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Intact Financial Corporation (IFC.TO)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Intact Financial Corporation (IFC.TO)

Equity · Currency in CAD · Last updated Nov 4, 2024

Company Info

ISINCA45823T1066
CUSIP45823T106
SectorFinancial Services
IndustryInsurance - Property & Casualty

Highlights

Market CapCA$48.01B
EPS (TTM)CA$11.35
PE Ratio23.71
PEG Ratio0.87
Total Revenue (TTM)CA$20.44B
Gross Profit (TTM)CA$20.44B
EBITDA (TTM)CA$993.00M
Year RangeCA$192.22 - CA$271.81
Target PriceCA$274.80
Short %0.39%
Short Ratio3.07

Share Price Chart

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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Popular comparisons: IFC.TO vs. FFH.TO, IFC.TO vs. FMC, IFC.TO vs. FN.TO, IFC.TO vs. BCE, IFC.TO vs. MSFT, IFC.TO vs. RY, IFC.TO vs. IWO, IFC.TO vs. XIC.TO, IFC.TO vs. SPY, IFC.TO vs. BRK-B

Performance

Performance Chart

The chart shows the growth of an initial investment of CA$10,000 in Intact Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

400.00%600.00%800.00%1,000.00%1,200.00%1,400.00%JuneJulyAugustSeptemberOctoberNovember
1,438.55%
449.04%
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Returns By Period

Intact Financial Corporation had a return of 34.10% year-to-date (YTD) and 38.21% in the last 12 months. Over the past 10 years, Intact Financial Corporation had an annualized return of 15.94%, outperforming the S&P 500 benchmark which had an annualized return of 10.96%.

PeriodReturnBenchmark
Year-To-Date34.10%20.10%
1 month4.14%-0.39%
6 months18.10%11.72%
1 year38.21%31.44%
5 years (annualized)17.79%13.30%
10 years (annualized)15.94%10.96%

Monthly Returns

The table below presents the monthly returns of IFC.TO, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20243.13%7.34%-1.97%2.83%0.78%0.53%10.04%1.09%2.88%2.39%34.10%
2023-0.96%1.54%-0.74%5.96%-2.38%2.81%-4.76%-2.21%4.54%-1.61%7.93%-2.55%6.96%
20224.75%5.55%2.16%-2.71%1.69%-0.09%4.98%-0.18%3.26%5.89%-2.78%-2.66%21.06%
2021-6.45%0.88%8.85%6.09%-0.09%3.68%0.94%1.08%-2.07%-0.94%-4.45%4.31%11.37%
20202.10%1.48%-15.83%8.91%-0.78%-1.07%13.18%-4.47%2.66%-3.48%5.57%4.31%10.01%
20194.71%5.91%3.51%-3.07%6.02%4.81%1.65%5.77%3.08%1.92%0.79%3.09%45.11%
2018-1.77%-3.76%-1.76%1.13%0.15%-4.19%6.42%4.29%4.46%-3.16%2.27%-6.10%-2.83%
2017-1.13%-0.89%1.13%-1.13%-0.78%6.31%-1.13%6.29%0.77%2.31%2.65%-2.42%12.13%
2016-5.28%0.30%8.64%2.11%-1.24%1.31%1.41%1.70%0.26%-3.86%2.54%3.43%11.17%
20151.28%5.92%6.69%-2.61%-4.02%-2.11%3.93%0.94%3.53%-0.35%-4.68%0.21%8.26%
2014-2.26%-1.76%4.02%4.61%-0.51%3.44%-1.17%1.64%-1.24%4.22%5.04%6.27%24.09%
20131.37%-0.23%-4.33%-1.37%-0.08%-2.73%1.96%0.93%2.05%5.26%3.28%3.96%10.10%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of IFC.TO is 93, placing it in the top 7% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.

The Risk-Adjusted Performance Rank of IFC.TO is 9393
Combined Rank
The Sharpe Ratio Rank of IFC.TO is 9292Sharpe Ratio Rank
The Sortino Ratio Rank of IFC.TO is 9393Sortino Ratio Rank
The Omega Ratio Rank of IFC.TO is 9191Omega Ratio Rank
The Calmar Ratio Rank of IFC.TO is 9898Calmar Ratio Rank
The Martin Ratio Rank of IFC.TO is 9191Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Intact Financial Corporation (IFC.TO) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.

IFC.TO
Sharpe ratio
The chart of Sharpe ratio for IFC.TO, currently valued at 2.33, compared to the broader market-4.00-2.000.002.004.002.34
Sortino ratio
The chart of Sortino ratio for IFC.TO, currently valued at 3.57, compared to the broader market-4.00-2.000.002.004.003.57
Omega ratio
The chart of Omega ratio for IFC.TO, currently valued at 1.46, compared to the broader market0.501.001.502.001.46
Calmar ratio
The chart of Calmar ratio for IFC.TO, currently valued at 5.23, compared to the broader market0.002.004.006.005.23
Martin ratio
The chart of Martin ratio for IFC.TO, currently valued at 12.51, compared to the broader market0.0010.0020.0030.0012.51
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.88, compared to the broader market-4.00-2.000.002.004.002.88
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.82, compared to the broader market-4.00-2.000.002.004.003.82
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.54, compared to the broader market0.501.001.502.001.54
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 3.52, compared to the broader market0.002.004.006.003.52
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 18.62, compared to the broader market0.0010.0020.0030.0018.62

Sharpe Ratio

The current Intact Financial Corporation Sharpe ratio is 2.34. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Intact Financial Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio0.501.001.502.002.503.003.504.00JuneJulyAugustSeptemberOctoberNovember
2.34
3.26
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Intact Financial Corporation provided a 1.76% dividend yield over the last twelve months, with an annual payout of CA$4.73 per share. The company has been increasing its dividends for 18 consecutive years.

