ITDF vs. IBIT

Last updated Jul 14, 2026

ITDF (Ishares Lifepath Target Date 2050 ETF) and IBIT (iShares Bitcoin Trust ETF) are both exchange-traded funds - ITDF is a Target Retirement Date fund actively managed by iShares, while IBIT is a Cryptocurrency fund tracking the CME CF Bitcoin Reference Rate - New York Variant. ITDF is actively managed, while IBIT is passively managed. Over the past year, ITDF returned 21.78% vs -47.60% for IBIT. At a 0.42 correlation, their price movements are largely independent. ITDF charges 0.11%/yr vs 0.25%/yr for IBIT.

Performance

ITDF vs. IBIT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Ishares Lifepath Target Date 2050 ETF (ITDF) and iShares Bitcoin Trust ETF (IBIT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ITDF achieves a 10.71% return, which is significantly higher than IBIT's -29.06% return.

ITDF

• 1D: -1.07%
• 1M: 0.07%
• 6M: 7.69%
• YTD: 10.71%
• 1Y: 21.78%
• 3Y*: —
• 5Y*: —
• 10Y*: —

IBIT

• 1D: -2.79%
• 1M: -2.28%
• 6M: -32.10%
• YTD: -29.06%
• 1Y: -47.60%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

ITDF vs. IBIT - Yearly Performance Comparison

	2026 (YTD)	2025	2024
ITDF Ishares Lifepath Target Date 2050 ETF	10.71%	20.86%	16.87%
IBIT iShares Bitcoin Trust ETF	-29.06%	-6.41%	89.87%

Correlation

The correlation between ITDF and IBIT is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.48
Correlation (All Time) Calculated using the full available price history since Jan 11, 2024	0.42

Return for Risk

ITDF vs. IBIT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ITDF

ITDF Risk / Return Rank: 66
ITDF Sharpe Ratio Rank: 67
ITDF Sortino Ratio Rank: 66
ITDF Omega Ratio Rank: 66
ITDF Calmar Ratio Rank: 60
ITDF Martin Ratio Rank: 70

IBIT

IBIT Risk / Return Rank: 1
IBIT Sharpe Ratio Rank: 1
IBIT Sortino Ratio Rank: 1
IBIT Omega Ratio Rank: 1
IBIT Calmar Ratio Rank: 1
IBIT Martin Ratio Rank: 1

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ITDF vs. IBIT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Target Date 2050 ETF (ITDF) and iShares Bitcoin Trust ETF (IBIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	ITDF	IBIT	Difference
Sharpe ratio: Return per unit of total volatility	1.72	-1.08	+2.80
Sortino ratio: Return per unit of downside risk	2.42	-1.65	+4.07
Omega ratio: Gain probability vs. loss probability	1.31	0.82	+0.49
Calmar ratio: Return relative to maximum drawdown	2.35	-0.90	+3.24
Martin ratio: Return relative to average drawdown	10.08	-1.46	+11.54

ITDF vs. IBIT - Sharpe Ratio Comparison

The current ITDF Sharpe Ratio is 1.72, which is higher than the IBIT Sharpe Ratio of -1.08. The chart below compares the historical Sharpe Ratios of ITDF and IBIT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

ITDF vs. IBIT - Drawdown Comparison

The maximum ITDF drawdown since its inception was -15.67%, smaller than the maximum IBIT drawdown of -53.30%. Use the drawdown chart below to compare losses from any high point for ITDF and IBIT.

Drawdown Indicators

	ITDF	IBIT	Difference
Max Drawdown Largest peak-to-trough decline	-15.67%	-53.30%	+37.63%
Max Drawdown (1Y) Largest decline over 1 year	-9.32%	-53.30%	+43.98%
Current Drawdown Current decline from peak	-1.47%	-50.60%	+49.13%
Average Drawdown Average peak-to-trough decline	-1.51%	-17.56%	+16.05%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.16%	32.72%	-30.56%

Volatility

ITDF vs. IBIT - Volatility Comparison

The current volatility for Ishares Lifepath Target Date 2050 ETF (ITDF) is 4.07%, while iShares Bitcoin Trust ETF (IBIT) has a volatility of 11.51%. This indicates that ITDF experiences smaller price fluctuations and is considered to be less risky than IBIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ITDF	IBIT	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.07%	11.51%	-7.44%
Volatility (6M) Calculated over the trailing 6-month period	10.67%	34.79%	-24.12%
Volatility (1Y) Calculated over the trailing 1-year period	12.76%	44.38%	-31.62%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.95%	49.97%	-36.02%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.95%	49.97%	-36.02%

ITDF vs. IBIT - Expense Ratio Comparison

ITDF has a 0.11% expense ratio, which is lower than IBIT's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

ITDF vs. IBIT - Dividend Comparison

ITDF's dividend yield for the trailing twelve months is around 1.49%, while IBIT has not paid dividends to shareholders.

Position	TTM	2025	2024	2023
IBIT iShares Bitcoin Trust ETF	0.00%	0.00%	0.00%	0.00%
ITDF Ishares Lifepath Target Date 2050 ETF	1.49%	1.65%	1.55%	0.85%

Frequently Asked Questions

Can I hold both ITDF and IBIT in my portfolio?

ITDF and IBIT have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ITDF or IBIT?

IBIT has higher volatility (11.51%) compared to ITDF (4.07%). In terms of maximum drawdown, ITDF dropped -15.67% vs IBIT's -53.30%.

Which ETF is better, ITDF or IBIT?

On 1-year performance, ITDF leads with 21.78% vs -47.60% for IBIT. On fees, ITDF is cheaper at 0.11% per year. On volatility, ITDF has been the lower-risk option at 4.07%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, ITDF or IBIT?

Over the 1-year period, ITDF has performed better with a 21.78% return vs -47.60%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, ITDF or IBIT?

ITDF is cheaper with a 0.11% expense ratio, compared with 0.25% for IBIT.

Which ETF pays a higher dividend yield, ITDF or IBIT?

ITDF has the higher dividend yield at 1.49%, compared with 0.00% for IBIT.

What is the main difference between ITDF and IBIT?

ITDF is categorized as Target Retirement Date, while IBIT is Cryptocurrency. Their fees differ too: 0.11% for ITDF and 0.25% for IBIT.

Which has better risk-adjusted returns?

ITDF currently has the higher Sharpe Ratio (1.72 vs -1.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.