IFC.TO vs. MRU.TO
IFC.TO (Intact Financial Corporation) and MRU.TO (Metro Inc.) are both stocks. IFC.TO operates in Insurance - Property & Casualty (Financial Services), while MRU.TO operates in Grocery Stores (Consumer Defensive). Over the past 10 years, IFC.TO returned 15.01%/yr vs 9.33%/yr for MRU.TO. At a 0.24 correlation, their price movements are largely independent.
Performance
IFC.TO vs. MRU.TO - Performance Comparison
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Returns By Period
In the year-to-date period, IFC.TO achieves a 0.86% return, which is significantly higher than MRU.TO's -6.40% return. Over the past 10 years, IFC.TO has outperformed MRU.TO with an annualized return of 15.01%, while MRU.TO has yielded a comparatively lower 9.33% annualized return.
IFC.TO
- 1D
- 2.85%
- 1M
- 4.62%
- YTD
- 0.86%
- 6M
- 0.93%
- 1Y
- -6.33%
- 3Y*
- 15.66%
- 5Y*
- 13.34%
- 10Y*
- 15.01%
MRU.TO
- 1D
- 2.06%
- 1M
- 2.59%
- YTD
- -6.40%
- 6M
- -6.10%
- 1Y
- -11.35%
- 3Y*
- 10.25%
- 5Y*
- 10.97%
- 10Y*
- 9.33%
IFC.TO vs. MRU.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IFC.TO Intact Financial Corporation | 0.86% | 11.22% | 31.00% | 6.96% | 21.06% | 11.37% | 10.01% | 45.11% | -2.83% | 12.14% |
MRU.TO Metro Inc. | -6.40% | 11.26% | 33.74% | -6.94% | 13.16% | 20.54% | 7.62% | 14.95% | 19.73% | 1.79% |
Correlation
The correlation between IFC.TO and MRU.TO is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.41 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.41 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.34 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.28 |
Correlation (All Time) Calculated using the full available price history since Jul 21, 2006 | 0.24 |
The correlation between IFC.TO and MRU.TO shifts across timeframes, from 0.24 (all time) to 0.41 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
IFC.TO:
CA$50.64B
MRU.TO:
CA$19.52B
IFC.TO:
CA$19.31
MRU.TO:
CA$4.68
IFC.TO:
14.76
MRU.TO:
19.59
IFC.TO:
0.68
MRU.TO:
2.15
IFC.TO:
1.88
MRU.TO:
0.88
IFC.TO:
2.63
MRU.TO:
2.81
IFC.TO:
CA$26.97B
MRU.TO:
CA$22.38B
IFC.TO:
CA$11.87B
MRU.TO:
CA$4.16B
IFC.TO:
CA$5.43B
MRU.TO:
CA$2.09B
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Return for Risk
IFC.TO vs. MRU.TO — Risk / Return Rank
IFC.TO
MRU.TO
IFC.TO vs. MRU.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Intact Financial Corporation (IFC.TO) and Metro Inc. (MRU.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IFC.TO | MRU.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.29 | ||
| Sortino ratioReturn per unit of downside risk | +0.39 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 0.91 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | -0.29 | -0.67 | +0.38 |
| Martin ratioReturn relative to average drawdown | -0.45 | -1.13 | +0.68 |
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Drawdowns
IFC.TO vs. MRU.TO - Drawdown Comparison
The maximum IFC.TO drawdown since its inception was -52.72%, which is greater than MRU.TO's maximum drawdown of -45.08%. Use the drawdown chart below to compare losses from any high point for IFC.TO and MRU.TO.
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Drawdown Indicators
| IFC.TO | MRU.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.72% | -45.08% | -7.64% |
Max Drawdown (1Y)Largest decline over 1 year | -21.67% | -16.96% | -4.71% |
Max Drawdown (3Y)Largest decline over 3 years | -21.67% | -17.66% | -4.01% |
Max Drawdown (5Y)Largest decline over 5 years | -21.67% | -17.66% | -4.01% |
Max Drawdown (10Y)Largest decline over 10 years | -30.57% | -19.06% | -11.51% |
Current DrawdownCurrent decline from peak | -8.12% | -13.69% | +5.57% |
Average DrawdownAverage peak-to-trough decline | -8.95% | -6.72% | -2.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.19% | 10.10% | +4.09% |
Volatility
IFC.TO vs. MRU.TO - Volatility Comparison
Intact Financial Corporation (IFC.TO) and Metro Inc. (MRU.TO) have volatilities of 6.26% and 6.49%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IFC.TO | MRU.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.26% | 6.49% | -0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 15.38% | 13.85% | +1.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.69% | 19.24% | +1.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.51% | 16.67% | +0.84% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.57% | 17.27% | +1.30% |
Dividends
IFC.TO vs. MRU.TO - Dividend Comparison
IFC.TO's dividend yield for the trailing twelve months is around 1.96%, more than MRU.TO's 1.70% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IFC.TO Intact Financial Corporation | 1.96% | 1.86% | 1.85% | 2.16% | 2.05% | 2.07% | 2.20% | 2.16% | 2.82% | 2.44% | 2.41% | 2.39% |
MRU.TO Metro Inc. | 1.70% | 1.50% | 1.49% | 1.76% | 1.47% | 1.49% | 1.58% | 1.49% | 1.52% | 1.61% | 1.39% | 1.20% |
Financials
IFC.TO vs. MRU.TO - Financials Comparison
This section allows you to compare key financial metrics between Intact Financial Corporation and Metro Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
IFC.TO vs. MRU.TO - Profitability Comparison
IFC.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intact Financial Corporation reported a gross profit of 7.30B and revenue of 7.30B. Therefore, the gross margin over that period was 100.0%.
MRU.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Metro Inc. reported a gross profit of 882.80M and revenue of 5.11B. Therefore, the gross margin over that period was 17.3%.
IFC.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intact Financial Corporation reported an operating income of 960.00M and revenue of 7.30B, resulting in an operating margin of 13.2%.
MRU.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Metro Inc. reported an operating income of 343.90M and revenue of 5.11B, resulting in an operating margin of 6.7%.
IFC.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intact Financial Corporation reported a net income of 752.00M and revenue of 7.30B, resulting in a net margin of 10.3%.
MRU.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Metro Inc. reported a net income of 246.50M and revenue of 5.11B, resulting in a net margin of 4.8%.
Frequently Asked Questions
IFC.TO and MRU.TO have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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