IPIRX vs. CIBFX

Last updated Aug 1, 2026

IPIRX (Voya Global Perspectives Portfolio) and CIBFX (American Funds Capital Income Builder Fund Class F-1) are both Global Allocation funds. Their correlation of 0.85 means they have usually moved in the same direction. IPIRX charges 0.20%/yr vs 0.64%/yr for CIBFX.

Performance

IPIRX vs. CIBFX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Voya Global Perspectives Portfolio (IPIRX) and American Funds Capital Income Builder Fund Class F-1 (CIBFX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

IPIRX

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

CIBFX

• 1D: 0.74%
• 1M: 1.59%
• 6M: 6.90%
• YTD: 10.34%
• 1Y: 18.75%
• 3Y*: 14.65%
• 5Y*: 9.09%
• 10Y*: 7.87%
• ALL TIME*: 7.49%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
CIBFX American Funds Capital Income Builder Fund Class F-1	$0.00	$0.00	$0.00

IPIRX vs. CIBFX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
IPIRX Voya Global Perspectives Portfolio	6.84%	14.21%	7.31%	10.65%	-17.52%	6.06%	16.10%	18.35%	-9.87%	15.00%
CIBFX American Funds Capital Income Builder Fund Class F-1	10.34%	20.29%	10.16%	8.90%	-7.21%	14.95%	3.14%	17.16%	-7.10%	13.88%

Correlation

The correlation between IPIRX and CIBFX is 0.63, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.63
Correlation (3Y) Balances recent behavior with more history.	0.80
Correlation (5Y) Shows whether the relationship held over a longer period.	0.83
Correlation (10Y) Provides a long-term view across more market conditions.	0.84
Correlation (All Time) Calculated using the full available price history since Jan 2, 2014	0.85

Over the past year, the correlation between IPIRX and CIBFX has dropped to 0.63 - well below their long-term average of 0.85, suggesting their price drivers have been diverging.

Return for Risk

IPIRX vs. CIBFX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

IPIRX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

CIBFX

CIBFX Risk / Return Rank: 85
CIBFX Sharpe Ratio Rank: 87
CIBFX Sortino Ratio Rank: 85
CIBFX Omega Ratio Rank: 84
CIBFX Calmar Ratio Rank: 82
CIBFX Martin Ratio Rank: 85

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

IPIRX vs. CIBFX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Voya Global Perspectives Portfolio (IPIRX) and American Funds Capital Income Builder Fund Class F-1 (CIBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	IPIRX	CIBFX	Difference
Sharpe ratio: Return per unit of total volatility	—	2.15	—
Sortino ratio: Return per unit of downside risk	—	3.08	—
Omega ratio: Gain probability vs. loss probability	—	1.40	—
Calmar ratio: Return relative to maximum drawdown	—	2.71	—
Martin ratio: Return relative to average drawdown	—	10.86	—

Drawdowns

Drawdown Indicators

	IPIRX	CIBFX	Difference
Max Drawdown Largest peak-to-trough decline	—	-43.26%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-6.49%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-8.89%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-17.68%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-25.28%	—
Current Drawdown Current decline from peak	—	0.00%	—
Average Drawdown Average peak-to-trough decline	—	-4.69%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	1.62%	—

Volatility

Volatility by Period

	IPIRX	CIBFX	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	1.96%	—
Volatility (6M) Calculated over the trailing 6-month period	—	6.56%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	8.21%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	9.98%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	10.77%	—

IPIRX vs. CIBFX - Expense Ratio Comparison

IPIRX has a 0.20% expense ratio, which is lower than CIBFX's 0.64% expense ratio.

Dividends

IPIRX vs. CIBFX - Dividend Comparison

IPIRX's dividend yield for the trailing twelve months is around 39.58%, more than CIBFX's 7.04% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CIBFX American Funds Capital Income Builder Fund Class F-1	7.04%	7.65%	5.69%	3.41%	3.37%	3.08%	3.34%	4.04%	3.72%	4.37%	3.46%	3.56%
IPIRX Voya Global Perspectives Portfolio	39.58%	5.64%	3.25%	14.65%	13.55%	6.34%	6.25%	7.80%	1.30%	2.78%	2.78%	7.16%

Frequently Asked Questions

Can I hold both IPIRX and CIBFX in my portfolio?

IPIRX and CIBFX have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.