IAU vs. UBUS.DE
IAU (iShares Gold Trust) and UBUS.DE (UBS ETF (IE) Factor MSCI USA Prime Value UCITS ETF (USD) A-dis) are both exchange-traded funds - IAU is a Gold fund tracking the LBMA Gold Price, while UBUS.DE is a Large Cap Value Equities fund tracking the MSCI USA Prime Value. Both are passively managed. Over the past 10 years, IAU returned 12.49%/yr vs 12.01%/yr for UBUS.DE. At a 0.11 correlation, their price movements are largely independent. Both charge a 0.25% expense ratio.
Performance
IAU vs. UBUS.DE - Performance Comparison
Loading charts...
Different Trading Currencies
IAU is traded in USD, while UBUS.DE is traded in EUR. To make them comparable, the UBUS.DE values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, IAU achieves a 0.11% return, which is significantly lower than UBUS.DE's 7.92% return. Both investments have delivered pretty close results over the past 10 years, with IAU having a 12.49% annualized return and UBUS.DE not far behind at 12.01%.
IAU
- 1D
- 2.61%
- 1M
- -4.97%
- YTD
- 0.11%
- 6M
- 0.22%
- 1Y
- 25.52%
- 3Y*
- 29.91%
- 5Y*
- 18.47%
- 10Y*
- 12.49%
UBUS.DE
- 1D
- 1.11%
- 1M
- 3.92%
- YTD
- 7.92%
- 6M
- 8.09%
- 1Y
- 20.46%
- 3Y*
- 12.64%
- 5Y*
- 8.79%
- 10Y*
- 12.01%
IAU vs. UBUS.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IAU iShares Gold Trust | 0.11% | 63.95% | 26.85% | 12.84% | -0.63% | -4.00% | 25.03% | 17.98% | -1.76% | 12.91% |
UBUS.DE UBS ETF (IE) Factor MSCI USA Prime Value UCITS ETF (USD) A-dis | 7.92% | 13.34% | 7.45% | 15.93% | -8.25% | 30.38% | 5.59% | 30.75% | -8.76% | 20.75% |
Correlation
The correlation between IAU and UBUS.DE is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.20 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.14 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.14 |
Correlation (All Time) Calculated using the full available price history since Sep 22, 2015 | 0.11 |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
IAU vs. UBUS.DE — Risk / Return Rank
IAU
UBUS.DE
IAU vs. UBUS.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Gold Trust (IAU) and UBS ETF (IE) Factor MSCI USA Prime Value UCITS ETF (USD) A-dis (UBUS.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IAU | UBUS.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.76 | ||
| Sortino ratioReturn per unit of downside risk | -1.23 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.29 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 1.05 | 2.49 | -1.44 |
| Martin ratioReturn relative to average drawdown | 3.00 | 8.73 | -5.73 |
Loading charts...
Drawdowns
IAU vs. UBUS.DE - Drawdown Comparison
The maximum IAU drawdown since its inception was -45.14%, which is greater than UBUS.DE's maximum drawdown of -31.43%. Use the drawdown chart below to compare losses from any high point for IAU and UBUS.DE.
Loading charts...
Drawdown Indicators
| IAU | UBUS.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -45.14% | -31.43% | -13.71% |
Max Drawdown (1Y)Largest decline over 1 year | -24.40% | -8.17% | -16.23% |
Max Drawdown (3Y)Largest decline over 3 years | -24.40% | -18.75% | -5.65% |
Max Drawdown (5Y)Largest decline over 5 years | -24.40% | -19.31% | -5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -24.40% | -31.43% | +7.03% |
Current DrawdownCurrent decline from peak | -20.00% | 0.00% | -20.00% |
Average DrawdownAverage peak-to-trough decline | -15.97% | -4.58% | -11.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.56% | 2.34% | +6.22% |
Volatility
IAU vs. UBUS.DE - Volatility Comparison
iShares Gold Trust (IAU) has a higher volatility of 8.29% compared to UBS ETF (IE) Factor MSCI USA Prime Value UCITS ETF (USD) A-dis (UBUS.DE) at 2.64%. This indicates that IAU's price experiences larger fluctuations and is considered to be riskier than UBUS.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| IAU | UBUS.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.29% | 2.64% | +5.65% |
Volatility (6M)Calculated over the trailing 6-month period | 24.06% | 8.36% | +15.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.29% | 12.02% | +15.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.20% | 15.44% | +2.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.04% | 16.33% | -0.29% |
IAU vs. UBUS.DE - Expense Ratio Comparison
Both IAU and UBUS.DE have an expense ratio of 0.25%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
IAU vs. UBUS.DE - Dividend Comparison
IAU has not paid dividends to shareholders, while UBUS.DE's dividend yield for the trailing twelve months is around 1.13%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
UBUS.DE UBS ETF (IE) Factor MSCI USA Prime Value UCITS ETF (USD) A-dis | 1.13% | 1.24% | 0.67% | 1.52% | 1.62% | 1.56% | 1.89% | 1.30% | 1.93% | 1.60% | 1.41% |
Frequently Asked Questions
IAU and UBUS.DE have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
Both ETFs have the same 0.25% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.
IAU and UBUS.DE have the same expense ratio: 0.25% per year.
IAU is categorized as Gold, while UBUS.DE is Large Cap Value Equities. IAU tracks LBMA Gold Price, while UBUS.DE tracks MSCI USA Prime Value. They also come from different issuers: iShares and UBS.
Find the right allocation for IAU and UBUS.DE
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer