HSCSX vs. SCHA
Compare and contrast key facts about Homestead Small Company Stock Fund (HSCSX) and Schwab U.S. Small-Cap ETF (SCHA).
HSCSX is managed by Homestead. It was launched on Mar 4, 1998. SCHA is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Small-Cap Total Stock Market Total Return Index. It was launched on Nov 3, 2009.
Performance
HSCSX vs. SCHA - Performance Comparison
Loading graphics...
HSCSX vs. SCHA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HSCSX Homestead Small Company Stock Fund | 0.29% | 0.54% | 8.52% | 17.21% | -16.97% | 20.38% | 22.25% | 22.41% | -27.09% | 12.03% |
SCHA Schwab U.S. Small-Cap ETF | 3.19% | 11.60% | 11.16% | 18.46% | -19.81% | 16.45% | 19.34% | 26.50% | -11.79% | 14.94% |
Returns By Period
In the year-to-date period, HSCSX achieves a 0.29% return, which is significantly lower than SCHA's 3.19% return. Over the past 10 years, HSCSX has underperformed SCHA with an annualized return of 6.35%, while SCHA has yielded a comparatively higher 9.94% annualized return.
HSCSX
- 1D
- 3.05%
- 1M
- -6.70%
- YTD
- 0.29%
- 6M
- 1.85%
- 1Y
- 14.13%
- 3Y*
- 6.92%
- 5Y*
- 2.29%
- 10Y*
- 6.35%
SCHA
- 1D
- 0.93%
- 1M
- -4.33%
- YTD
- 3.19%
- 6M
- 5.66%
- 1Y
- 26.55%
- 3Y*
- 13.45%
- 5Y*
- 4.49%
- 10Y*
- 9.94%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
HSCSX vs. SCHA - Expense Ratio Comparison
HSCSX has a 1.06% expense ratio, which is higher than SCHA's 0.04% expense ratio.
Return for Risk
HSCSX vs. SCHA — Risk / Return Rank
HSCSX
SCHA
HSCSX vs. SCHA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Homestead Small Company Stock Fund (HSCSX) and Schwab U.S. Small-Cap ETF (SCHA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HSCSX | SCHA | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.61 | 1.16 | -0.56 |
Sortino ratioReturn per unit of downside risk | 1.03 | 1.74 | -0.70 |
Omega ratioGain probability vs. loss probability | 1.13 | 1.23 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.01 | 1.87 | -0.86 |
Martin ratioReturn relative to average drawdown | 3.85 | 7.77 | -3.92 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| HSCSX | SCHA | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.61 | 1.16 | -0.56 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.11 | 0.21 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | 0.44 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.38 | 0.53 | -0.15 |
Correlation
The correlation between HSCSX and SCHA is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
HSCSX vs. SCHA - Dividend Comparison
HSCSX's dividend yield for the trailing twelve months is around 10.85%, more than SCHA's 1.16% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HSCSX Homestead Small Company Stock Fund | 10.85% | 10.88% | 5.42% | 3.87% | 5.12% | 18.41% | 12.67% | 18.73% | 26.80% | 4.45% | 2.43% | 5.07% |
SCHA Schwab U.S. Small-Cap ETF | 1.16% | 1.26% | 1.51% | 1.42% | 1.37% | 1.19% | 1.05% | 1.39% | 1.58% | 1.24% | 1.50% | 1.48% |
Drawdowns
HSCSX vs. SCHA - Drawdown Comparison
The maximum HSCSX drawdown since its inception was -55.79%, which is greater than SCHA's maximum drawdown of -42.41%. Use the drawdown chart below to compare losses from any high point for HSCSX and SCHA.
Loading graphics...
Drawdown Indicators
| HSCSX | SCHA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.79% | -42.41% | -13.38% |
Max Drawdown (1Y)Largest decline over 1 year | -14.82% | -14.35% | -0.47% |
Max Drawdown (5Y)Largest decline over 5 years | -29.42% | -30.79% | +1.37% |
Max Drawdown (10Y)Largest decline over 10 years | -44.64% | -42.41% | -2.23% |
Current DrawdownCurrent decline from peak | -8.23% | -5.41% | -2.82% |
Average DrawdownAverage peak-to-trough decline | -9.34% | -7.65% | -1.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.89% | 3.45% | +0.44% |
Volatility
HSCSX vs. SCHA - Volatility Comparison
The current volatility for Homestead Small Company Stock Fund (HSCSX) is 6.80%, while Schwab U.S. Small-Cap ETF (SCHA) has a volatility of 7.31%. This indicates that HSCSX experiences smaller price fluctuations and is considered to be less risky than SCHA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| HSCSX | SCHA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.80% | 7.31% | -0.51% |
Volatility (6M)Calculated over the trailing 6-month period | 13.72% | 13.72% | 0.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.18% | 22.90% | +1.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.73% | 21.95% | -0.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.37% | 22.67% | -0.30% |