking the CME CF Bitcoin Reference Rate - New York Variant. ITDI is actively managed, while IBIT is passively managed. Over the past year, ITDI returned 24.17% vs -43.61% for IBIT. At a 0.43 correlation, their price movements are largely independent. ITDI charges 0.11%/yr vs 0.25%/yr for IBIT.
Performance
ITDI vs. IBIT - Performance Comparison
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Returns By Period
In the year-to-date period, ITDI achieves a 10.17% return, which is significantly higher than IBIT's -31.78% return.
ITDI
- 1D
- -0.11%
- 1M
- -0.29%
- YTD
- 10.17%
- 6M
- 9.25%
- 1Y
- 24.17%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
IBIT
- 1D
- -4.08%
- 1M
- -21.16%
- YTD
- -31.78%
- 6M
- -31.52%
- 1Y
- -43.61%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
ITDI vs. IBIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
ITDI Ishares Lifepath Target Date 2065 ETF | 10.17% | 21.90% | 17.43% |
IBIT iShares Bitcoin Trust ETF | -31.78% | -6.41% | 89.87% |
Correlation
The correlation between ITDI and IBIT is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.49 |
Correlation (All Time) Calculated using the full available price history since Jan 11, 2024 | 0.43 |
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Return for Risk
ITDI vs. IBIT — Risk / Return Rank
ITDI
IBIT
ITDI vs. IBIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Target Date 2065 ETF (ITDI) and iShares Bitcoin Trust ETF (IBIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ITDI | IBIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.78 | ||
| Sortino ratioReturn per unit of downside risk | +3.95 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 0.84 | +0.49 |
| Calmar ratioReturn relative to maximum drawdown | 2.53 | -0.83 | +3.36 |
| Martin ratioReturn relative to average drawdown | 10.84 | -1.42 | +12.26 |
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Drawdowns
ITDI vs. IBIT - Drawdown Comparison
The maximum ITDI drawdown since its inception was -16.31%, smaller than the maximum IBIT drawdown of -52.49%. Use the drawdown chart below to compare losses from any high point for ITDI and IBIT.
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Drawdown Indicators
| ITDI | IBIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.31% | -52.49% | +36.18% |
Max Drawdown (1Y)Largest decline over 1 year | -9.60% | -52.49% | +42.89% |
Current DrawdownCurrent decline from peak | -2.53% | -52.49% | +49.96% |
Average DrawdownAverage peak-to-trough decline | -1.58% | -16.91% | +15.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.24% | 30.76% | -28.52% |
Volatility
ITDI vs. IBIT - Volatility Comparison
The current volatility for Ishares Lifepath Target Date 2065 ETF (ITDI) is 5.34%, while iShares Bitcoin Trust ETF (IBIT) has a volatility of 13.48%. This indicates that ITDI experiences smaller price fluctuations and is considered to be less risky than IBIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ITDI | IBIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.34% | 13.48% | -8.14% |
Volatility (6M)Calculated over the trailing 6-month period | 11.27% | 34.60% | -23.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.55% | 44.48% | -30.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.65% | 50.25% | -35.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.65% | 50.25% | -35.60% |
ITDI vs. IBIT - Expense Ratio Comparison
ITDI has a 0.11% expense ratio, which is lower than IBIT's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
ITDI vs. IBIT - Dividend Comparison
ITDI's dividend yield for the trailing twelve months is around 1.48%, while IBIT has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
IBIT iShares Bitcoin Trust ETF | 0.00% | 0.00% | 0.00% | 0.00% |
ITDI Ishares Lifepath Target Date 2065 ETF | 1.48% | 1.63% | 1.68% | 0.84% |
Frequently Asked Questions
ITDI and IBIT have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IBIT has higher volatility (13.48%) compared to ITDI (5.34%). In terms of maximum drawdown, ITDI dropped -16.31% vs IBIT's -52.49%.
On 1-year performance, ITDI leads with 24.17% vs -43.61% for IBIT. On fees, ITDI is cheaper at 0.11% per year. On volatility, ITDI has been the lower-risk option at 5.34%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, ITDI has performed better with a 24.17% return vs -43.61%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
ITDI is cheaper with a 0.11% expense ratio, compared with 0.25% for IBIT.
ITDI has the higher dividend yield at 1.48%, compared with 0.00% for IBIT.
ITDI is categorized as Target Retirement Date, while IBIT is Cryptocurrency. Their fees differ too: 0.11% for ITDI and 0.25% for IBIT.
ITDI currently has the higher Sharpe Ratio (1.80 vs -0.98), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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