HSTIX vs. CMU

Last updated Jul 16, 2026

HSTIX (Homestead Stock Index Fund) is Large Cap Blend Equities fund managed by Homestead, while CMU (MFS High Yield Municipal Trust) is a stock. At a 0.11 correlation, their price movements are largely independent.

Performance

HSTIX vs. CMU - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Homestead Stock Index Fund (HSTIX) and MFS High Yield Municipal Trust (CMU). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

HSTIX

• 1D: 0.39%
• 1M: -0.10%
• 6M: 9.29%
• YTD: 10.61%
• 1Y: 21.68%
• 3Y*: 19.78%
• 5Y*: 12.94%
• 10Y*: 14.77%

CMU

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

HSTIX vs. CMU - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HSTIX Homestead Stock Index Fund	10.61%	17.36%	24.40%	27.24%	-18.53%	28.07%	17.81%	30.77%	-4.98%	21.17%
CMU MFS High Yield Municipal Trust	0.53%	5.39%	11.56%	10.28%	-27.23%	7.38%	-2.18%	19.12%	-4.45%	10.79%

Correlation

The correlation between HSTIX and CMU is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.12
Correlation (3Y) Calculated over the trailing 3-year period	0.23
Correlation (5Y) Calculated over the trailing 5-year period	0.24
Correlation (10Y) Calculated over the trailing 10-year period	0.20
Correlation (All Time) Calculated using the full available price history since Oct 29, 1999	0.11

The correlation between HSTIX and CMU shifts across timeframes, from 0.11 (all time) to 0.24 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

HSTIX vs. CMU — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HSTIX

HSTIX Risk / Return Rank: 62
HSTIX Sharpe Ratio Rank: 60
HSTIX Sortino Ratio Rank: 56
HSTIX Omega Ratio Rank: 57
HSTIX Calmar Ratio Rank: 62
HSTIX Martin Ratio Rank: 73

CMU

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HSTIX vs. CMU - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Homestead Stock Index Fund (HSTIX) and MFS High Yield Municipal Trust (CMU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	HSTIX	CMU	Difference
Sharpe ratio: Return per unit of total volatility	1.70	—	—
Sortino ratio: Return per unit of downside risk	2.34	—	—
Omega ratio: Gain probability vs. loss probability	1.31	—	—
Calmar ratio: Return relative to maximum drawdown	2.37	—	—
Martin ratio: Return relative to average drawdown	10.38	—	—

Drawdowns

Drawdown Indicators

	HSTIX	CMU	Difference
Max Drawdown Largest peak-to-trough decline	-55.64%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-8.97%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-18.79%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-24.78%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-33.82%	—	—
Current Drawdown Current decline from peak	-0.78%	—	—
Average Drawdown Average peak-to-trough decline	-11.54%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	2.05%	—	—

Volatility

Volatility by Period

	HSTIX	CMU	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.63%	—	—
Volatility (6M) Calculated over the trailing 6-month period	9.98%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	12.55%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.04%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.05%	—	—

Dividends

HSTIX vs. CMU - Dividend Comparison

HSTIX's dividend yield for the trailing twelve months is around 1.64%, less than CMU's 7.48% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CMU MFS High Yield Municipal Trust	7.48%	5.38%	4.69%	4.05%	5.58%	4.52%	4.93%	4.81%	6.09%	5.87%	6.13%	6.22%
HSTIX Homestead Stock Index Fund	1.64%	1.82%	1.08%	2.49%	1.91%	2.13%	1.40%	1.98%	1.98%	0.89%	1.51%	1.66%

Frequently Asked Questions

Can I hold both HSTIX and CMU in my portfolio?

HSTIX and CMU have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.