2.00%2.20%2.40%2.60%2.80%CA$0.00CA$1.00CA$2.00CA$3.00CA$4.0020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
DividendCA$4.73CA$4.40CA$4.00CA$3.40CA$3.32CA$3.04CA$2.80CA$2.56CA$2.32CA$2.12CA$1.92CA$1.76

Dividend yield

1.76%2.16%2.05%2.07%2.20%2.16%2.82%2.44%2.41%2.39%2.29%2.54%

Monthly Dividends

The table displays the monthly dividend distributions for Intact Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024CA$0.00CA$0.00CA$1.21CA$0.00CA$0.00CA$1.21CA$0.00CA$0.00CA$1.21CA$0.00CA$0.00CA$3.63
2023CA$0.00CA$0.00CA$1.10CA$0.00CA$0.00CA$1.10CA$0.00CA$0.00CA$1.10CA$0.00CA$0.00CA$1.10CA$4.40
2022CA$0.00CA$0.00CA$1.00CA$0.00CA$0.00CA$1.00CA$0.00CA$0.00CA$1.00CA$0.00CA$0.00CA$1.00CA$4.00
2021CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.91CA$3.40
2020CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$3.32
2019CA$0.00CA$0.00CA$0.76CA$0.00CA$0.00CA$0.76CA$0.00CA$0.00CA$0.76CA$0.00CA$0.00CA$0.76CA$3.04
2018CA$0.00CA$0.00CA$0.70CA$0.00CA$0.00CA$0.70CA$0.00CA$0.00CA$0.70CA$0.00CA$0.00CA$0.70CA$2.80
2017CA$0.00CA$0.00CA$0.64CA$0.00CA$0.00CA$0.64CA$0.00CA$0.00CA$0.64CA$0.00CA$0.00CA$0.64CA$2.56
2016CA$0.00CA$0.00CA$0.58CA$0.00CA$0.00CA$0.58CA$0.00CA$0.00CA$0.58CA$0.00CA$0.00CA$0.58CA$2.32
2015CA$0.00CA$0.00CA$0.53CA$0.00CA$0.00CA$0.53CA$0.00CA$0.00CA$0.53CA$0.00CA$0.00CA$0.53CA$2.12
2014CA$0.00CA$0.00CA$0.48CA$0.00CA$0.00CA$0.48CA$0.00CA$0.00CA$0.48CA$0.00CA$0.00CA$0.48CA$1.92
2013CA$0.44CA$0.00CA$0.00CA$0.44CA$0.00CA$0.00CA$0.44CA$0.00CA$0.00CA$0.44CA$1.76

Dividend Yield & Payout

Dividend Yield
5.0%10.0%15.0%1.8%
Intact Financial Corporation has a dividend yield of 1.76%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%37.2%
Intact Financial Corporation has a payout ratio of 37.21%, which is quite average when compared to the overall market. This suggests that Intact Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

-8.00%-6.00%-4.00%-2.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-0.63%
-1.52%
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Intact Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Intact Financial Corporation was 53.53%, occurring on Nov 20, 2008. Recovery took 633 trading sessions.

The current Intact Financial Corporation drawdown is 0.63%.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-53.53%Mar 3, 2006685Nov 20, 2008633Jun 1, 20111318
-30.57%Mar 6, 202012Mar 23, 2020178Dec 4, 2020190
-17.8%Oct 23, 201575Feb 9, 2016117Jul 27, 2016192
-12.83%Nov 30, 2017149Jul 5, 201830Aug 17, 2018179
-12.36%Jan 29, 2013102Jun 24, 201385Oct 25, 2013187

Volatility

Volatility Chart

The current Intact Financial Corporation volatility is 4.71%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

2.00%3.00%4.00%5.00%6.00%JuneJulyAugustSeptemberOctoberNovember
4.71%
3.36%
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Intact Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Annual
Quarterly
0.0

Valuation

The Valuation section provides an assessment of the market value of Intact Financial Corporation compared to its peers in the Insurance - Property & Casualty industry.

PE Ratio
20.040.060.080.0100.0120.0140.023.7
The chart displays the price to earnings (P/E) ratio for IFC.TO in comparison to other companies of the Insurance - Property & Casualty industry. Currently, IFC.TO has a PE value of 23.7. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-150.0-100.0-50.00.00.9
The chart displays the price to earnings to growth (PEG) ratio for IFC.TO in comparison to other companies of the Insurance - Property & Casualty industry. Currently, IFC.TO has a PEG value of 0.9. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Intact Financial Corporation.

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Income Statement

Income Statement
Balance Sheet
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Quarterly
TTM
Revenue

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EBITDA

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EBIT

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Net Income

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Effect Of Accounting Charges

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Interest Income

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Values in undefined except per share items