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Intact Financial Corporation (IFC.TO)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Intact Financial Corporation (IFC.TO)

Equity · Currency in CAD · Last updated May 16, 2024

Company Info

ISINCA45823T1066
CUSIP45823T106
SectorFinancial Services
IndustryInsurance—Property & Casualty

Highlights

Market CapCA$40.78B
EPSCA$8.60
PE Ratio26.59
PEG Ratio0.87
Revenue (TTM)CA$28.59B
Gross Profit (TTM)CA$3.70B
EBITDA (TTM)CA$3.01B
Year RangeCA$185.18 - CA$235.98
Target PriceCA$246.00
Short %0.39%
Short Ratio3.69

Share Price Chart

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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Intact Financial Corporation

Popular comparisons: IFC.TO vs. FMC, IFC.TO vs. FFH.TO, IFC.TO vs. BCE, IFC.TO vs. MSFT, IFC.TO vs. RY, IFC.TO vs. IWO, IFC.TO vs. FN.TO, IFC.TO vs. XIC.TO, IFC.TO vs. BRK-B, IFC.TO vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of CA$10,000 in Intact Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

400.00%600.00%800.00%1,000.00%1,200.00%December2024FebruaryMarchAprilMay
1,179.30%
395.96%
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

S&P 500

Returns By Period

Intact Financial Corporation had a return of 11.51% year-to-date (YTD) and 15.03% in the last 12 months. Over the past 10 years, Intact Financial Corporation had an annualized return of 14.92%, outperforming the S&P 500 benchmark which had an annualized return of 10.97%.

PeriodReturnBenchmark
Year-To-Date11.51%11.29%
1 month2.77%4.87%
6 months10.39%17.88%
1 year15.03%29.16%
5 years (annualized)16.92%13.20%
10 years (annualized)14.92%10.97%

Monthly Returns

The table below presents the monthly returns of IFC.TO, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20243.13%7.34%-1.97%2.83%11.51%
2023-0.96%1.54%-0.74%5.96%-2.38%2.81%-4.76%-2.21%4.54%-1.61%7.93%-2.55%6.96%
20224.75%5.55%2.16%-2.71%1.69%-0.09%4.98%-0.18%3.26%5.89%-2.78%-2.66%21.06%
2021-6.45%0.88%8.85%6.09%-0.09%3.68%0.94%1.08%-2.07%-0.94%-4.45%4.31%11.37%
20202.10%1.48%-15.83%8.91%-0.78%-1.07%13.18%-4.47%2.66%-3.48%5.57%4.31%10.01%
20194.71%5.91%3.51%-3.07%6.02%4.81%1.65%5.77%3.08%1.92%0.79%3.09%45.11%
2018-1.77%-3.76%-1.76%1.13%0.15%-4.19%6.42%4.29%4.46%-3.16%2.27%-6.10%-2.83%
2017-1.13%-0.89%1.13%-1.13%-0.78%6.31%-1.13%6.29%0.77%2.31%2.65%-2.42%12.14%
2016-5.28%0.30%8.64%2.11%-1.24%1.31%1.41%1.70%0.26%-3.86%2.54%3.43%11.17%
20151.28%5.92%6.69%-2.61%-4.02%-2.11%3.93%0.94%3.53%-0.35%-4.68%0.21%8.26%
2014-2.26%-1.76%4.02%4.61%-0.51%3.44%-1.17%1.64%-1.24%4.22%5.04%6.27%24.09%
20131.37%-0.23%-4.33%-1.37%-0.08%-2.73%1.96%0.93%2.05%5.26%3.28%3.97%10.10%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of IFC.TO is 76, placing it in the top 24% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.

The Risk-Adjusted Performance Rank of IFC.TO is 7676
IFC.TO (Intact Financial Corporation)
The Sharpe Ratio Rank of IFC.TO is 7373Sharpe Ratio Rank
The Sortino Ratio Rank of IFC.TO is 7171Sortino Ratio Rank
The Omega Ratio Rank of IFC.TO is 6767Omega Ratio Rank
The Calmar Ratio Rank of IFC.TO is 9292Calmar Ratio Rank
The Martin Ratio Rank of IFC.TO is 7777Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Intact Financial Corporation (IFC.TO) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.

IFC.TO
Sharpe ratio
The chart of Sharpe ratio for IFC.TO, currently valued at 0.90, compared to the broader market-2.00-1.000.001.002.003.004.000.90
Sortino ratio
The chart of Sortino ratio for IFC.TO, currently valued at 1.54, compared to the broader market-4.00-2.000.002.004.006.001.54
Omega ratio
The chart of Omega ratio for IFC.TO, currently valued at 1.18, compared to the broader market0.501.001.502.001.18
Calmar ratio
The chart of Calmar ratio for IFC.TO, currently valued at 2.06, compared to the broader market0.002.004.006.002.06
Martin ratio
The chart of Martin ratio for IFC.TO, currently valued at 4.15, compared to the broader market-10.000.0010.0020.0030.004.15
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.44, compared to the broader market-2.00-1.000.001.002.003.004.002.44
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.45, compared to the broader market-4.00-2.000.002.004.006.003.45
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.42, compared to the broader market0.501.001.502.001.42
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 1.98, compared to the broader market0.002.004.006.001.98
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 9.39, compared to the broader market-10.000.0010.0020.0030.009.39

Sharpe Ratio

The current Intact Financial Corporation Sharpe ratio is 0.90. This value is calculated based on the past 12 months of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Intact Financial Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50December2024FebruaryMarchAprilMay
0.90
2.92
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Intact Financial Corporation granted a 1.99% dividend yield in the last twelve months. The annual payout for that period amounted to CA$4.51 per share.

