IBDZ vs. VTC
IBDZ (iShares iBonds Dec 2034 Term Corporate ETF) and VTC (Vanguard Total Corporate Bond ETF) are both Corporate Bonds funds - IBDZ tracks the iBonds Dec 2034 Term Corporate Index while VTC tracks the Bloomberg Barclays U.S. Corporate Bond Index. Both are passively managed. Over the past year, IBDZ returned 6.65% vs 5.99% for VTC. Their correlation of 0.91 suggests significant overlap in exposure. IBDZ charges 0.10%/yr vs 0.04%/yr for VTC.
Performance
IBDZ vs. VTC - Performance Comparison
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Returns By Period
In the year-to-date period, IBDZ achieves a 0.34% return, which is significantly lower than VTC's 0.60% return.
IBDZ
- 1D
- -0.19%
- 1M
- 0.37%
- YTD
- 0.34%
- 6M
- 0.33%
- 1Y
- 6.65%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
VTC
- 1D
- -0.22%
- 1M
- 0.63%
- YTD
- 0.60%
- 6M
- 0.33%
- 1Y
- 5.99%
- 3Y*
- 5.22%
- 5Y*
- 0.51%
- 10Y*
- —
IBDZ vs. VTC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
IBDZ iShares iBonds Dec 2034 Term Corporate ETF | 0.34% | 8.84% | 4.23% |
VTC Vanguard Total Corporate Bond ETF | 0.60% | 7.58% | 3.28% |
Correlation
The correlation between IBDZ and VTC is 0.95, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.95 |
Correlation (All Time) Calculated using the full available price history since May 28, 2024 | 0.91 |
The correlation between IBDZ and VTC has been stable across timeframes, ranging from 0.91 to 0.95 - a consistent structural relationship.
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Return for Risk
IBDZ vs. VTC — Risk / Return Rank
IBDZ
VTC
IBDZ vs. VTC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares iBonds Dec 2034 Term Corporate ETF (IBDZ) and Vanguard Total Corporate Bond ETF (VTC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IBDZ | VTC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.03 | ||
| Sortino ratioReturn per unit of downside risk | +0.06 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.24 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 2.19 | 2.09 | +0.11 |
| Martin ratioReturn relative to average drawdown | 7.12 | 6.63 | +0.49 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IBDZ | VTC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.41 | 1.38 | +0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.07 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.06 | 0.32 | +0.75 |
Drawdowns
IBDZ vs. VTC - Drawdown Comparison
The maximum IBDZ drawdown since its inception was -5.57%, smaller than the maximum VTC drawdown of -22.05%. Use the drawdown chart below to compare losses from any high point for IBDZ and VTC.
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Drawdown Indicators
| IBDZ | VTC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -5.57% | -22.05% | +16.48% |
Max Drawdown (1Y)Largest decline over 1 year | -3.04% | -2.88% | -0.16% |
Max Drawdown (3Y)Largest decline over 3 years | — | -6.46% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -22.05% | — |
Current DrawdownCurrent decline from peak | -1.26% | -0.99% | -0.27% |
Average DrawdownAverage peak-to-trough decline | -1.28% | -5.84% | +4.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.94% | 0.90% | +0.04% |
Volatility
IBDZ vs. VTC - Volatility Comparison
iShares iBonds Dec 2034 Term Corporate ETF (IBDZ) and Vanguard Total Corporate Bond ETF (VTC) have volatilities of 1.43% and 1.43%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IBDZ | VTC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.43% | 1.43% | 0.00% |
Volatility (6M)Calculated over the trailing 6-month period | 3.32% | 3.22% | +0.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.74% | 4.37% | +0.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.27% | 7.08% | -0.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.27% | 7.68% | -1.41% |
IBDZ vs. VTC - Expense Ratio Comparison
IBDZ has a 0.10% expense ratio, which is higher than VTC's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
IBDZ vs. VTC - Dividend Comparison
IBDZ's dividend yield for the trailing twelve months is around 4.86%, less than VTC's 4.93% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
IBDZ iShares iBonds Dec 2034 Term Corporate ETF | 4.86% | 4.85% | 2.50% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTC Vanguard Total Corporate Bond ETF | 4.93% | 4.76% | 4.50% | 3.80% | 3.13% | 2.36% | 2.69% | 3.34% | 3.53% | 0.55% |
Frequently Asked Questions
With a correlation of 0.95, IBDZ and VTC move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VTC has higher volatility (1.43%) compared to IBDZ (1.43%). In terms of maximum drawdown, IBDZ dropped -5.57% vs VTC's -22.05%.
On 1-year performance, IBDZ leads with 6.65% vs 5.99% for VTC. On fees, VTC is cheaper at 0.04% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, IBDZ has performed better with a 6.65% return vs 5.99%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTC is cheaper with a 0.04% expense ratio, compared with 0.10% for IBDZ.
VTC has the higher dividend yield at 4.93%, compared with 4.86% for IBDZ.
IBDZ tracks iBonds Dec 2034 Term Corporate Index, while VTC tracks Bloomberg Barclays U.S. Corporate Bond Index. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.10% for IBDZ and 0.04% for VTC.
IBDZ currently has the higher Sharpe Ratio (1.41 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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