HTB vs. CVS
HTB (HomeTrust Bancshares, Inc) and CVS (CVS Health Corporation) are both stocks. HTB operates in Banks - Regional (Financial Services), while CVS operates in Healthcare Plans (Healthcare). Over the past year, HTB returned 35.87% vs 72.47% for CVS. Their 0.04 correlation means their historical movements had little consistent relationship.
Performance
HTB vs. CVS - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, HTB achieves a 19.96% return, which is significantly lower than CVS's 34.67% return.
HTB
- 1D
- 0.06%
- 1M
- 3.56%
- 6M
- 19.46%
- YTD
- 19.96%
- 1Y
- 35.87%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 27.54%
CVS
- 1D
- -0.75%
- 1M
- 0.34%
- 6M
- 42.24%
- YTD
- 34.67%
- 1Y
- 72.47%
- 3Y*
- 16.56%
- 5Y*
- 8.40%
- 10Y*
- 3.79%
- ALL TIME*
- 10.07%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $797.84M | $795.56M | $824.15M | |
| $5.89M | $6.10M | $5.30M |
HTB vs. CVS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
HTB HomeTrust Bancshares, Inc | 19.96% | 17.70% |
CVS CVS Health Corporation | 34.67% | 26.73% |
Correlation
The correlation between HTB and CVS is 0.02, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.02 |
Correlation (All Time) Calculated using the full available price history since Feb 28, 2025 | 0.04 |
Fundamentals
HTB:
$860.27M
CVS:
$133.25B
HTB:
$1.93
CVS:
$2.30
HTB:
26.48
CVS:
45.41
HTB:
5.50
CVS:
0.33
HTB:
1.41
CVS:
1.72
HTB:
$157.04M
CVS:
$407.91B
HTB:
$157.62M
CVS:
$56.59B
HTB:
$87.93M
CVS:
$9.99B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
HTB vs. CVS — Risk / Return Rank
HTB
CVS
HTB vs. CVS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for HomeTrust Bancshares, Inc (HTB) and CVS Health Corporation (CVS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HTB | CVS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.95 | ||
| Sortino ratioReturn per unit of downside risk | -0.62 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.43 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | 3.47 | 4.49 | -1.03 |
| Martin ratioReturn relative to average drawdown | 7.79 | 13.03 | -5.24 |
Loading charts...
Drawdowns
HTB vs. CVS - Drawdown Comparison
The maximum HTB drawdown since its inception was -13.10%, smaller than the maximum CVS drawdown of -64.07%. Use the drawdown chart below to compare losses from any high point for HTB and CVS.
Loading charts...
Drawdown Indicators
| HTB | CVS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -13.10% | -64.07% | +50.97% |
Max Drawdown (1Y)Largest decline over 1 year | -9.67% | -16.44% | +6.77% |
Max Drawdown (3Y)Largest decline over 3 years | — | -43.98% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -56.79% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -56.79% | — |
Current DrawdownCurrent decline from peak | -0.64% | -4.99% | +4.35% |
Average DrawdownAverage peak-to-trough decline | -3.83% | -19.48% | +15.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.30% | 5.66% | -1.36% |
Volatility
HTB vs. CVS - Volatility Comparison
The current volatility for HomeTrust Bancshares, Inc (HTB) is 6.03%, while CVS Health Corporation (CVS) has a volatility of 7.19%. This indicates that HTB experiences smaller price fluctuations and is considered to be less risky than CVS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| HTB | CVS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.03% | 7.19% | -1.16% |
Volatility (6M)Calculated over the trailing 6-month period | 14.06% | 21.03% | -6.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.75% | 30.46% | -7.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 23.96% | 30.13% | -6.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.96% | 29.39% | -5.43% |
Dividends
HTB vs. CVS - Dividend Comparison
HTB's dividend yield for the trailing twelve months is around 1.04%, less than CVS's 2.55% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CVS CVS Health Corporation | 2.55% | 3.35% | 5.93% | 3.06% | 2.36% | 1.94% | 2.93% | 2.69% | 3.05% | 2.76% | 2.15% | 1.43% |
HTB HomeTrust Bancshares, Inc | 1.04% | 0.58% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
HTB vs. CVS - Financials Comparison
This section allows you to compare key financial metrics between HomeTrust Bancshares, Inc and CVS Health Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HTB vs. CVS - Profitability Comparison
HTB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, HomeTrust Bancshares, Inc reported a gross profit of 0.00 and revenue of -61.50M. Therefore, the gross margin over that period was 0.0%.
CVS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, CVS Health Corporation reported a gross profit of 15.62B and revenue of 100.43B. Therefore, the gross margin over that period was 15.6%.
HTB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, HomeTrust Bancshares, Inc reported an operating income of -1.89M and revenue of -61.50M, resulting in an operating margin of 3.1%.
CVS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, CVS Health Corporation reported an operating income of 4.68B and revenue of 100.43B, resulting in an operating margin of 4.7%.
HTB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, HomeTrust Bancshares, Inc reported a net income of -16.77M and revenue of -61.50M, resulting in a net margin of 27.3%.
CVS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, CVS Health Corporation reported a net income of 2.94B and revenue of 100.43B, resulting in a net margin of 2.9%.
Frequently Asked Questions
HTB and CVS have a correlation of 0.02, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CVS has higher volatility (7.19%) compared to HTB (6.03%). In terms of maximum drawdown, HTB dropped -13.10% vs CVS's -64.07%.
CVS currently has the higher Sharpe Ratio (2.43 vs 1.48), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for HTB and CVS
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer