IS3B.DE vs. IUSQ.DE
IS3B.DE (iShares Euro Corporate Bond Financials UCITS ETF) and IUSQ.DE (iShares MSCI ACWI UCITS ETF (Acc)) are both exchange-traded funds - IS3B.DE is a European Corporate Bonds fund tracking the Bloomberg Euro Aggregate Financial, while IUSQ.DE is a Global Equities fund tracking the MSCI All Country World (ACWI). Both are passively managed. Over the past 10 years, IS3B.DE returned 1.25%/yr vs 12.38%/yr for IUSQ.DE. At a 0.22 correlation, their price movements are largely independent. Both charge a 0.20% expense ratio.
Performance
IS3B.DE vs. IUSQ.DE - Performance Comparison
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Returns By Period
In the year-to-date period, IS3B.DE achieves a 0.39% return, which is significantly lower than IUSQ.DE's 12.65% return. Over the past 10 years, IS3B.DE has underperformed IUSQ.DE with an annualized return of 1.25%, while IUSQ.DE has yielded a comparatively higher 12.38% annualized return.
IS3B.DE
- 1D
- 0.11%
- 1M
- 0.21%
- YTD
- 0.39%
- 6M
- 0.28%
- 1Y
- 2.26%
- 3Y*
- 5.22%
- 5Y*
- 0.42%
- 10Y*
- 1.25%
IUSQ.DE
- 1D
- -0.23%
- 1M
- 3.68%
- YTD
- 12.65%
- 6M
- 12.87%
- 1Y
- 26.39%
- 3Y*
- 17.93%
- 5Y*
- 12.42%
- 10Y*
- 12.38%
IS3B.DE vs. IUSQ.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IS3B.DE iShares Euro Corporate Bond Financials UCITS ETF | 0.39% | 3.53% | 5.28% | 7.82% | -13.13% | -0.74% | 2.27% | 6.10% | -1.69% | 2.97% |
IUSQ.DE iShares MSCI ACWI UCITS ETF (Acc) | 12.65% | 9.02% | 24.53% | 18.57% | -13.58% | 29.13% | 4.94% | 30.14% | -5.97% | 9.14% |
Correlation
The correlation between IS3B.DE and IUSQ.DE is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.29 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Jul 30, 2013 | 0.22 |
The correlation between IS3B.DE and IUSQ.DE shifts across timeframes, from 0.22 (all time) to 0.38 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
IS3B.DE vs. IUSQ.DE — Risk / Return Rank
IS3B.DE
IUSQ.DE
IS3B.DE vs. IUSQ.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Euro Corporate Bond Financials UCITS ETF (IS3B.DE) and iShares MSCI ACWI UCITS ETF (Acc) (IUSQ.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IS3B.DE | IUSQ.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.73 | ||
| Sortino ratioReturn per unit of downside risk | -2.34 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.43 | -0.32 |
| Calmar ratioReturn relative to maximum drawdown | 0.73 | 4.08 | -3.35 |
| Martin ratioReturn relative to average drawdown | 2.62 | 16.69 | -14.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IS3B.DE | IUSQ.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.58 | 2.31 | -1.73 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.10 | 0.88 | -0.78 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | 0.82 | -0.53 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.76 | -0.29 |
Drawdowns
IS3B.DE vs. IUSQ.DE - Drawdown Comparison
The maximum IS3B.DE drawdown since its inception was -17.06%, smaller than the maximum IUSQ.DE drawdown of -33.60%. Use the drawdown chart below to compare losses from any high point for IS3B.DE and IUSQ.DE.
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Drawdown Indicators
| IS3B.DE | IUSQ.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.06% | -33.60% | +16.54% |
Max Drawdown (1Y)Largest decline over 1 year | -2.71% | -6.48% | +3.77% |
Max Drawdown (3Y)Largest decline over 3 years | -2.71% | -21.25% | +18.54% |
Max Drawdown (5Y)Largest decline over 5 years | -17.06% | -21.25% | +4.19% |
Max Drawdown (10Y)Largest decline over 10 years | -17.06% | -33.60% | +16.54% |
Current DrawdownCurrent decline from peak | -0.77% | -0.55% | -0.22% |
Average DrawdownAverage peak-to-trough decline | -2.97% | -4.19% | +1.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.76% | 1.59% | -0.83% |
Volatility
IS3B.DE vs. IUSQ.DE - Volatility Comparison
The current volatility for iShares Euro Corporate Bond Financials UCITS ETF (IS3B.DE) is 1.03%, while iShares MSCI ACWI UCITS ETF (Acc) (IUSQ.DE) has a volatility of 3.03%. This indicates that IS3B.DE experiences smaller price fluctuations and is considered to be less risky than IUSQ.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IS3B.DE | IUSQ.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.03% | 3.03% | -2.00% |
Volatility (6M)Calculated over the trailing 6-month period | 3.16% | 8.26% | -5.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.44% | 11.47% | -8.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.18% | 13.94% | -9.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.35% | 15.02% | -10.67% |
IS3B.DE vs. IUSQ.DE - Expense Ratio Comparison
Both IS3B.DE and IUSQ.DE have an expense ratio of 0.20%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
IS3B.DE vs. IUSQ.DE - Dividend Comparison
IS3B.DE's dividend yield for the trailing twelve months is around 3.19%, while IUSQ.DE has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IS3B.DE iShares Euro Corporate Bond Financials UCITS ETF | 3.19% | 3.08% | 2.95% | 2.42% | 1.00% | 0.75% | 0.97% | 1.09% | 1.10% | 1.12% | 1.52% | 1.70% |
IUSQ.DE iShares MSCI ACWI UCITS ETF (Acc) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
IS3B.DE and IUSQ.DE have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
Both ETFs have the same 0.20% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.
IS3B.DE and IUSQ.DE have the same expense ratio: 0.20% per year.
IS3B.DE is categorized as European Corporate Bonds, while IUSQ.DE is Global Equities. IS3B.DE tracks Bloomberg Euro Aggregate Financial, while IUSQ.DE tracks MSCI All Country World (ACWI).
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