INPST.AS vs. UNH

Last updated Jun 13, 2026

INPST.AS (Inpost SA) and UNH (UnitedHealth Group Incorporated) are both stocks. INPST.AS operates in Specialty Business Services (Industrials), while UNH operates in Healthcare Plans (Healthcare). Over the past 5 years, INPST.AS returned -0.20%/yr vs 3.20%/yr for UNH. At a correlation of -0.01, they often move in opposite directions.

Performance

INPST.AS vs. UNH - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in Inpost SA (INPST.AS) and UnitedHealth Group Incorporated (UNH). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

INPST.AS is traded in EUR, while UNH is traded in USD. To make them comparable, the UNH values have been converted to EUR using the latest available exchange rates.

Returns By Period

In the year-to-date period, INPST.AS achieves a 46.32% return, which is significantly higher than UNH's 26.63% return.

INPST.AS

• 1D: 0.20%
• 1M: 0.46%
• YTD: 46.32%
• 6M: 50.34%
• 1Y: 9.66%
• 3Y*: 17.31%
• 5Y*: -0.20%
• 10Y*: —

UNH

• 1D: 0.81%
• 1M: 4.26%
• YTD: 26.63%
• 6M: 22.22%
• 1Y: 33.77%
• 3Y*: -6.30%
• 5Y*: 3.20%
• 10Y*: 12.96%

*Multi-year figures are annualized to reflect compound growth (CAGR)

INPST.AS vs. UNH - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
INPST.AS Inpost SA	46.32%	-36.58%	31.87%	58.92%	-25.67%	-44.22%
UNH UnitedHealth Group Incorporated	26.63%	-41.07%	4.03%	-2.23%	13.56%	58.75%

Correlation

The correlation between INPST.AS and UNH is 0.10, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.10
Correlation (3Y) Calculated over the trailing 3-year period	-0.06
Correlation (5Y) Calculated over the trailing 5-year period	-0.01
Correlation (All Time) Calculated using the full available price history since Jan 27, 2021	-0.01

The correlation between INPST.AS and UNH shifts across timeframes, from -0.06 (3 years) to 0.10 (1 year), reflecting how their relationship changes across market environments.

Return for Risk

INPST.AS vs. UNH — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

INPST.AS

INPST.AS Risk / Return Rank: 48
INPST.AS Sharpe Ratio Rank: 48
INPST.AS Sortino Ratio Rank: 48
INPST.AS Omega Ratio Rank: 50
INPST.AS Calmar Ratio Rank: 47
INPST.AS Martin Ratio Rank: 48

UNH

UNH Risk / Return Rank: 66
UNH Sharpe Ratio Rank: 69
UNH Sortino Ratio Rank: 62
UNH Omega Ratio Rank: 67
UNH Calmar Ratio Rank: 65
UNH Martin Ratio Rank: 65

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

INPST.AS vs. UNH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Inpost SA (INPST.AS) and UnitedHealth Group Incorporated (UNH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	INPST.AS	UNH	Difference
Sharpe ratio: Return per unit of total volatility	0.15	0.80	-0.64
Sortino ratio: Return per unit of downside risk	0.67	1.24	-0.57
Omega ratio: Gain probability vs. loss probability	1.10	1.19	-0.09
Calmar ratio: Return relative to maximum drawdown	0.19	1.14	-0.95
Martin ratio: Return relative to average drawdown	0.40	2.44	-2.04

INPST.AS vs. UNH - Sharpe Ratio Comparison

The current INPST.AS Sharpe Ratio is 0.15, which is lower than the UNH Sharpe Ratio of 0.80. The chart below compares the historical Sharpe Ratios of INPST.AS and UNH, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

INPST.AS vs. UNH - Drawdown Comparison

The maximum INPST.AS drawdown since its inception was -80.05%, which is greater than UNH's maximum drawdown of -68.21%. Use the drawdown chart below to compare losses from any high point for INPST.AS and UNH.

Drawdown Indicators

	INPST.AS	UNH	Difference
Max Drawdown Largest peak-to-trough decline	-80.05%	-68.21%	-11.84%
Max Drawdown (1Y) Largest decline over 1 year	-34.50%	-28.22%	-6.28%
Max Drawdown (3Y) Largest decline over 3 years	-50.11%	-64.49%	+14.38%
Max Drawdown (5Y) Largest decline over 5 years	-76.49%	-64.49%	-12.00%
Max Drawdown (10Y) Largest decline over 10 years	—	-64.49%	—
Current Drawdown Current decline from peak	-26.91%	-37.62%	+10.71%
Average Drawdown Average peak-to-trough decline	-41.67%	-16.21%	-25.46%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.63%	13.20%	+3.43%

Volatility

INPST.AS vs. UNH - Volatility Comparison

The current volatility for Inpost SA (INPST.AS) is 0.89%, while UnitedHealth Group Incorporated (UNH) has a volatility of 7.75%. This indicates that INPST.AS experiences smaller price fluctuations and is considered to be less risky than UNH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	INPST.AS	UNH	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.89%	7.75%	-6.86%
Volatility (6M) Calculated over the trailing 6-month period	31.93%	31.81%	+0.12%
Volatility (1Y) Calculated over the trailing 1-year period	44.25%	40.60%	+3.65%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	45.84%	32.24%	+13.60%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	46.08%	30.76%	+15.32%

Dividends

INPST.AS vs. UNH - Dividend Comparison

INPST.AS has not paid dividends to shareholders, while UNH's dividend yield for the trailing twelve months is around 2.16%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
INPST.AS Inpost SA	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
UNH UnitedHealth Group Incorporated	2.16%	2.64%	1.62%	1.38%	1.21%	1.12%	1.38%	1.41%	1.38%	1.30%	1.48%	1.59%

Financials

Frequently Asked Questions

Can I hold both INPST.AS and UNH in my portfolio?

INPST.AS and UNH have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.