IIRGX vs. VRAI
IIRGX (Voya Retirement Growth Portfolio) and VRAI (Virtus Real Asset Income ETF) are both funds - IIRGX is a Diversified Portfolio fund managed by Voya, while VRAI is a REIT fund tracking the Indxx Real Asset Income Index. Over the past 5 years, IIRGX returned 8.56%/yr vs 5.64%/yr for VRAI. A 0.66 correlation means they provide meaningful diversification when combined. IIRGX charges 0.26%/yr vs 0.55%/yr for VRAI.
Performance
IIRGX vs. VRAI - Performance Comparison
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Returns By Period
In the year-to-date period, IIRGX achieves a 7.97% return, which is significantly lower than VRAI's 20.62% return.
IIRGX
- 1D
- 0.09%
- 1M
- -0.78%
- YTD
- 7.97%
- 6M
- 6.97%
- 1Y
- 18.85%
- 3Y*
- 15.98%
- 5Y*
- 8.56%
- 10Y*
- 10.18%
VRAI
- 1D
- 0.88%
- 1M
- -0.84%
- YTD
- 20.62%
- 6M
- 20.97%
- 1Y
- 25.98%
- 3Y*
- 11.64%
- 5Y*
- 5.64%
- 10Y*
- —
IIRGX vs. VRAI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
IIRGX Voya Retirement Growth Portfolio | 7.97% | 16.01% | 14.97% | 18.48% | -16.36% | 15.94% | 14.05% | 14.84% |
VRAI Virtus Real Asset Income ETF | 20.62% | 6.67% | 2.66% | 6.12% | -9.96% | 24.35% | -5.94% | 6.05% |
Correlation
The correlation between IIRGX and VRAI is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.25 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.50 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Feb 8, 2019 | 0.66 |
Over the past year, the correlation between IIRGX and VRAI has dropped to 0.25 - well below their long-term average of 0.66, suggesting their price drivers have been diverging.
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Return for Risk
IIRGX vs. VRAI — Risk / Return Rank
IIRGX
VRAI
IIRGX vs. VRAI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Retirement Growth Portfolio (IIRGX) and Virtus Real Asset Income ETF (VRAI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IIRGX | VRAI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.28 | ||
| Sortino ratioReturn per unit of downside risk | -0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 1.38 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.71 | 5.42 | -2.71 |
| Martin ratioReturn relative to average drawdown | 12.70 | 16.64 | -3.93 |
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Drawdowns
IIRGX vs. VRAI - Drawdown Comparison
The maximum IIRGX drawdown since its inception was -56.97%, which is greater than VRAI's maximum drawdown of -47.51%. Use the drawdown chart below to compare losses from any high point for IIRGX and VRAI.
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Drawdown Indicators
| IIRGX | VRAI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.97% | -47.51% | -9.46% |
Max Drawdown (1Y)Largest decline over 1 year | -7.54% | -4.82% | -2.72% |
Max Drawdown (3Y)Largest decline over 3 years | -14.01% | -16.89% | +2.88% |
Max Drawdown (5Y)Largest decline over 5 years | -22.89% | -26.71% | +3.82% |
Max Drawdown (10Y)Largest decline over 10 years | -26.75% | — | — |
Current DrawdownCurrent decline from peak | -1.79% | -1.97% | +0.18% |
Average DrawdownAverage peak-to-trough decline | -11.10% | -10.02% | -1.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.55% | 1.57% | -0.02% |
Volatility
IIRGX vs. VRAI - Volatility Comparison
Voya Retirement Growth Portfolio (IIRGX) has a higher volatility of 3.94% compared to Virtus Real Asset Income ETF (VRAI) at 3.42%. This indicates that IIRGX's price experiences larger fluctuations and is considered to be riskier than VRAI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IIRGX | VRAI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.94% | 3.42% | +0.52% |
Volatility (6M)Calculated over the trailing 6-month period | 8.47% | 8.32% | +0.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.66% | 12.00% | -1.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.19% | 16.62% | -3.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.30% | 22.06% | -8.76% |
IIRGX vs. VRAI - Expense Ratio Comparison
IIRGX has a 0.26% expense ratio, which is lower than VRAI's 0.55% expense ratio.
Dividends
IIRGX vs. VRAI - Dividend Comparison
IIRGX's dividend yield for the trailing twelve months is around 27.35%, more than VRAI's 2.90% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IIRGX Voya Retirement Growth Portfolio | 27.35% | 29.53% | 8.53% | 10.23% | 18.26% | 6.16% | 6.49% | 9.65% | 9.24% | 9.08% | 7.96% | 2.20% |
VRAI Virtus Real Asset Income ETF | 2.90% | 4.68% | 7.13% | 5.02% | 4.48% | 3.34% | 3.91% | 2.80% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
IIRGX and VRAI have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IIRGX has higher volatility (3.94%) compared to VRAI (3.42%). In terms of maximum drawdown, IIRGX dropped -56.97% vs VRAI's -47.51%.
VRAI currently has the higher Sharpe Ratio (2.21 vs 1.92), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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