PeriodTTM20232022202120202019201820172016201520142013
DividendCA$4.51CA$4.40CA$4.00CA$3.40CA$3.32CA$3.04CA$2.80CA$2.56CA$2.32CA$2.12CA$1.92CA$1.76

Dividend yield

1.99%2.16%2.05%2.07%2.20%2.16%2.82%2.44%2.41%2.39%2.29%2.54%

Monthly Dividends

The table displays the monthly dividend distributions for Intact Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024CA$0.00CA$0.00CA$1.21CA$0.00CA$0.00CA$1.21
2023CA$0.00CA$0.00CA$1.10CA$0.00CA$0.00CA$1.10CA$0.00CA$0.00CA$1.10CA$0.00CA$0.00CA$1.10CA$4.40
2022CA$0.00CA$0.00CA$1.00CA$0.00CA$0.00CA$1.00CA$0.00CA$0.00CA$1.00CA$0.00CA$0.00CA$1.00CA$4.00
2021CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.91CA$3.40
2020CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$0.00CA$0.00CA$0.83CA$3.32
2019CA$0.00CA$0.00CA$0.76CA$0.00CA$0.00CA$0.76CA$0.00CA$0.00CA$0.76CA$0.00CA$0.00CA$0.76CA$3.04
2018CA$0.00CA$0.00CA$0.70CA$0.00CA$0.00CA$0.70CA$0.00CA$0.00CA$0.70CA$0.00CA$0.00CA$0.70CA$2.80
2017CA$0.00CA$0.00CA$0.64CA$0.00CA$0.00CA$0.64CA$0.00CA$0.00CA$0.64CA$0.00CA$0.00CA$0.64CA$2.56
2016CA$0.00CA$0.00CA$0.58CA$0.00CA$0.00CA$0.58CA$0.00CA$0.00CA$0.58CA$0.00CA$0.00CA$0.58CA$2.32
2015CA$0.00CA$0.00CA$0.53CA$0.00CA$0.00CA$0.53CA$0.00CA$0.00CA$0.53CA$0.00CA$0.00CA$0.53CA$2.12
2014CA$0.00CA$0.00CA$0.48CA$0.00CA$0.00CA$0.48CA$0.00CA$0.00CA$0.48CA$0.00CA$0.00CA$0.48CA$1.92
2013CA$0.44CA$0.00CA$0.00CA$0.44CA$0.00CA$0.00CA$0.44CA$0.00CA$0.00CA$0.44CA$1.76

Dividend Yield & Payout

Dividend Yield
5.0%10.0%15.0%2.0%
Intact Financial Corporation has a dividend yield of 1.99%, which is quite average when compared to the overall market.
Payout Ratio
20.0%40.0%60.0%80.0%100.0%120.0%36.8%
Intact Financial Corporation has a payout ratio of 36.82%, which is quite average when compared to the overall market. This suggests that Intact Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

-8.00%-6.00%-4.00%-2.00%0.00%December2024FebruaryMarchAprilMay
-3.66%
0
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Intact Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Intact Financial Corporation was 53.53%, occurring on Nov 20, 2008. Recovery took 633 trading sessions.

The current Intact Financial Corporation drawdown is 3.66%.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-53.53%Mar 3, 2006685Nov 20, 2008633Jun 1, 20111318
-30.57%Mar 6, 202012Mar 23, 2020178Dec 4, 2020190
-17.8%Oct 23, 201575Feb 9, 2016117Jul 27, 2016192
-12.83%Nov 30, 2017149Jul 5, 201830Aug 17, 2018179
-12.36%Jan 29, 2013102Jun 24, 201385Oct 25, 2013187

Volatility

Volatility Chart

The current Intact Financial Corporation volatility is 3.88%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

2.00%4.00%6.00%8.00%December2024FebruaryMarchAprilMay
3.88%
3.15%
IFC.TO (Intact Financial Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Intact Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Annual
Quarterly
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Income Statement

Income Statement
Balance Sheet
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TTM
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Cost Of Revenue

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Gross Profit

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Operating Expenses

Selling, General & Admin Expenses

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Total Operating Expenses

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Income

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EBIT

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Earnings From Continuing Operations

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Net Income

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Income Tax Expense

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Interest Expense

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Other Non-Operating Income (Expenses)

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Extraordinary Items

0.00

Discontinued Operations

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Effect Of Accounting Charges

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Non Recurring

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Minority Interest

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Other Items

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Values in undefined except per share items